USDA VS FHA in Notre-Dame, St. Joseph County, IN

During 2025, the maximum USDA loan amount in Notre-Dame, within St. Joseph county in IN, stands at $285,000. On the other hand, the FHA loan limit for a single-family residence is $356,362.

To contrast the most competitive rates between USDA and FHA loans today, use the Lendersa® USDA loan calculator. This tool assists you in assessing the income, credit score, reserves, and documentation required for eligibility. With our sophisticated mortgage calculator, you can directly compare the USDA, FHA, Conforming, and VA loan programs side by side to make an informed decision on the most suitable choice for your financial circumstances in places like Alabama.

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Loan Limits and Downpayment Requirements for 2025 in Notre-Dame, St. Joseph, IN

Loan Type Loan Limit Downpayment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Notre-Dame, IN

The aim of Lendersa® is to help you secure the most favorable USDA or FHA loan swiftly and with minimal fuss. Choose from three available starting points, which can align you with the right lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

The USDA home loan, commonly referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is strictly available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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