USDA and FHA Pro and Con in Heritage-Lake, Putnam County, IN
In 2025, the USDA loan cap for Heritage-Lake in Putnam county, IN, is set at $303,600, while the FHA cap reaches $379,500 for a single-family home.
To evaluate USDA against FHA best rates today, use the Lendersa® USDA loan calculator. Discover the requirements in terms of income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator efficiently contrasts USDA, FHA, Conforming, and VA loans side by side, aiding you in making the right choice for your financial scenario in .
2025 Loan Maximums and Down Payment Demands in Heritage-Lake, Putnam county, IN
Loan Type
Max. Loan
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loans in Heritage-Lake, IN
The primary aim of Lendersa® is to facilitate a quick and stress-free process in securing the optimal USDA or FHA loan for you. Begin with any of three pathways to discover compatible lenders and their USDA loan offerings.
The USDA home loan, endorsed by the United States Department of Agriculture, is better known as a USDA rural development mortgage. It is designated for rural areas only. Unlike FHA loans demanding at least a 3.5% down payment, the USDA loan requires none.
Bank of Canton is a Massachusetts-chartered mutual savings bank that offers its consumer, business and government banking customers access to a full array of deposit, loan, investment and convenience service options. All deposits at Bank of Canton are insured in full with at least $250, 000 insured by the Federal Deposit Insurance Corporation.
Tampa Postal Federal Credit Union was founded by a group of USPS employees shortly after the Great Depression in 1941. Their goal was to create a financial institution where members and their financial dreams, not profits, were the focus.Today, Tampa Postal FCU continues this mission by providing a full range of financial services.
At Leader Bank we take a modern day approach to making dreams come true, all while helping the community we love. Start your journey with us today. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s rapid growth and customer-oriented solutions...
Founded in 2002, Leader Bank is a Massachusetts-based entrepreneurial financial institution that approaches banking differently. The core tenets of Leader Bank include client services, exemplary products, and innovation to meet the needs of its clients. Leader Bank’s best-in-class staff has been at the forefront of supporting the bank’s
Jadia Mortgage assists you with the easiest & fastest way to get a low cost home loan or refinance. We are mortgage broker, & we are not making & servicing the loan. You will really enjoy a fast, hassle-free, no-nonsense service through us that meets your specific requirements. We will show you in detail how you can save on your mortgage loan
Our roots are planted right here in the Red River Valley, which makes it especially important for us to focus on this area’s ongoing financial health and continued growth. That’s why we spend our time and resources supporting the communities we serve here in North Dakota and Minnesota. This is our home too, and it has been for more than a century.
MVSB is a mutual savings bank that operates for the benefit of its depositors, borrowers & surrounding communities. As a result, MVSB has remained steadfast in fostering the economic health and well-being of the community since it was founded in 1869. For over 150 years, Meredith Village Savings Bank (MVSB), has been serving the people, businesses.
1044 Central Street, Suite 202, Stoughton, MA, 02072
Easy Apps Mortgage Working for our Borrowers and finding the best rates, programs, and costs is what we do best. We put you first and make sure your home purchase or refinance goes as EASY as possible! Our staff and experienced loan officers are available to you at all times and we gladly can meet with you.
Maritime Mortgage Corp opened its doors in 1989. Since then, we have been able to help thousands of people obtain affordable home financing. Our team of knowledgeable and friendly professionals work hard to ensure a smooth buying or refinancing process. Although our office is conveniently located in Stoughton, Ma, we are able to offer mortgage fina