USDA Vs. FHA your options comparison in Gas-City, Grant County, IN
In the year 2025, the USDA loan limit for a single-family residence in Gas-City, situated in the county of Grant, IN, stands at $285,000. Comparatively, the FHA loan limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. This tool will help you assess the income requirements, credit scores, reserve funds, and necessary documentation to qualify. Additionally, our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your financial circumstances in .
2025 loan limits and downpayment guidelines in Gas-City within Grant, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan choices in Gas-City, IN
Lendersa® aims to secure you the optimal USDA or FHA loan effortlessly and swiftly. Choose from three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is a government-backed loan by the Department of Agriculture. It is available predominantly in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4600 Washington Ave, Suite 107, Evansville, IN, 47714
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We began as the Admiral Harvard Credit Union in 1956. Rockwell International bought Admiral Corp. in 1975 and closed it's doors in 1979, leaving the Credit Union membership a choice to either merge with another Credit Union, dissolve, or become a Community Credit Union. The latter choice was definitely in the Credit Union's best interest
The Harvard State Bank has led the way with safe and sound business principles; helpful, friendly customer relations; and state of the art banking plans and developments. We offer ATM service in a number of locations; a wide variety of checking, savings and money market accounts; a complete Loan Department offering a wide variety of mortgages.
In 1963, there were no locally owned banks in Athens County. Six forward thinking area business professionals saw a need and came together to start an independent community bank based in Athens. On August 12, 1963, Hocking Valley Bank opened its doors for business. More than 50 years later, we are still committed to local leadership
Ohio University Credit Union has been open since 1955. It's the 18th largest credit union in Ohio with assets totaling $476.96 Million and providing banking services to more than 26, 000 members.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Since 1902, First National Bank has been building and believing in relationships with one goal in mind -- bringing you the best community banking has to offer. First National Bank remains at the forefront, bringing you innovative and real solutions in the professional, customer-focused environment you deserve.
PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
