FHA Vs. USDA loan program for South-Bend, St. Joseph County, Indiana

In 2025, USDA loan limit in South-Bend, county of St. Joseph, IN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Bend, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(906) 226-4040 342 miles Lender's profile and map Reviews Range Bank, National Association 100 N. Front St., Marquette, MI, 49855 Range Bank was founded on June 13, 1887 when horses were the main form of transportation and gold was still a form of currency. As an independent community bank, Range Bank is locally owned and managed. We will be the bank of choice in the communities we serve. We are accountable for our actions.
(412) 461-3018 342 miles Lender's profile and map Reviews Tri Boro Federal Credit Union 600 East 8th Avenue, Munhall, PA, 15120 We are a full service credit union servicing nearly 15, 000 members. The philosophy of Tri Boro Federal Credit Union is to offer quality service and products to our members. Our belief is you do not have to pay high prices to deposit or access your own funds. We offer numerous financial services that hopefully will meet your every need.
(507) 289-9000 343 miles Lender's profile and map Reviews Foresight Bank 138 West Broadway, Plainview, MN, 55964 Foresight Bank is a unique community bank because we listen to our customers and we focus on environmental sustainability. We recognize every customer is different and we need to listen so we can understand how we can help. We don’t have a cookie-cutter approach that we apply to all of our customers,
(507) 534-3137 343 miles Lender's profile and map Reviews Peoples State Bank 100 4th Ave SE, Suite 6, Plainview, MN, 55964 Since 1925, Peoples State Bank has been proud to serve the banking needs of our community. The original owner, William R Zabel, solidified his vision with the very first PSB branch in Plainview, MN. Since those early days, PSB has expanded to include branches in Altura and Elgin, MN, as well as Boyceville and Menomonie, WI.
(641) 932-2144 343 miles Lender's profile and map Reviews First Iowa State Bank Albia, IA 19 Benton Avenue East, Albia, IA, 52531 First Iowa State Bank is located in Albia, Iowa, county seat of Monroe County, on the northeast corner of the city square. The original building was built in 1869 and housed a number of businesses until 1922 when it was completely gutted and rebuilt by the Iowa Trust and Savings Bank. The present bank was formed in 1930.
(412) 469-0410 343 miles Lender's profile and map Reviews Irvin Works Federal Credit Union 1301 Camp Hollow Raod, West Mifflin, PA, 15122 The Irvin Works Federal Credit Union has been serving employees of the Irvin Works Mill & their families for the past 80 years. We promise to continue to be “Your Full-Service Financial Institution: Growing and Changing for the Future of Our Members. Over the years our Credit Union happily has been serving the Steel Workers of the Mon Valley Works
(800) 764-2614 343 miles Lender's profile and map Reviews Forest Hills Mortgage 5825 Darlington Rd, Pittsburgh, PA, 15221 Founded in 2020, but working and learning the mortgage industry since 2003, the key to success has been a combination of consistently offering the best products, pricing, and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity.
(412) 727-1598 343 miles Lender's profile and map Reviews Priority Financial Services Inc 2140 Ardmore Boulevard, Pittsburgh, PA, 15221 Priority Financial Services was incorporated in 2000 in Pittsburgh. The company is a mortgage brokerage firm involved in the origination of mortgages for residential, commercial and investment properties. The company is licensed by the Pennsylvania Department of Banking. All loan originators have passed the mortgage originator exam.
(412) 386-4242 343 miles Lender's profile and map Reviews Lend Financial Mortgage LLC 808 Walnut Street, Pittsburgh, PA, 15221 We provide customers with the best rates and have the process to purchase or refinance a home effortless. We are a full service mortgage broker. We are currently licensed in Pennsylvania and Georgia. We know one thing which is mortgages. That is what we specialize in and we go above and beyond for you. Call us now for a no obligation quote.
(724) 816-0571 344 miles Lender's profile and map Reviews Lyonsgate Funding LLC 3004 Hamilton Street, Jefferson Hills, PA, 15025 Lyonsgate Funding LLC started in May, 2020 and is a woman-owned family business. Jessica Lyons is the owner with 19 years experience in the Industry. We are your Pennsylvania Mortgage Experts focusing on Residential purchases and refinances. Experts focusing on Residential purchases and refinances. We offer Conventional, FHA, VA, USDA, etc
(724) 900-2309 344 miles Lender's profile and map Reviews LENDING HEIGHTS, LLC 428 Allegheny River Blvd, Oakmont, PA, 15139 We have one mission, to make it simple, make it faster, make it cheaper. By design, we are always learning and improving our process. We strive to make the mortgage process effortless. We believe in constant employee training to improve the client experience. We know our stuff! In addition to the production side