USDA Vs. FHA your options comparison in Heritage-Lake, Putnam County, IN
In 2025, the USDA loan cap for Heritage-Lake in Putnam county, IN, is set at $303,600, while the FHA cap reaches $379,500 for a single-family home.
To evaluate USDA against FHA best rates today, use the Lendersa® USDA loan calculator. Discover the requirements in terms of income, credit, reserves, and necessary documents to qualify. Our comprehensive mortgage calculator efficiently contrasts USDA, FHA, Conforming, and VA loans side by side, aiding you in making the right choice for your financial scenario in .
2025 Loan Maximums and Down Payment Demands in Heritage-Lake, Putnam county, IN
Loan Type
Max. Loan
Down Payment
USDA
$303,600
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Choosing USDA and FHA Loans in Heritage-Lake, IN
The primary aim of Lendersa® is to facilitate a quick and stress-free process in securing the optimal USDA or FHA loan for you. Begin with any of three pathways to discover compatible lenders and their USDA loan offerings.
The USDA home loan, endorsed by the United States Department of Agriculture, is better known as a USDA rural development mortgage. It is designated for rural areas only. Unlike FHA loans demanding at least a 3.5% down payment, the USDA loan requires none.
Heritage South has grown to over 25, 000 members across the communities of Bedford, Marshall, and Rutherford Counties in central Tennessee. We are a non-profit financial cooperative owned by our account holders This means we put our members’ interests first and aren’t working to make a board of Wall Street investors rich.
PSE Credit Union believes in providing a pathway to your success. When you open an account at PSE Credit Union, you become much more than a customer - you become a lifetime member and partial owner. PSE Credit Union offers personal, professional and priced-right financial solutions for every stage of your life. Whether you’re opening your first sav
At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money.
We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
FirstEnergy Family Credit Union (FEFCU) has been open since 1936. The credit union has assets totaling $47.01 Million and provides banking services to more than 4, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans,
Iowa State Bank and Trust Company of Fairfield, Iowa
55 South 4th Street, Fairfield, IA, 52556
Iowa State Bank & Trust Company opened its doors for the first time on May 19, 1934, after a merger between Iowa State Savings Bank and the Iowa Loan and Trust Company was agreed to create a strong unified bank during the Great Depression. That same year, the bank was accepted into the Federal Reserve System.
At Libertyville Savings Bank, we live and work in the same community as you. We get to know you and your banking needs so that we can provide the kind of five-star service you deserve. We have 6 offices in southeast Iowa, whether you’re in Fairfield, Libertyville, Eldon, Keosauqua, Keota, Douds or the surrounding area.
Founded in 1915, Mound City Bank are committed to our customers, communities & our employees; specializing in personal, mortgage, agricultural, commercial & trust banking services. Our team of professionals will work with you one on one to ensure you have the right products & services that fit your needs.
Clare Bank was originally started as State Bank of Platteville in 1905. Clare Bank is a strong community bank in Southwest Wisconsin with eight locations. There are seven locations in Grant County and one in Lafayette County. The main branch is located in Platteville and the seven remaining branches are conveniently located within 30 miles.
Firestone Federal Credit Union is an income sharing financial cooperative, dedicated to best serving the financial needs of its members. This primarily includes offering competitive rates on savings and low cost loans for provident purposes. The safety and stability of its members' assets shall be the prime consideration
