USDA Vs. FHA your options comparison in McCordsville, Hancock County, IN

In 2025, USDA loan limit in McCordsville, county of Hancock, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in McCordsville, county of Hancock, IN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in McCordsville, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Princeton Federal Credit Union
  • 774 Alexander Road, Princeton, NJ, 08540
  • Princeton Federal Credit Union was founded in 1972 by the faculty and staff of Princeton University. We are a not-for-profit financial cooperative serving the financial needs of our members. Our Core Values are Great People, Integrity, Service Mindset, and Teamwork. Princeton Federal Credit Union was originally chartered in 1972.
  • Healthcare Employees Federal Credit Union
  • 29 Emmons Drive, Suite C40, Princeton, NJ, 08540
  • Healthcare Employees Federal Credit Union is to create superior member value over a lifelong relationship through personalized service & competitive and convenient financial services while maintaining a sound financial condition. The vision of the Healthcare Employees Federal Credit Union is to become recognized as the premier financial institution
  • SLR Business Credit
  • 821 Alexander Road, Suite 130, Princeton, NJ, 08540
  • We provide cash flow solutions to companies requiring a financing structure that cannot be provided by banks or other commercial finance sources. We understand the challenges of operating a business in today's competitive environment, and our ability to be a responsive, flexible financial partner separates us from our competition.
  • Certified Wealth Mortgage & Investment
  • 101 College Road East, Suite 2, Princeton, NJ, 08540
  • Certified Wealth Management & Investment, LLC an independent Registered Investment Advisory firm. He is a graduate of the United States Merchant Marine Academy with a BS in Marine Engineering. He has been in the financial services industry since 1983 with extensive experience in financial planning, insurance & mortgages.
  • Coastline Capital Mortgage
  • 530 Causeway Dr, Suite F1, Wrightsville Beach, NC, 28480
  • Coastline Capital Mortgage in the Cape Fear region because we hold this area near and dear to our hearts. The team has been in the area for a number of years and feels closely connected to the values of the surrounding community. Integrating family, business, and growth down here is the pinnacle of achievement
  • Atlantic City Electric Federal Credit Union
  • 5100 Harding Highway, Mays Landing, NJ, 08330
  • On 1940, in the main office building at Kentucky & Pacific Avenues, an organizational meeting was held for "The Atlantic City Electric Company Employees Federal Credit Union, " Charter No 3755. Since that meeting, we have grown in asset size, membership numbers & services. We are now over 4, 000 members strong, with over 50 million in assets.
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  • 204 North Maddy Street, McGregor, MN, 55760
  • A local, community bank is important to the area. All financial decisions are made by people who live and work in the community, understanding its needs. Originally located in the northern portion of the bowling alley building, the bank grew and a narrow addition was added to the north connecting it to the former Iverson garage building.
  • First Bank of Owasso
  • 8601 North Garnett Road, Owasso, OK, 74055
  • Our Mission is to build mutually beneficial relationships by providing financial services to clients with integrity, caring, and excellence. Our Vision is to To help build the Kingdom by providing financial services and expertise in a responsive and God honoring manner. We conduct business based on principle, and not simply for profit.