USDA Vs. FHA Pro and Con comparison in Syracuse, Kosciusko County, IN
As of 2025, the USDA loan ceiling for a single-family dwelling in Syracuse, located in Kosciusko County, IN, is set at $336,500. Comparatively, the FHA loan boundary is marked at $472,030.
Take advantage of the Lendersa® USDA loan calculator to efficiently assess and contrast the current USDA and FHA interest rates. This tool will also guide you in understanding the income, credit score, reserve funds, and documentation essential for qualification. With our sophisticated mortgage calculator, evaluate the USDA, FHA, Conforming, and VA options side by side to determine the most suitable program in for your unique financial needs.
2025 loan ceilings and initial payment requirements in Syracuse, encompassing Kosciusko County, IN
Loan Type
Maximum Loan Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Syracuse, IN
The primary objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you without unnecessary delay or hassle. Begin with any of the three straightforward steps to match with suitable lenders and USDA loan offerings.
The USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum of a 3.5% down payment, USDA loans do not require any down payment at all.
Expree Credit Union was founded in 1938 as the Kentucky Employees Credit Union, or KECU — a not-for-profit cooperative to provide state employees with convenient savings and low-interest credit. People helping people. For the last 80 years, every decision has been guided by the financial well-being of our members.
Stockton Mortgage, we start each day with the goal of getting our customers to the closing table with ease, care, and consideration. We’re big enough to compete with the big guys, but small enough to work closely together every day.Mortgage, we start each day with the goal of getting our customers to the closing table with ease
The Bank of New Glarus is headquartered in New Glarus, Wisconsin and has branch offices located in New Glarus, Belleville, Monroe, Juda and Brodhead, with a loan production office located in Madison. As the largest deposit bank in Green County, it offers a full range of financial products and services to its customers
We offer you personal service and a full menu of products and services. Whether you are an individual customer, a small business or professional firm, we have the products and experience to take care of your financial needs. Banking with us is doing business with people you know and who know you
Beacon Community Credit Union was chartered in 1947 to serve the employees of the Naval Ordnance Station in Louisville, Kentucky and was originally named Louisville Naval Ordnance Plant Employees Credit Union.
With the closure of the Naval Ordnance Plant in 1995, we had to branch out to remain a thriving credit union.
Choosing a loan provider can be both confusing and time consuming. There are so many providers out there that the loan process can sometimes become overwhelming. Commonwealth Capital Mortgage is there help you every step of the way, to reduce stress and help you focus on what is most important - your normal life!
Frankfort Community Federal Credit Union (FCFCU) was founded in 1959 based on the guiding philosophy of credit unions everywhere: “People Helping People.” Over the years, we have grown from our small beginnings to an integral and respected part of the financial community in Benzie County.
Since 1901, State Savings Bank has been caring for the financial needs of our neighbors in northwest Michigan. Because our roots run deep here, we can better serve you—whether you're buying a home, running a business, investing for your future, or just looking for a friendly place to bank.
We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
