In 2025, the USDA loan limit for Granger in St. Joseph, IN is set at $336,500, whereas for an FHA loan on a single-family home, the limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates available today. Discover the income, credit score, reserves, and documents required for qualification. Our comprehensive mortgage calculator offers side-by-side analysis of USDA, FHA, Conforming, and VA loans, assisting you in selecting the optimal program for your financial needs in
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure the most suitable USDA or FHA loan for you quickly and effortlessly. Start with one of three options leading to lenders that match and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, often referred to as a USDA rural development loan or mortgage, is exclusively for rural locations. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans are available with no down payment required.
Enter your location to find out if it qualifies for USDA rural housing loan?
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