USDA Vs. FHA your options comparison in Martinsville, Morgan County, IN
In 2025, the USDA loan limit for Martinsville, which is in Morgan county, IN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate today's best USDA and FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables you to see USDA, FHA, Conforming, and VA options side by side, aiding in selecting the ideal program tailored to your financial needs in .
2025 Loan Limits and Downpayment Requirements in Martinsville, Morgan, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Martinsville, IN
Lendersa® strives to connect you with the best USDA or FHA loans quickly and without complications. Choose from one of three starting pathways that lead to finding matching lenders and appropriate USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment at all.
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