USDA Vs. FHA your options comparison in Syracuse, Kosciusko County, IN
As of 2025, the USDA loan ceiling for a single-family dwelling in Syracuse, located in Kosciusko County, IN, is set at $336,500. Comparatively, the FHA loan boundary is marked at $472,030.
Take advantage of the Lendersa® USDA loan calculator to efficiently assess and contrast the current USDA and FHA interest rates. This tool will also guide you in understanding the income, credit score, reserve funds, and documentation essential for qualification. With our sophisticated mortgage calculator, evaluate the USDA, FHA, Conforming, and VA options side by side to determine the most suitable program in for your unique financial needs.
2025 loan ceilings and initial payment requirements in Syracuse, encompassing Kosciusko County, IN
Loan Type
Maximum Loan Amount
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA loans in Syracuse, IN
The primary objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you without unnecessary delay or hassle. Begin with any of the three straightforward steps to match with suitable lenders and USDA loan offerings.
The USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum of a 3.5% down payment, USDA loans do not require any down payment at all.
DEL HOME LENDING, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.
Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
The Dolores State Bank is proud to be the largest independent bank in Montezuma County, Colorado. All decisions are made locally by people who look beyond the numbers to best serve the community. Our officers and employees realize you, our customers, are ultimately responsible for the growth and success of the bank.
Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.
Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.
On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.
Here at Major Mortgage We are your Local Mortgage Lender and we strive daily to be a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof. Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work.
The history of our bank traces back to the first financial institution in Big Timber. In 1890 William Shanks and Thomas Lee placed some private funds in an office safe and for a while did a loan business. The following year Shanks helped organize and became Vice President of Big Timber National Bank.
It is First State Bank’s mission to provide the highest level of customer satisfaction, and personalized financial solutions through knowledgeable team members, efficient teamwork, and technological advancements while striving for innovative and creative ways to improve procedures and implement products.
