USDA Vs. FHA Pro and Con comparison in Fishers, Hamilton County, IN

In 2025, the USDA loan limit for Fishers in Hamilton, IN, is $336,500. Meanwhile, the FHA limit for a single-family home stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today’s best USDA vs FHA rates, determining the income, credit, reserves, and documents needed for qualification. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, helping you choose which program in is most suitable for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Fishers, Hamilton, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Fishers, IN

Lendersa®'s aim is to get you the most suitable USDA or FHA loan swiftly and without hassle. Choose from three starting points to connect with lenders and explore USDA loan programs.

Result outcomes of Lendersa USDA loan requests

What is a USDA Loan in IN?

The USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is only available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require absolutely no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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