USDA Loan Vs. FHA loan for South-Bend, IN [ best of 2023]

In 2025, USDA loan limit in South-Bend, county of St. Joseph, IN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in South-Bend, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(651) 215-3500 416 miles Lender's profile and map Reviews SPIRE Credit Union 2025 Larpenteur Avenue W, Falcon Heights, MN, 55113 We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
(651) 489-8811 416 miles Lender's profile and map Reviews Northstar Bank 1820 Lexington Ave N, Saint Paul, MN, 55113 North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
(651) 409-5999 416 miles Lender's profile and map Reviews Progressive Lending Solutions Inc 2277 West Highway 36, Suite 304, Roseville, MN, 55113 Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
(763) 251-8001 416 miles Lender's profile and map Reviews First Equity Mortgage 1935 County Road B2 West, Suite 265, Roseville, MN, 55113 First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
(651) 639-9800 416 miles Lender's profile and map Reviews M&M MORTGAGE, LLC 1700 West Highway 36, Roseville, MN, 55113 Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
(866) 680-2840 416 miles Lender's profile and map Reviews Progressive Lending Solutions, Inc. 2277 West Highway 36, Suite 304, Roseville, MN, 55113 Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled
(952) 885-9424 417 miles Lender's profile and map Reviews United Bankers’ Bank 1650 West 82nd Street, Suite 1500, Bloomington, MN, 55431 At United Banker's Bank, “First for Your Success” is more than just our tagline; it's a promise and a guiding principle that establishes the success of each and every customer as our number one priority. UBB pioneered the bankers' bank model and for more than 45 years we have placed the needs and success of our community bank customers
(952) 698-7228 417 miles Lender's profile and map Reviews Star Choice Credit Union 10750 France Avenue South, Bloomington, MN, 55431 Star Choice is a not for profit financial institution owned and operated entirely by our members. Star Choice Credit Union has been happily serving members since 1931. We are dedicated to making sure you love what we do and keep coming back. We still carry out the tradition of people-helping-people by building strong financial futures.
(952) 356-0100 417 miles Lender's profile and map Reviews NorthMarq 3500 American Blvd West, Suite 500, Minneapolis, MN, 55431 We offer clients the ideal combination of a strong national company capable of attracting a wide range of capital sources, a personalized approach to buying and selling multifamily properties, exceptional knowledge of local markets, and a robust loan servicing operation to manage the life of your loan.
(952) 777-2250 417 miles Lender's profile and map Reviews Flashpoint Mortgage Corp 8120 Penn Ave S, Suite 100P, Bloomington, MN, 55431 Flashpoint Mortgage Corp. We are a full-service mortgage company based in Bloomington, Minnesota. We specialize in home loans in Bloomington. We also serve the surrounding cities in Hennepin County. Whether you are buying a home or refinancing and we can help you realize your dream of homeownership or save you money.
(660) 425-7285 417 miles Lender's profile and map Reviews BTC Bank 3606 Miller Street, Bethany, MO, 64424 BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.