USDA Vs. FHA your options comparison in New-Carlisle, St. Joseph County, IN
In New-Carlisle within St. Joseph, IN, the USDA loan limit for 2025 stands at $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa®'s USDA loan calculator helps you compare today’s top USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in New-Carlisle, St. Joseph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Investigating USDA and FHA Loan Avenues in New-Carlisle, IN
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loans. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are exclusive to rural areas and do not require any down payment, unlike FHA loans which require a minimum of 3.5% down.
Members Choice Credit Union is a full-service financial institution based in Houston, Texas. We have been in business for over 80 years. Our rich history is directly related to our financial stability and our dedication to serving the needs of our members, first and foremost. Since our founding in 1941
5310 DTC Parkway, Suite H, Greenwood Village, CO, 80111
Star Tech FCU serves all employees and residents of Greenwood Village and the Denver Tech Center. STAR TECH FEDERAL CREDIT UNION is a company based out of 5310 Dtc Pkwy Ste H, Greenwood Villa, Colorado, United States. Star Tech FCU offers the best of both worlds - 24/7 access to your money with personalized service!
6295 Greenwood Plaza Blvd., Greenwood Village, CO, 80111
AMG National Trust (AMG) is a privately-held wealth management firm headquartered in Denver, Colorado. With more than 45 years of wealth management expertise, AMG has helped individuals and families, corporate executives, business owners and institutions develop strategies for long-term financial success.
7887 East Belleview Ave, Suite 1100, Denver, CO, 80111
LenderCity was founded with the consumer in mind. Our technology puts you in control of much of the process which means you get lower rates and reduced closing costs.
Each rate quote goes through our pricing engine resulting in real-time rate and closing cost data. We then discount the rates even more to deliver true value to our customers.
NBH Bank provides clients with a full range of financial products and services throughout Colorado, Kansas, Missouri and Texas. With over 1, 100 associates and more than 100 convenient Banking center locations and ATMs, we focus on consumer, small business and commercial Banking relationships.
Glenn credits his partner Brad Wyatt for building the Dooley Team and surrounding Glenn with outstanding people so clients receive an exceptional customer experience. From embracing technology to not forgetting what a firm hand shake means, Glenn and his team are able to help borrowers of all ages achieve their dreams of homeownership.
7800 E Orchard Rd, Suite 300, Greenwood Village, CO, 80111
Community Banks of Colorado is a division of NBH Bank. We serve clients throughout Colorado by providing a comprehensive portfolio of products and services to meet the needs of commercial, consumer and small business clients. As we grow, our goal is to continue to deliver a superior level of service that reflects our commitment to our clients,
5675 DTC Blvd, Suite 250A, Greenwood Village, CO, 80111
Stacey Dowling is a Senior Mortgage Originator with 20+ years of experience and thousands of happy clients.
Stacey believes that doing the job right means being a lender you can trust who's experience and compassionate approach will carefully guide you through the process.
