In 2025, the USDA loan limit for North-Vernon in Jennings, IN, is $285,000. Meanwhile, for a single-family home, the corresponding FHA cap is $356,362.
Utilize the Lendersa® USDA loan calculator to compare current top rates between USDA and FHA loans. Determine the income, credit score, reserves, and necessary documents required for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loans to best evaluate the ideal program for your financial needs in Alabama.
Examine loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to quickly and seamlessly provide the best USDA or FHA loan possibilities. Choose from three entry points to match with lenders and USDA loan programs.
A USDA home loan is guaranteed by the U.S. Department of Agriculture, commonly known as a USDA rural development loan or USDA mortgage, available only in rural areas. Contrary to FHA loans, which need a 3.5% minimum down payment, USDA loans do not require any upfront payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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