USDA and FHA Pro and Con in Upland, Grant County, IN
In 2026, the USDA loan limit for Upland, located in Grant, IN, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to assess today’s top USDA versus FHA rates, helping you determine the income, credit, reserves, and necessary documents needed for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the program most suited to your financial needs in .
2026 Loan Limits and Downpayment Requirements in Upland, Grant, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Upland, IN
Lendersa® aims to help you quickly acquire the optimal USDA or FHA loan, free from hassle. Choose from three starting options that connect you with lenders and the available USDA loan programs.
A USDA home loan, supported by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
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