USDA VS FHA in North-Vernon, Jennings County, IN

In 2025, the USDA loan limit for North-Vernon in Jennings, IN, is $285,000. Meanwhile, for a single-family home, the corresponding FHA cap is $356,362.

Utilize the Lendersa® USDA loan calculator to compare current top rates between USDA and FHA loans. Determine the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans to best evaluate the ideal program for your financial needs in Alabama.

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2025 Loan Limits and Down Payment Requirements in North-Vernon, Jennings, IN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Alternatives in North-Vernon, IN

Lendersa® aims to quickly and seamlessly provide the best USDA or FHA loan possibilities. Choose from three entry points to match with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in IN

A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available only in rural areas. Contrary to FHA loans, which need a 3.5% minimum down payment, USDA loans do not require any upfront payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • US Wide Financial
  • 2200 W Port Plaza Dr, Suite 312, Saint Louis, MO, 63146
  • US Wide Financial was founded in March of 2009, on the heels of the Great Recession. Trust and integrity in the lending industry had been lost. We started our company because we wanted to do things differently and bring back the basics. Today our values are still the same: Relationships, Trust, Integrity, Teamwork.
  • First Integrity Mortgage Services
  • 1807 Park 270 Drive, Suite 265, St. Louis, MO, 63146
  • Our reputation makes us far from a secret. However, some people may be unfamiliar with our private Mortgage Banking firm. Unlike big-tent lenders, we refuse to flood our clients with unwanted cross-selling offers of credit cards, money markets, auto loans. Clients come to us from sources more powerful than television, radio or any print media.
  • Golden Oak Lending
  • 11737 Administration Drive, Saint Louis, MO, 63146
  • Golden Oak Lending, we speak mortgage and love translating it for you.The mortgage industry is full of technical, industry-based terminology and our local, experienced loan officers will help you make sense of it all in an easy-to-understand way. Our team uses this knowledge to align the right loan program that fits your needs & puts more savings.
  • Sonic Loans
  • 13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
  • Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
  • MemberFocus Community Credit Union
  • 6246 Chase Road, Dearborn, MI, 48126
  • Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
  • DFCU Financial
  • 400 Town Center Dr, Dearborn, MI, 48126
  • DFCU Financial is one of Michigan’s largest credit unions with more than $5.4 billion in assets & currently operates full-service branches in Detroit, Ann Arbor, Grand Rapids & Lansing. We’re proud to be an award-winning workplace named a “Top 100 Workplace” by the Detroit Free Press & one of the “101 Best and Brightest Companies.
  • INFINITI ONE CORP
  • 290 Town Center Dr, Suite 420J, Dearborn, MI, 48126
  • "Premier One Group Inc is a real estate brokerage that specializes in commercial, residential sales and property management. Infiniti One Corp is a mortgage brokerage that offers real estate financing and is an affiliate company. Both have over 25 years of service in the real estate industry."
  • Vesta Lending
  • 6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
  • Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.
  • Sonic Loans Inc
  • 6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
  • Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us
  • Clover Mortgage
  • 6271 Schaefer, Suite 101, Dearborn, MI, 48126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • Falls Catholic Credit Union
  • 33 Graham Road, Cuyahoga Falls, OH, 44223
  • Falls Catholic CU exists to service the financial needs of our membership through honesty & integrity. Every member is the most important member. Falls Catholic Credit Union provides dynamic, diverse, comprehensive & competitive financial services. OUR VISION is To provide the most affordable and comprehensive financial services to the membership.
  • PSE Credit Union
  • 5255 Regency Drive, Parma, OH, 44129
  • PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life. Whether you’re opening your first sav