USDA and FHA Pro and Con in Hartford-City, Blackford County, IN
As of 2025, the USDA loan ceiling for a single-family home in Hartford-City, located in the county of Blackford, IN, is $285,000, whereas the FHA loan ceiling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the optimal option in for your unique financial needs.
Loan limits and downpayment needs in 2025 for Hartford-City, county of Blackford, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loans in Hartford-City, IN
Lendersa®'s objective is to promptly secure the best USDA or FHA loan for you without any hassle. Choose one of three pathways that will connect you with appropriate lenders and USDA loan programs.
The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It is exclusively offered in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment at all.
Sterling Capital Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.
FinWise Bank envisions a community where individuals, families, and small businesses have access to transparent financial products and services that provide exceptional value and are delivered on demand help our customers reach their financial goals by delivering exceptional products in a manner that continually surpasses expectations.
Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
METROPOLITAN MORTGAGE, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
