USDA and FHA Pro and Con in Greencastle, Putnam County, IN
In 2026, the USDA loan cap for Greencastle, in the county of Putnam, IN, is set at $336,500. Meanwhile, the limit for an FHA loan on a single-family home is $472,030.
Take advantage of the Lendersa® USDA loan calculator to compare today's top rates, including USDA versus FHA loans. Determine the necessary income levels, credit scores, reserves, and documentation required to qualify. Our advanced mortgage calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, enabling informed decisions about the best program for your specific financial situation in Alabama.
Loan limits and downpayment requirements for 2026 in Greencastle, Putnam, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Greencastle, IN
Lendersa® aims to quickly secure the best USDA or FHA loan options with minimal hassle. Choose one of three starting points to find matching lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture, generally referred to as a USDA rural development loan or mortgage, available only in rural areas. Contrastingly, FHA loans require a minimum down payment of 3.5%, whereas USDA loans necessitate no down payment at all.
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