USDA Loan Vs. FHA loan pro & con for La-Porte, LaPorte County, IN

In 2025, USDA loan limit in La-Porte, county of LaPorte, IN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in La-Porte, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(910) 796-7149 703 miles Lender's profile and map Reviews Alpha Mortgage Corporation 1320 Airlie Rd, Suite 101, Wilmington, NC, 28403 "Alpha Mortgage Corporation is a full service mortgage banker with in-house processing, underwriting, closing and funding of your home. Formed in 1983, Alpha Mortgage has attained its growth and success through the introduction of a continuing series of innovative programs and services that have become standards in the mortgage lending industr
(910) 509-1561 703 miles Lender's profile and map Reviews Coastline Mortgage Consultants LLC 215 Racine Drive, Suite 105, Wilmington, NC, 28403 Coastline Mortgage Consultants, LLC is one of Wilmington’s oldest mortgage companies. Founded in 2002, Coastline Mortgage Consultants, LLC is locally owned and operated by John Russ and Chad Ludwig. With over 40 years combined experience in the mortgage industry, John and Chad have successfully navigated multiple industry changes
(910) 332-4040 703 miles Lender's profile and map Reviews National Home Finance 3205 Randall Parkway, Suite 211, Wilmington, NC, 28403 National Home Finance is a Wilmington, NC based mortgage brokerage and mortgage lenders company. Our philosophy is simple: treat our customers as we wish to be treated. We take a consultative approach instead of pushing everyone into a cookie-cutter loan; we will find the type of mortgage loan that is best for you
(910) 620-5713 703 miles Lender's profile and map Reviews Atlantic Coast Financial Services 4520 Fountain Drive, Wilmington, NC, 28403 At Atlantic Coast Financial Services we never charge an upfront Application Fee or Appraisal Fee. We are paid directly by our Approved Lender partners when your loan closes and only when your loan closes, so we have a direct interest in making sure everything is done right and efficiently.
(800) 970-8859 703 miles Lender's profile and map Reviews MC Mortgage Group 1908 Eastwood Road, Suite 221, Wilmington, NC, 28403 MC Mortgage Group is the premier & choice residential mortgage company in North Carolina. We continually sharpen our focus on our customers by delivering on our commitment to provide the very best mortgage loan experience; by individualizing loans with the best rates, always closing on time & providing the best customer service in the business.
(910) 256-8999 703 miles Lender's profile and map Reviews Alpha Mortgage Corporation 1320 Airlie Rd, Wilmington, NC, 28403 Alpha Mortgage Corporation is a full service mortgage banking firm, headquartered in Wilmington, NC. We offer the very best in interest rates, service and experience. Our products include 100% VA, 100% USDA, FHA & Conventional loans for first-time buyers and the most experienced of buyers.
(334) 469-5335 703 miles Lender's profile and map Reviews The Peoples Bank of Red Level 29607 Main Street, Red Level, AL, 36474 Peoples Bank of Red Level is located in Red Level, AL, United States and is part of the Depository Credit Intermediation Industry. Peoples Bank of Red Level has 7 total employees across all of its locations and generates $605,000 in sales (USD). Our goal is to be an outstanding community bank by understanding our customers’ needs
(620) 285-6931 703 miles Lender's profile and map Reviews Fusion Bank 116 West Sixth Street, Larned, KS, 67550 Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.
(203) 758-9500 704 miles Lender's profile and map Reviews Waterbury CT Teachers Federal Credit Union 773 Straits Turnpike, Middlebury, CT, 06762 Waterbury CT Teachers Federal Credit Union (WCTFCU) is a member-owned, not-for-profit financial institution offering personal accounts, loans, and credit cards, with competitive rates and exceptional service, to our members. Our 19, 000+ membership includes current, former & retired teachers, school staff, administrators, and their families.
(229) 835-2221 704 miles Lender's profile and map Reviews The Bank of Edison 476 Turner Street, Edison, GA, 39846 Having opened its doors in 1904, the Bank of Edison has weathered many financial storms and has faithfully provided for the financial needs of the people of Edison and Calhoun County for well over 100 years. Still locally owned and operated, we offer a full array of financial services and products.