During 2025, the maximum USDA loan amount in Notre-Dame, within St. Joseph county in IN, stands at $285,000. On the other hand, the FHA loan limit for a single-family residence is $356,362.
To contrast the most competitive rates between USDA and FHA loans today, use the Lendersa® USDA loan calculator. This tool assists you in assessing the income, credit score, reserves, and documentation required for eligibility. With our sophisticated mortgage calculator, you can directly compare the USDA, FHA, Conforming, and VA loan programs side by side to make an informed decision on the most suitable choice for your financial circumstances in places like Alabama.
Explore loan options from a group of 100 lenders
| Loan Type | Loan Limit | Downpayment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The aim of Lendersa® is to help you secure the most favorable USDA or FHA loan swiftly and with minimal fuss. Choose from three available starting points, which can align you with the right lenders and USDA loan opportunities.
The USDA home loan, commonly referred to as the USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. It is strictly available in rural areas. In contrast to FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment whatsoever.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
