USDA VS FHA in Syracuse, Kosciusko County, IN

As of 2025, the USDA loan ceiling for a single-family dwelling in Syracuse, located in Kosciusko County, IN, is set at $336,500. Comparatively, the FHA loan boundary is marked at $472,030.

Take advantage of the Lendersa® USDA loan calculator to efficiently assess and contrast the current USDA and FHA interest rates. This tool will also guide you in understanding the income, credit score, reserve funds, and documentation essential for qualification. With our sophisticated mortgage calculator, evaluate the USDA, FHA, Conforming, and VA options side by side to determine the most suitable program in for your unique financial needs.

Explore loan offers from an array of 100 lenders

2025 loan ceilings and initial payment requirements in Syracuse, encompassing Kosciusko County, IN

Loan Type Maximum Loan Amount Initial Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Syracuse, IN

The primary objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you without unnecessary delay or hassle. Begin with any of the three straightforward steps to match with suitable lenders and USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, insured by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which necessitate a minimum of a 3.5% down payment, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Kohler Mortgage LLC
  • 1906 Winding Oaks Drive, Orlando, FL, 32825
  • At Kohler Mortgage, we are committed to finding you the most competitive financing options, whether buying a home or refinancing a current loan. We have access to a variety of programs and will assist you in selecting the best financing options available. We work directly with wholesale lenders which offers us low wholesale rates passed
  • Fellowship Credit Union
  • 803 East Olive Street, Lamar, CO, 81052
  • Fellowship Credit Union has been serving Colorado communities since 1959. Over the years, our field of membership has grown along with our credit union which has merged with East Prowers Federal Credit Union in 1986, St. Francis Credit Union in 2006, and Arkansas Valley Federal Credit Union in 2017.
  • Anchor Bay Finanical LLC
  • 4641 Mitchell Rd, Land O Lakes, FL, 34638
  • "Buying a home is one of the largest purchases you will make, trust a professional from Anchor Bay Financial, LLC. Full Service Mortgage Broker serving FL Anchor Bay Financial, LLC is a full service mortgage brokerage assisting borrowers with home purchases and refinances in the state of Florida."
  • MIB Mortgage LLC
  • 19731 Ellendale Drive, Land O Lakes, FL, 34638
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Equifirst Lending
  • 7842 Land O' Lakes Blvd, Suite 105, Land O Lakes, FL, 34638
  • Equifirst Lending is a Florida licensed mortgage brokerage company headquartered in Land O Lakes, Florida. Our company was founded on the principle that a better lending environment is possible. Our team is focused on helping our clients looking to either purchase a property or refinance their existing property with affordable.
  • Trans States Mortgage
  • 19508 Shumard Oak Dr. Suite 103, Land O Lakes, FL, 34638
  • A full-service, brokerage with a focus on our clients based out of Tampa Bay. Our agents have 30 plus years experience in the Tampa Bay market. Creative solutions for any problems. Wide variety of conventional, jumbo, FHA, USDA and VA loans, ranging from low down payment to no mortgage insurance.
  • HDH Mortgage
  • 5449 S Semoran Blvd, Suite 225, Orlando, FL, 32822
  • At HDH Mortgage Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Money Financial Group Corp
  • 7345 W Sand Lake Rd Suite 202, Orlando, FL, 32819
  • Experience financial flexibility with Money Financial Group Corp! We are a premier alternative to hard money loans and SBA or Conventional-ineligible financial solutions. Trust our expertise to customize funding options tailored to your unique needs. Empower your future with us! Contact Dario Marcovigi today: [email protected] | 689-214-6111.
  • appli
  • 7680 Universal Blvd, Suite 660, Orlando, FL, 32819
  • appli Today's advancing technology is providing a quick and streamlined mortgage process. For example, through our website you can submit a complete and secure online loan application or get pre-qualified for a home loan.We know that each customer has specific needs, so we strive to meet those needs
  • Wesley Bal-EquitiFirst Mortgage
  • 7575 Dr. Phillips Blvd, Suite 245, Orlando, FL, 32819
  • Wesley Bal is a National and Florida Licensed Mortgage Loan Originator and owner of EquitiFirst Mortgage. I have been in the lending industry in Orlando since 2003. As a Licensed Mortgage Broker, I am able to originate all types of mortgages including Traditional lending FHA, VA, USDA, and Conventional.