USDA VS FHA in Cumberland, Marion County, IN

In 2025, USDA loan limit in Cumberland, county of Marion, IN is $0 while FHA limit is $379,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Cumberland, county of Marion, IN

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Cumberland, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Fidelity Bank of Texas
  • 1901 West Lake Shore Drive, Waco, TX, 76708
  • Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs
  • Spirit of Texas Bank
  • 1836 Spirit of Texas Way, Conroe, TX, 77301
  • We offer a full array of loan, deposit and on-line banking products at competitive rates to compliment your entire commercial and/or consumer banking needs. Please contact the banking center nearest you to see the true meaning of what "Community Banking and Service"​ should be. Our expectation is to make a difference.
  • Ciera Bank
  • 623 Elm Street, Graham, TX, 76450
  • Ciera Bank is a state-chartered, full service community bank proudly serving Texas since 1890. Headquartered in Graham, just a short drive outside of the Dallas/Fort Worth Metroplex, Ciera was created from the merger of three banks owned and operated by First Graham Bancorp, Inc. Since merging, Ciera Bank has come full circle, uniting its branches.
  • Champions Mortgage, LLC
  • 10575 68th Ave Suite C2., Seminole, FL, 33772
  • "The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
  • GENERATION MORTGAGE ASSOCIATES, LLC
  • 12052 100th Ave, Seminole, FL, 33772
  • "Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry. We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
  • ECU Credit Union
  • 8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
  • ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
  • All In One Lending Inc
  • 6933 Greenbrier Dr, Seminole, FL, 33777
  • All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
  • Fluxx Mortgage & Financial
  • 410 S Ware Blvd, Suite 402, Tampa, FL, 33619
  • At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
  • Fastbreak Mortgage Brokers
  • 2126 E Edgewood Dr, Suite 3-4, Lakeland, FL, 33803
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • CityState Financial
  • 2000 E Edgewood Dr, Suite 101, Lakeland, FL, 33803
  • At City State Financial as a licensed Mortgage Broker use direct lenders, banks, credit unions, private lenders, and financial institutions; offering our clients more choice, and access to dozens of lenders and hundreds of mortgage products! As a result, clients benefit from the trust, confidence,
  • USA Mortgage
  • 1102 S. Florida Ave. Office 116 and 100B, Lakeland, FL, 33803
  • At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.We are the Home of Possibility!
  • Compass Mortgage LLC
  • 2015 S. Florida Avenue, Lakeland, FL, 33803
  • "Compass Mortgage LLC is your Lakeland and Polk County, Florida home for residential mortgages and refinancing. We offer a variety of mortgage loan products including FHA, VA, USDA and Conventional. As a locally owned and operated Broker, we are committed to help you find the right product for your needs. In fact, every borrower is different"