USDA and FHA Pro and Con in New-Carlisle, St. Joseph County, IN
In New-Carlisle within St. Joseph, IN, the USDA loan limit for 2025 stands at $285,000, while the FHA limit for a single-family home is $356,362.
Lendersa®'s USDA loan calculator helps you compare today’s top USDA versus FHA rates, determining the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side look at USDA, FHA, Conforming, and VA loans, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Downpayment Requirements in New-Carlisle, St. Joseph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Investigating USDA and FHA Loan Avenues in New-Carlisle, IN
The aim of Lendersa® is to efficiently provide you with the best USDA or FHA loans. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are exclusive to rural areas and do not require any down payment, unlike FHA loans which require a minimum of 3.5% down.
13000 Equity Place, Suite 203, Louisville, KY, 40223
TBF started its roots with family. Our number one goal at TBF Mortgage is to help families with one of the most important financial decisions that they will have to face. TBF Mortgage and our team of Loan Officers are here to help you make informed decisions that work for you and to simplify the loan process. We will walk you through each phase.
Statewide Mortgage was created to help you achieve your dream of home ownership. You will find that our passion combined with experience will make your usually stressful loan process, quick, transparent and even exciting. Our goal is to build a personal relationship with you so that we can help you in the best way possible.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
Our business specializes in making every client feel like family. For my clients with every challenge that may be put in front of me, it is just an obstacle to get over, so that my clients will meet there goals, whether it is buying a home, financial freedom, real estate investing, or buying a business.
CHM Lending is a local mortgage broker founded in 1992 and located in Medina, Ohio. Our company offers a full range of mortgage loan products including Conventional, FHA, VA, USDA, Construction, and Renovation loans. Our team has a combined over 45 years of experience in the mortgage industry.
"At Crossroads Home Loans. We are a web based Mortgage Firm.
We know that each customer has specific needs, so we strive to meet those needs with a wide array of products and services.
Buyers, Sellers or Refinancing. We pride ourselves on our consistent referral base from Past Clients Real Estate Agents, Broker Firms, Attorneys"
Central Wisconsin Credit Union was created as the result of a merger between Consolidated Community Credit Union and Wisconsin River Credit Union. While the name, location and look of the credit union is relatively new, CWCU is endowed by a rich heritage, combining over 125 years
11925 Pearl Road, Suite 301, Strongsville, OH, 44136
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
