In 2025, the USDA loan limit for Batesville, located in Ripley County, IN, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama fits your financial situation best.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly connect you to the best USDA or FHA loan without hassle. Select one of three pathways to find matching lenders and discover USDA loan programs that meet your needs.
The USDA home loan is backed by the government Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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