In 2025, the USDA loan cap for Heritage-Lake in Putnam county, IN, is set at $303,600, while the FHA cap reaches $379,500 for a single-family home.
To evaluate USDA against FHA best rates today, use the Lendersa® USDA loan calculator. Discover the requirements in terms of income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator efficiently contrasts USDA, FHA, Conforming, and VA loans side by side, aiding you in making the right choice for your financial scenario in .
2025 Loan Maximums and Down Payment Demands in Heritage-Lake, Putnam county, IN
Loan Type
Max. Loan
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loans in Heritage-Lake, IN
The primary aim of Lendersa® is to facilitate a quick and stress-free process in securing the optimal USDA or FHA loan for you. Begin with any of three pathways to discover compatible lenders and their USDA loan offerings.
The USDA home loan, endorsed by the United States Department of Agriculture, is better known as a USDA rural development mortgage. It is designated for rural areas only. Unlike FHA loans demanding at least a 3.5% down payment, the USDA loan requires none.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
18851 NE 29th Avenue, Suite 700, Aventura, FL, 33180
We are a full-service mortgage company based in Aventura, Florida. Specializing both Onwer Occupied and Investment residential loan origiation, one-to-four unit properties, both purchase and refinance. Whether you are buying or refinancing, we can help you realize your dream of homeownership as an owner occupant or Real Estate investor.
21205 Northeast 37th Avenue, Suite 509, Miami, FL, 33180
Melissa Pordes founder & CEO of Pordes Mortgage Group, a licensed Mortgage Broker, has over 25 years of experience in the mortgage industry. Her experience is recognized by top real estate developers, wealth managers, accountants & realtors throughout the world. She has assisted their clients in placing over $1 billion in loans over her career.
20900 Northeast 30th Avenue, Unit 703E, Aventura, FL, 33180
To service our clients with integrity, commitment and service excellence. To find the best products for our clients’ individual needs and to utilize our 30 years of combined mortgage knowledge in residential, foreign national, and commercial lending to benefit our clients. We consider our clients to be part of our family and are valued as such.
20191 East Country Club Drive, Suite 2701, Aventura, FL, 33180
Mayer Capital is a mortgage brokerage based out of Miami, Florida. Founded by Loan Officers with the idea of every LO should be in charge of their own files and lives. We have all experienced what it’s like working with limited resources, compensation, loan programs and being tied as an employee to a financial institution.
1801 Northeast 123rd Street, Suite 314, North Miami, FL, 33180
We proudly provide a wide range of portfolio and conventional residential & commercial mortgage programs for the special type of borrower that has special requirement. Or the special type of a property that does not fit into a normal bank mortgage requirement. We are an Award Portfolio Lender.
20200 W Dixie Hwy, Suite 1105A, Aventura, FL, 33180
Lend Me Mortgage, LLC is one of South Florida’s leading entities. We offer high-quality mortgage services to residential and commercial customers. Our primary goal is to provide our customers with exceptional service while keeping them informed and educated throughout the process. We have over 20 years of mortgage knowledge and the resources needed
20201 E Country Club Drive, Suite 1202, Aventura, FL, 33180
Shoreline Mortgage was founded in 1989 as an Internet Direct Lender, committed to using technology to provide a lower cost, more convenient mortgage to our customers. Our system eliminates commissioned loan officer, the highest cost component of the mortgage process. We further reduce costs by utilizing automated underwriting systems.
At LoanSmarter.com we’re passionate about two things… Technology and Your Loan needs! We believe in empowering you with tools and modern technology to provide clear options about your home loan. We not only provide you with more options but a modern way of shopping and servicing your loan needs online.
