USDA VS FHA in Cumberland, Marion County, IN

In 2025, the USDA loan limit for Cumberland within Marion county, IN, is determined to be $0, whereas the FHA limit for a single-family home is set at $379,500. These values play a crucial role in the home-buying process for prospective homeowners in the area.

By using the Lendersa® USDA loan calculator, you can assess today's premium USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation required to qualify for these loans. The sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the most suitable program in Alabama based on your unique financial circumstances.

Explore loan offers from a wide selection of 100 lenders available on our platform

Review of 2025 loan limits and down payment requirements in Cumberland, Marion county, IN

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA loan choices in Cumberland, IN

The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Our process involves selecting one of three tailored starting points, which subsequently link you to compatible lenders and specific USDA loan programs.

Lendersa USDA loan request and optimal matching results

Defining USDA Loans in IN

USDA loans, offered with the guarantee of the Department of Agriculture and also termed USDA rural development loans or USDA mortgages, exclusively serve rural locales. This contrasts with FHA loans, which require a minimum down payment of 3.5%. Significantly, USDA loans do not mandate any down payment, providing an accessible pathway to homeownership for eligible individuals in qualifying rural areas. This makes USDA loans an attractive option for those eligible, as they offer reduced entry costs compared to typical alternatives.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bryson Team with Centerpointe Real Estate
  • 10061 Talbert Avenue, Suite 345, Fountain Valley, CA, 92708
  • Bryson Team with Centerpointe Real Estate mission to raise $25, 000 for Together We Rise, so for every HomeOwner We Help (Sell A Home), For Every Home Buyer We Help (Find Their Dream Home) Or Mortgage Loan We Process (Refinance, Reverse Mortgage, & Equity Lines), we donate a Large Portion of our Income to TWR.
  • Lending3
  • 17220 Newhope St, Suite 213, Fountain Valley, CA, 92708
  • Lending 3 was founded in 2003. We dedicate ourselves to providing first class customer service.We believe in offering our customers with a personalized mortgage experience from beginning to end.Lenders will commonly require you to provide additional information such as a valid social security number and submit to a credit check.
  • The Gill Group
  • 485 E. 17th Street, Suite 200 & 202, Costa Mesa, CA, 92627
  • our full loan approval process is unique in comparison to the average lender's pre-approval process. My team is structured to provide a high level of customer service. Please contact us to inquire about the advantages of our VIP buyer program!”val process is unique in comparison to the average lender's pre-approval process.
  • American Home Loans and Realty
  • 8356 Maxine Street, Pico Rivera, CA, 90660
  • American Home Loans and Realty is committed to honoring the privacy and security of its website visitors. We collect information to process your transactions and to help us provide a better level of service. We do not sell your information to anyone. We strive to protect the security and confidentiality of the information we collect.
  • American Heritage Lending
  • 485 E 17th Street, Suite 220, Costa Mesa, CA, 92627
  • American Heritage Lending is a retail mortgage company headquartered in Costa Mesa, CA. Established in 2004, American Heritage Lending was founded to be a company set apart from an already impacted market. Licensed in multiple states across the US, the premise of our company evolved into the pinnacle for our success.
  • Jewelry-N-Loan
  • 1872 Newport Blvd., Costa Mesa, CA, 92627
  • Jewelry-N-Loan is a one-of-a-kind, family-owned jewelry store and pawnshop located in Costa Mesa, California. We pride ourselves on being the leading resource in Orange County for purchasing, selling, trading, and lending against fine watches, gold, coins, diamonds, and jewelry. Our history starts with our family that has been proudly serving the p
  • Coast Jewelry & Loan
  • 1836 Newport Blvd, Costa Mesa, CA, 92627
  • Our business is the oldest Collateral Brokerage in Orange County and is still family owned, operated and running! Not many business operations can say they have done so for almost 70 years and still stay under the same ownership. Orginally located in Santa Ana, our business moved in 1995.
  • Fund USA Corp.
  • 2183 Fairview Road, Unit 217-D, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integr8tive Solutions Inc
  • 2388 Santa Ana, Costa Mesa, CA, 92627
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • ESCO Mortgage Advisors
  • 161 East 21st Street, Costa Mesa, CA, 92627
  • "We provide buy-side, sell-side and market infrastructure firms with a full-service offering, including systems integration and technology consulting services, to assist in delivering high performance trading and settlement More than 25 years of experience working in the industry has enabled us to build our services"
  • Orange Coast Loan Services, Inc.
  • 244 Magnolia Street, Costa Mesa, CA, 92627
  • Experience is critical when you choose a mortgage professional. Ken Greene obtained his real estate salespersons license in 1994 and his brokers license in 2004 (NMLS 234239). He is the licensed broker and President of KenLends.com (NMLS 337762). en is a seasoned veteran in the mortgage broker business.
  • PLF Real Estate Solutions
  • 9300 Washington Boulevard, Pico Rivera, CA, 90660
  • I have been a real estate professional for the last 20 years, a period in which the industry has experienced significant change. The real estate industry has been revolutionized as a consequence of the financial crisis of 2008 as well as the evolution of the internet and social media. As a result, the knowledge