USDA Vs. FHA your options comparison in Hartford-City, Blackford County, IN
As of 2026, the USDA loan ceiling for a single-family home in Hartford-City, located in the county of Blackford, IN, is $285,000, whereas the FHA loan ceiling is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today’s best rates for USDA versus FHA loans. This tool will help you determine the income, credit, reserves, and documentation required to qualify. Our state-of-the-art mortgage calculator presents the USDA, FHA, Conforming, and VA programs side by side, allowing you to choose the optimal option in for your unique financial needs.
Loan limits and downpayment needs in 2026 for Hartford-City, county of Blackford, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA loans in Hartford-City, IN
Lendersa®'s objective is to promptly secure the best USDA or FHA loan for you without any hassle. Choose one of three pathways that will connect you with appropriate lenders and USDA loan programs.
The USDA home loan, also known as a USDA mortgage or USDA rural development loan, is guaranteed by the U.S. Department of Agriculture. It is exclusively offered in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, the USDA mortgage loan requires no down payment at all.
Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
For over 80 years, PrimeTrust has been giving its members just that - a place to turn to for all their financial needs; a place that is friendly & treats them with respect. As a member of the Better Business Bureau, PrimeTrust is able to meet this need. PrimeTrust, the largest credit union based in Muncie & the 27th largest in the State of Indiana.
Preferred Capital are a family owned mortgage lender dedicated to making the home loan process simple and fastbelieve in top quality customer service and creating a smooth homebuying experience for every homebuyer. We do our best to answer your questions and help you purchase the home of your
Riverside Community Federal Credit Union Our mortgage loan center can provide you with current mortgage rates, mortgage calculators, estimated closing costs. The online Loan Consultant is available at your convenience, 24/7, to help determine the products and rates that best match your needs. When you find the mortgage product that’s right for yo
At Afena, throughout our history we’ve been dedicated to serving our community. Our story began in 1957 when Marion Creech, Leonard Flannery, and George Shively founded Marion Independent FCU. It all started in the home of the treasurer, and our staff consisted of a single volunteer. From our first loan of $200, our focus has been giving our member
CrossRoads Financial Federal Credit Union is committed to providing the services that our members need now and in the future. Our mission will always be to help our members meet their financial needs, one CrossRoads at a time. While much has changed since 1950, the credit union continues to follow the journey set by our founding members.
Thrive Credit Union was founded in 1940 by the employees of Delco Battery. These employees joined together to establish a financial service dedicated to serving the hard working, faithful employees of Delco Battery and their families. Over the past 81 years, Thrive Credit Union has been a part of the Delaware County community.
First County Federal Credit Union in Muncie, Indiana is where free checking still rules and loan deals run wild. With physical branches on Muncie's diverse south and east sides, First County FCU provides real help for real people.Membership is open to anyone who lives, works, goes to church or goes to school in Delaware County, Indiana. And members
Madison County Federal Credit Union received approval from the National Credit Union Association to expand its community charter to three additional counties – Delaware, Henry and Hancock. This expansion, effective immediately, opens membership and full credit union services to anyone who lives, works, worships.
