USDA Vs. FHA your options comparison in Cumberland, Marion County, IN
In 2025, the USDA loan limit for Cumberland within Marion county, IN, is determined to be $0, whereas the FHA limit for a single-family home is set at $379,500. These values play a crucial role in the home-buying process for prospective homeowners in the area.
By using the Lendersa® USDA loan calculator, you can assess today's premium USDA versus FHA rates. This tool enables you to determine the necessary income, credit score, reserves, and documentation required to qualify for these loans. The sophisticated mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you toward the most suitable program in Alabama based on your unique financial circumstances.
Review of 2025 loan limits and down payment requirements in Cumberland, Marion county, IN
Loan Type
Loan Limit
Down payment
USDA
$0
0%
FHA
$379,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan choices in Cumberland, IN
The mission of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and effortlessly. Our process involves selecting one of three tailored starting points, which subsequently link you to compatible lenders and specific USDA loan programs.
USDA loans, offered with the guarantee of the Department of Agriculture and also termed USDA rural development loans or USDA mortgages, exclusively serve rural locales. This contrasts with FHA loans, which require a minimum down payment of 3.5%. Significantly, USDA loans do not mandate any down payment, providing an accessible pathway to homeownership for eligible individuals in qualifying rural areas. This makes USDA loans an attractive option for those eligible, as they offer reduced entry costs compared to typical alternatives.
Unified Bank is committed to the core principles of Customer Service Excellence and Hometown Banking. We are a community-minded bank that truly makes a difference!
We look forward to being your committed financial partner. Whatever your dreams or stage in life, we want to be Your Bank!
SOFTITE COMMUNITY FEDERAL CREDIT UNION is a not for profit financial institution, owned by the members of the Credit Union Provide us with your identification and a minimum deposit of $25.00 into a share/savings account for your membership.Softite Community Federal Credit Union’s field of membership shall be limited to those having the following
Natrium Employees Federal Credit Union has been open since 1984. The credit union has assets totaling $11.42 Million and provides banking services to more than 800 members as of March 2022.
The credit union is a chemicals manufacturing credit union. Membership is also open to immediate family of current members.
Since its founding in 1956, Geauga Credit Union has been a service provider for people just like you. We started as Geauga School Employees’ Credit Union and have increased our field of membership to anyone who lives, works, goes to school or worships in Geauga, Ashtabula, Trumbull or Portage Counties.
106 South Main St, Suite 103, Crossville, TN, 38555
The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
January 4, 1902 banking was started and one week later total assets were $19, 402.16. The January 9, 1902 meeting of the stockholders was held in the new bank. H. F. Wunder was hired as cashier receiving $50 a month salary. W.I. VanderVeer served as President with no pay and Julius W. Schiele served as Vice President.
West Union Bank began doing business in 1893 at the corner of Columbia and Court Streets in West Union, Doddridge County, and continued there until 1973 when the Bank moved to its current location at 212 Main St. West Union, WV 26456. In response to the popularity of the Bank’s services outside of its home county.
Citizens Bank and Trust Company of Grainger County
8335 Rutledge Pike, Rutledge, TN, 37861
We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
TN Members 1st was Oak Ridge’s first credit union chartered by the Federal Government to service the employees of the Department of Energy. In October 2005, TN Members 1st received its community charter for Anderson, Knox, and Roane counties. Tennessee Members 1st Federal Credit Union exists to provide quality financial services for its members.
