USDA and FHA Pro and Con in Greensburg, Decatur County, IN

In the year 2025, the USDA loan limit for Greensburg in the county of Decatur, IN is set at $336,500, whereas for a single-family home, the FHA limit is established at $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top rates currently available between USDA and FHA loans. You can determine the income, credit score, reserves, and documents needed to qualify effectively. Our state-of-the-art mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in selecting the program best tailored to your financial needs in Alabama.

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Understanding 2025 loan limits and downpayment requirements in Greensburg, Decatur, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan options in Greensburg, IN

Lendersa® strives to quickly provide you with the best possible USDA or FHA loan effortlessly. Choose from three starting points to connect with matching lenders and USDA loan programs that align with your needs.

Lendersa USDA loan request and matching results

Defining USDA Loans in IN

USDA home loans are government-guaranteed by the Department of Agriculture, also known as USDA rural development loans or USDA mortgages, available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans necessitate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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