USDA Vs. FHA Pro and Con comparison in Greenfield, Hancock County, IN

In 2025, the USDA loan limit in Greenfield, which is in Hancock, IN, is $336,500. For FHA loans on single-family homes, the limit is $472,030.

Lendersa® offers a USDA loan calculator to compare today's best rates between USDA and FHA, helping determine the income, credit, reserves, and documentation needed for eligibility. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA programs side-by-side to find the best option for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Greenfield, Hancock, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Greenfield, IN

The purpose of Lendersa® is to quickly connect you with the best USDA or FHA loan available, free of complication. Choose from three starting points that lead to suitable lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Constitutes a USDA Loan in IN?

A USDA home loan is backed by the government Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. Exclusively available in rural areas, this loan requires no down payment, in contrast to FHA loans that need at least a 3.5% down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Delmar Mortgage
  • 2360 W Jefferson Suite 101, Trenton, MI, 48183
  • I have been serving my clients for 15 years now and truly love what I do. After graduating from the University of Michigan I worked in several industries until I was fortunate enough to be introduced to the mortgage business by a friend of my families. I have never looked back as I love what I get to do every day.
  • Creative Mortgage LLC
  • 711 Cherry Stone Drive, Canton, MI, 48188
  • Creative Mortgage, LLC we have the ability to offer competitive rates and pricing because we have more flexible pricing programs than lenders.We believe it is vital to keep you informed throughout the entire process. From the initial application to finishing up the whole process.
  • COAL Mortgage Lending LLC
  • 3332 Tall Oak Lane, Canton, MI, 48188
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Auburn Banking Company
  • 218 West Main Street, Auburn, KY, 42206
  • Auburn, Kentucky was a private bank organized by G.W. Davidson within the years 1875 to 1880, which occupied a brick building in what is commonly known as “the old brick row” on the south side of Main Street in Auburn. These buildings burned within a few years and were rebuilt, the bank occupying the building.
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  • 2400 Huntington Drive N., Algonquin, IL, 60102
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  • 3751 W Wabash, Springfield, IL, 62711
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.
  • BancMac/Community Banc Mortgage Corp
  • 3200 W Iles Ave, Springfield, IL, 62711
  • Our commitment is to your success and that of your customers. That's why we offer a professional sales and service network designed to move your business forward by generating quick fundings, offering the most innovative products and programs and working with you to provide fast answers, fast decisions and fast purchases.
  • Town and Country Bank
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  • Astera Credit Union
  • 111 S Waverly Road, Lansing, MI, 48917
  • Astera Credit Union is based in Lansing, Michigan. It serves over 15, 000 members with four branches in Lansing, DeWitt, & Ionia. It supports nearly 150 employer groups by providing direct deposit & other financial tools for their employees. Astera was founded in 1949 by employees at Lansing's Fisher Body Plant to provide honest & affordable l
  • Auto-Owners Associates Credit Union
  • 6101 Anacapri Boulevard, Lansing, MI, 48917
  • Chartered in July 1948, Auto-Owners Associates Credit Union was originally formed by a group of Auto-Owners Associates. The purpose was to have a place, controlled by its members, to save and borrow money at reasonable rates. Auto-Owners Associates Credit Union provides you with more than just a savings account.