USDA Vs. FHA Pro and Con comparison in Martinsville, Morgan County, IN
In 2025, the USDA loan limit for Martinsville, which is in Morgan county, IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the ideal program tailored to your financial needs in .
2025 Loan Limits and Downpayment Requirements in Martinsville, Morgan, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Martinsville, IN
Lendersa® strives to connect you with the best USDA or FHA loans quickly and without complications. Choose from one of three starting pathways that lead to finding matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
Newton Financial Home Loans is a locally owned mortgage brokerage firm. Mrs. Newton has worked in the banking and finance industry since 2002. You can rely on her knowledge and expertise to find a new home loan that meets your needs and fit your budget. It is important that your lender know your market.
Our deep heritage, headquartered in Cranfills Gap, makes us proud to offer the best banking services of a modern financial institution. Experienced people maintaining the integrity of our community bank by working to make life better. We are deeply involved in church, education, civic, and preserving our heritage.
The Health Alliance Federal Credit Union (HACU) began as the Somerville Hospital Employees Federal Credit Union. Our first President, Jim Mahoney and the Board of Directors had a vision to provide a cooperative means of savings and lending to the employees of the Somerville Hospital. Each member purchased shares and thus began the credit union in S
Somerville School Employees Federal Credit Union is limited to the select employee group composed solely of individual employees of the city of Somerville, Massachusetts, who are paid from the payroll of the city of Somerville, Massachusetts and who work for the Somerville School Department.
Naveo is a local not-for-profit community financial institution focused on serving its members/owners. Our mission is to assist our members with their financial needs by providing them with products and services they need in a friendly, inviting environment. As stated in our motto of “Saving Together to Lend to Each Other, ” we take member deposits
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
BR Funding is here to assist you with solid solutions and the best wholesale rates and programs to accomplish your personal goals. Never pay retail again. With your help BR Funding will design savings strategy personalized to accomplish your financial needs so you can live the life you deserve.
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
