USDA Vs. FHA your options comparison in Shelbyville, Shelby County, IN
For 2025, the USDA loan limit in Shelbyville, within Shelby county, IN, is $336,500, compared to the FHA limit of $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to compare today's leading USDA vs. FHA rates, identifying the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, aiding your decision for the best financial solution in .
2025 Loan Limits and Downpayment Requirements in Shelbyville, Shelby, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Shelbyville, IN
The objective of Lendersa® is to connect you with the best USDA or FHA loan options swiftly and without hassle. Begin with one of three starting choices that direct you to matching lenders and USDA programs.
A USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is available exclusively in rural regions. Unlike FHA loans that require a minimum of 3.5% down, USDA loans demand no down payment.
4120 W Diversey Ave, Suite C501, Chicago, IL, 60639
Federal Savings Bank is veteran - owned bank, with a focus on VA and FHA lending for active duty and retired military and first time home buyers. We believe we offer the Perfect Mortgage Experience, which is our unique combination of outstanding customer service, low mortgage rates, and fast closings.
16 offices in southern Ohio and western West Virginia. The bank is headquartered in Gallipolis, Ohio and is a subsidiary of Ohio Valley Banc Corp.
Ohio Valley Bank is credited for many banking ""firsts"" in its region. The bank was the first in Gallia County to offer ATMs, in-store branches, banking on Sunday and most holidays, internet bank
3025 N. Western Avenue, Suite 102, Chicago, IL, 60618
At Lakeside Our Vision is… To be known as the most Professional and Ethical mortgage company in the Chicago land area.
We have but One Mission… We choose to focus on our customers and their needs – One Relationship at a Time. It has made us who we are today and will carry us securely into the future.
4044 North Lincoln Ave, Suite 406, Chicago, IL, 60618
Continuum Capital Funding (CCF) is a direct lender, providing loans to professional re-developers of rental residential and mixed-use properties throughout Chicagoland. Since 2007 we have helped our clients acquire, renovate and stabilize investment properties CCF customers are typically experienced real estate investors.
International Bank of Chicago is dedicated to being a productive member of the community. In order to benefit residents and make a positive impact, the bank focuses on providing diverse, accessible and proactive services. International Bank’s products are also designed to serve customers.
American Metro Bank is an Illinois-chartered bank with its main office located in Chicago, Illinois. The Bank commenced operations in 1997 and engages in general banking business through its main office (Uptown) and one branch (Chinatown) in the Chicago, Illinois, metropolitan area.
We are a Direct Lender and broker in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history or challenging circumstances.
Molitor Financial Group was created in 2005. We are a boutique lending firm which allows us the ability to focus all of our resources on you, the client. We are able to offer you the lending power of large corporate banks without treating you like you are just another borrower. We take the time to get to know you as a person.
