USDA VS FHA in Batesville, Ripley County, IN

In 2025, the USDA loan limit for Batesville, located in Ripley County, IN, is set at $336,500, while the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates and determine the income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, helping you decide which program in Alabama fits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Batesville, Ripley County, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Options in Batesville, IN

Lendersa® aims to quickly connect you to the best USDA or FHA loan without hassle. Select one of three pathways to find matching lenders and discover USDA loan programs that meet your needs.

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Understanding USDA Loans in IN

The USDA home loan is backed by the government Department of Agriculture, known as the USDA rural development loan or USDA mortgage. It is available solely in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peak Mortgage Consultants LLC
  • 17282 East 98th Way, Commerce City, CO, 80022
  • Peak Mortgage Consultants is a place where all types of clients can find the right loan program for their certain needs. Our goal is always to save you the most amount of time and money on one of your biggest investments.Call us even if you are currently in the loan process. With our quick turn around times and top of the line service.
  • FootPrint Mortgage LLC
  • 600 17th Street, Suite 2800 South, Denver, CO, 80022
  • footprint Our clients are people that want to stop paying for things that don’t add them any value like premium office space, large support and compliance staff, corporate salaries, and so on We decided to take a stand, delivering a value focused experience that isn’t set upon fast transactions. Footprint Mortgage is a client-centric firm.
  • Tayton Capital LLC
  • 3449 S Nucla Way, Aurora, CO, 80013
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rocky Mountain Law Enforcement Federal Credit
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  • Originally founded by the Denver Police Department, RMLEFCU has proudly served law enforcement professionals and their families since 1938. Over the years, we have grown to include a membership of more than 10,000 members and assets in excess of $145 million. RMLEFCU is regulated by the National Credit Union Administration (NCUA).
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  • Aurora Lending
  • 14221 E 4th Ave, Suite 111, Aurora, CO, 80011
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  • Empire Lending 1
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  • 303homefinancing LLC
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  • Allegiant Funding
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  • Remarkable Reverse Mortgage
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  • Double H Loans by Southwest Funding LP
  • 13741 E Rice Pl, Aurora, CO, 80015
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  • Fiado Loans LLC
  • 21699 E Quincy Ave, Unit F-294, Aurora, CO, 80015
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