USDA Vs. FHA your options comparison in Marion, Grant County, IN

As of 2025, the USDA loan ceiling in Marion, within the county of Grant, IN, is set at $336,500, whereas the FHA cap reaches $472,030 for a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to juxtapose the top USDA and FHA rates available today. Determine the necessary income, credit score, reserves, and paperwork needed for qualification. Our advanced mortgage calculator enables you to compare USDA, FHA, Conforming, and VA mortgages side-by-side, assisting you in identifying the most suitable plan for your particular financial needs in .

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2025 loan boundaries and down payment needs in Marion, county of Grant, IN

Loan Category Maximum Loan Amount Minimum Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA loans in Marion, IN

The aim of Lendersa® is to provide you with the finest USDA or FHA loan available, efficiently and without unnecessary complications. Choose from one of three initial options to discover matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Defining USDA Loans in IN

A USDA home loan is backed by the Department of Agriculture and is also referred to as a USDA rural development loan or mortgage. It is only available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, a USDA mortgage involves no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlantic Mortgage & Finance Corporation
  • 94 Main Street, Wakefield, RI, 02879
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Best Rate Mortgage & Equity Group, LLC
  • 80 South Street, Suite 6, Milford, NH, 03055
  • After several years in the mortgage business, Diane Capodieci made the executive decision to launch her own company. She is now President of New England Best Rate Mortgage & Equity Group, LLC, dba NEBRM. Diane is a very high energy, very positive, outgoing person that makes you feel extremely comfortable the minute you meet her!
  • Brian Springmann Home Loans LLC
  • 69 Quarry Circle, Milford, NH, 03055
  • As an independent mortgage broker, Brian has served clients in communities throughout the region for three decades as a trusted residential mortgage professional and advisor. Brian's 40 years of experience in real estate and financial services focused on building a business through personal referrals.
  • NexGen Home Loans Inc
  • 6009 N Meridian Pl, Oklahoma City, OK, 73122
  • NexGen Home Loans was created simply to bring something different to the mortgage industry. Mortgage customers for years have had to choose between low rates through an online digital platform with a lack of customer service or a local loan officer that can provide great service but at a higher cost.
  • Tinker Federal Credit Union
  • 715 Metropolitan Avenue, Oklahoma City, OK, 73108
  • Tinker Federal Credit Union is the largest credit union in Oklahoma with over 435, 000 members and more than $5.8 billion in assets. For over 70 years, we have been helping our members achieve their goals & realize their dreams. As a not-for-profit, member-owned financial cooperative, TFCU returns profits to our members through financial education.
  • Chickasaw Community Bank
  • 909 South Meridian, Oklahoma City, OK, 73108
  • Chickasaw Community Bank is a full-service financial institution wholly owned by the Chickasaw Nation. Under the guidance of Governor Bill Anoatubby, Chickasaw Community Bank addresses the needs of both Indian Country and the greater community by offering commercial, mortgage, and retail services to individuals and businesses.
  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation
  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart
  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process