USDA Vs. FHA your options comparison in New-Carlisle, St. Joseph County, IN
In New-Carlisle within St. Joseph, IN, the USDA loan limit for 2025 stands at $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa®'s USDA loan calculator helps you compare today’s top USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in New-Carlisle, St. Joseph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Investigating USDA and FHA Loan Avenues in New-Carlisle, IN
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loans. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are exclusive to rural areas and do not require any down payment, unlike FHA loans which require a minimum of 3.5% down.
We believe in our community and our ability to serve you better than anyone else. When you invest with First National Bank we put your money to work for you and a better local economy. First National Bank is actively involved in both the Cimarron and Ingalls communities and works with several organizations for the betterment of the community.
"Our company motto, ""One Family Helping Another"", signifies the importance of treating all clients as if they were family.
We realize the process of financing real estate can be difficult at times which is why we make it our primary goal to deliver superior service in an effort to make your experience more pleasurable than you may have expected.
Inlanta is a family owned business—and we run it that way. Treating our customers, partners and employees as family is why we believe we’ve been successful for our 25 years in service. Today, Inlanta is one of the nation’s fastest-growing independent mortgage banks with more than 250 team members serving borrowers in 24 states.
HomeFi provides a fast, affordable and fully digital mortgage experience backed by exceptional customer support. HomeFi Corp NMLS #1804455. HomeFi never charges extra fees for our services on government or conventional loans. That means no lender origination fees, application fees, or underwriting fees.
My Pensacola CU is a not-for-profit financial institution run for the benefits of "you" — our members. Credit Unions are member owned cooperatives. The earnings of your credit union, after expenses and reserves, are returned to the member-owners in the form of higher dividends, low cost loans and services.
251 West Garden Street, Building I, Pensacola, FL, 32502
Members First Credit Union of Florida Credit Union has been open since 1954 and alsoMember’s First Credit Union As a member of MembersFirst Credit Union of Florida, you are an owner of your financial institution, not just a customer. Credit Unions were established with people like you in mind-people who work for a living, save and borrow.
"Coastal Funding is a local Mortgage Broker dedicated to serving South Carolina & Florida by offering the best mortgage loan products in the industry. Our passion is and always will be
helping our clients achieve their financial goals and dreams of home ownership. We provide more loan options and solutions to our clients than anyone else.
25 West Cedar Street Suite 500, Pensacola, FL, 32502
At NOLA Lending our mission is to provide unprecedented client service and superior quality lending practices with uncompromising integrity to all of our customers. We are committed to using the newest technology, always increasing our knowledge of the loan industry and continuously searching for new loan products for all of our clients.
