USDA and FHA Pro and Con in Marion, Grant County, IN

As of 2026, the USDA loan ceiling in Marion, within the county of Grant, IN, is set at $336,500, whereas the FHA cap reaches $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA mortgages side-by-side, assisting you in identifying the most suitable plan for your particular financial needs in .

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2026 loan boundaries and down payment needs in Marion, county of Grant, IN

Loan Category Maximum Loan Amount Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Marion, IN

The aim of Lendersa® is to provide you with the finest USDA or FHA loan available, efficiently and without unnecessary complications. Choose from one of three initial options to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in IN

A USDA home loan is backed by the Department of Agriculture and is also referred to as a USDA rural development loan or mortgage. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Marion Lenders

  • Via Credit Union
  • 4505 South Adams Street, Marion, IN, 46953
  • Lends in Indiana
  • Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!

  • Riverside Community Federal Credit Union
  • 101 N Washington Street, Marion, IN, 46952
  • Lends in Indiana
  • Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs.
    The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo

  • Afena Federal Credit Union
  • 424 N Bradner Avenue, Marion, IN, 46952
  • Lends in Indiana
  • At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member

  • PrimeTrust Federal Credit Union
  • 3700 West Bethel Avenue, Muncie, IN, 47304
  • Lends in Indiana
  • For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.

  • Preferred Capital
  • 4904 Wheeling Ave, Muncie, IN, 47304
  • Lends in Indiana
  • Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your

  • Crossroads Bank
  • 1205 N Cass Street, Wabash, IN, 46992
  • Lends in Indiana
  • Crossroads Bank gives customers a wide range of financial products and services to help them achieve their financial goals. Our customers can be sure that we will always be ready to provide careful stewardship of their money, honest answers and a sincere commitment to their financial success. By building strong, personal customer.

  • Beacon Credit Union- IN
  • 586 S Wabash Street, Wabash, IN, 46992
  • Lends in Indiana
  • In 1931, a group of seventy-five farmers in Wabash County, Indiana joined together to form their own financial cooperative. This group of leaders'​ simple vision was to provide savings and dependable loan programs, particularly to farmers, in the area. Beacon Credit Union has remained a leader in serving the agricultural community.

  • Madison County Federal Credit Union
  • 621 East 8th Street, Anderson, IN, 46012
  • Lends in Indiana
  • Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.

  • HOWARD COUNTY SCHOOL EMPLOYEES FEDERAL CREDIT UNION"
  • 105 Southway Boulevard West, Kokomo, IN, 46902
  • Lends in Indiana
  • Howard County schools. His vision became a reality in 1964. During the early days of the credit union, the credit union was run out of Darrell’s house. Many members remember traveling out to Darrell’s house to pick up a check or drop one off in the old “milk crate.” As the credit union grew, there became a need to move the credit union