In 2026, the USDA loan limit for Martinsville, which is in Morgan county, IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the ideal program tailored to your financial needs in .
2026 Loan Limits and Downpayment Requirements in Martinsville, Morgan, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Martinsville, IN
Lendersa® strives to connect you with the best USDA or FHA loans quickly and without complications. Choose from one of three starting pathways that lead to finding matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Citizens Bank is known for being a relationship bank that delivers extraordinary customer service to our customers when, where and how they want it; that may be at their place of business, in the Bank or through our online banking capabilities. Citizens Bank is a state-chartered bank founded in Morgan County in 1931.
"Five Star Mortgage Solutions is a local, family-owned mortgage company that works to get you a high-quality mortgage and works with you to get the lowest rate available to you. Five Star Mortgage Solutions is an established small town community business and has been a hometown fixture on Main Street in Mooresville since 2007."
Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
My Mortgage Quest, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates.
At 1st Choice Services, Inc, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
First National Bank is a community bank committed to serving you better. As one of the oldest and most stable banks in the Indianapolis area, First National Bank has been a staple of the community for more than 100 years. As a full-service financial institution, we serve both individuals and small businesses alike, with a full range of banking
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
Energy Plus Credit Union was formed through the merger of IPALCO and Citizens Gas Coke & Utility Credit Unions. Our purpose was to serve the employees of Indianapolis Power & Light, Citizens Energy Group & its subsidiaries and their family members. We have since expanded our membership to include the wonderful communities
