USDA Vs. FHA your options comparison in Middlebury, Elkhart County, IN
In 2025, the USDA loan limit in Middlebury, within Elkhart, IN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the leading USDA and FHA rates today. Determine the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Middlebury, Elkhart, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Middlebury, IN
Lendersa® aims to quickly provide you with the best USDA or FHA loan without hassle. Choose one of three initial options that connect you with lenders and available USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. These loans are only available in rural areas and require no down payment, unlike FHA loans which need at least 3.5% down.
325 North St. Paul Street, Suite 3100, Dallas, TX, 75201
At GenWealth Capital Commercial, we believe that building strong client relationships is incredibly important. We do this by educating our Clients during the review process and providing information on real estate trends and topics. Education and transparency are keys to making real estate funding an efficient process.
1919 McKinney Avenue, Suite 100, Dallas, TX, 75201
AsertaLoans is a mortgage brokerage company, founded to make the homebuying process easier for homeowners with super low rates. With AsertaLoans, you fill out just one application with one Mortgage Loan Officer, then we check with several wholesale lenders to bring you the lowest rate. This means lower monthly payments for homeowners.
Waterloo Mortgage Everyday all across the great State of Texas we are working to help families realize the American dream. We provide specialized home-buying and refinancing services, and our approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
Benchmark Commercial Lending was founded with the simple objective of helping businesses grow, while giving investors and Lending Partners above market returns. We believed that both objectives could support each other and We understand that the traditional bank is your cheapest, but often most difficult, source of capital with which to operate and
The Credit Union was chartered in 1955 by a group of Zale employees and family members. The new credit union was known as Zale Employees Federal Credit Union (ZEFCU).
During the ’80s, several smaller credit unions merged with ZEFCU (Optical FCU, Sherwin Williams FCU, Golden Acres FCU, Joske’s Employee’s FCU, and Mary Kay Cosmetics FCU)."
In 1965, in the lunchroom of the IBM facility located in Dallas at 2911 Cedar Springs, 14 employees met and collectively deposited $150 to start IBM Southwest Employees Federal Credit Union and serve the financial needs of its employees.
Over time more locations were added and additional products
8650 Freeport Parkway South, Suite 250, Irving, TX, 75063
KBHS offers competitive rates and exceptional service on Conventional, Government (FHA, VA & USDA) and Jumbo Fixed & Adjustable Rate Mortgages with a variety of terms designed to meet the diverse needs of new construction homebuyers. Bond loans and other mortgage products suited for homebuyers are also availab
We are Mr. Cooper, the nation’s largest non-bank mortgage servicer and a leading mortgage lender. And we’re here to keep the dream of homeownership alive. Our HQ is located in Dallas, TX, with major outposts in Irvine, CA; Chandler, AZ; Longview, TX; Highlands Ranch, CO; and Chennai, India. We have a total of ninety offices all over the USA
Since 1936, Resource One has been delighting members with over 60, 000 members worldwide today.
Resource One was originally chartered on July 15, 1936, under the name of Sears Dallas Employees Federal Credit Union. Our mission was to fulfill the financial needs of the employees of the Catalog Order Plant of Sears, Roebuck,
