In the year 2026, the USDA loan limit for a single-family residence in Gas-City, situated in the county of Grant, IN, stands at $285,000. Comparatively, the FHA loan limit is set at $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates today. This tool will help you assess the income requirements, credit scores, reserve funds, and necessary documentation to qualify. Additionally, our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting you in determining the most suitable program for your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to secure you the optimal USDA or FHA loan effortlessly and swiftly. Choose from three starting options that lead to matching lenders and USDA loan programs.
A USDA home loan, also referred to as a USDA mortgage or USDA rural development loan, is a government-backed loan by the Department of Agriculture. It is available predominantly in rural areas. Unlike FHA loans, which demand a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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