USDA Vs. FHA Pro and Con comparison in Ligonier, Noble County, IN

In 2025, the USDA loan limit in Ligonier, part of Noble, IN, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Lendersa® USDA loan calculator aids in comparing the most competitive USDA vs. FHA rates available today, allowing you to assess income, credit, financial reserves, and documentation needed for qualification. With our enhanced mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side to decide which program in suits your financial situation best.

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2025 Loan Limits and Down Payment Details in Ligonier, within Noble, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Ligonier, IN

Lendersa® is committed to promptly securing you the best possible USDA or FHA loan, free of inconvenience. You may select one of three initial strategies that connect you with lenders and the accessible USDA loan programs.

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Understanding USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is referred to as a USDA rural development loan or USDA mortgage. Such loans are exclusive to rural neighborhoods. FHA loans require at least a 3.5% down payment, while USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Cosden Federal Credit Union
  • 400 East Marcy Drive, Big Spring, TX, 79720
  • Cosden Employees FCU first charter was in Fort Worth, Texas in 1936. The first charter was a credit union to serve the employees and families of employees of the Cosden Refinery in Big Spring, Texas. A few years after starting in Fort Worth Cosden Employees Credit Union moved to Big Spring to improve service to the employees of the refinery.
  • Citizens Federal Credit Union
  • 701 E FM 700, Big Spring, TX, 79720
  • Webb Air Force Base Federal Credit Union was chartered to serve the employees and the family members of Webb Air Force Base here in Big Spring, Texas. After the base closed, our charter was converted into a community credit union. It was at that time, in 1978, that we changed our name to Citizens Federal Credit Union.
  • The State National Bank of Big Spring
  • 901 Main Street, Big Spring, TX, 79720
  • Chartered in January 1909, The State National Bank opened for business on March 1st of that year at 204 Main Street. The original bank was organized as The First State Bank of Big Spring and in 1924, converted to a national bank charter, with the bank being renamed The State National Bank of Big Spring
  • Grasslands Federal Credit Union
  • 320 Main Street, Circle, MT, 59215
  • Grasslands is a cooperative, not-for-profit financial institution, chartered by the federal government, owned and controlled by our members. We are governed by a five member volunteer Board of Directors elected by the membership. Associate directors with non-voting rights are welcome to apply for appointment to serve.
  • Apex Mortgage Brokers
  • 16 Linden Lane, Breckenridge, CO, 80424
  • Apex Mortgage Brokers. We are a mortgage brokerage firm working with over 45 different lenders to find you the right home loan solution to fit your needs in Colorado and Florida. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • NexGen Capital Corp
  • 3960 Radio Rd, Suite 105, Naples, FL, 34104
  • We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
  • American Exchange Mortgage LLC
  • 16805 Newark Bay Rd, Delray Beach, FL, 33446
  • Since 1994, I have been involved in various leadership roles throughout the real estate and financing arenas. This includes serving as Director of American Exchange Mortgage Bankers starting in 1999. During this time, I was concentrated on the company’s business development, acquisition of multifamily projects,
  • HP Mortgage LLC
  • 7495 W Atlantic Ave Suite 200-293, Delray Beach, FL, 33446
  • HP Mortgage LLC offer NO-INCOME VERIFIED LOANS! If you are self employed or an investor, we are here to serve you--no tax returns necessary. We also offer Conventional 1% down, FHA down to 560 FICO, Jumbo loans down to 500 FICO, and various USDA and VA programs. We will always be honest
  • Caprock Federal Credit Union
  • 709 North First Street, Lamesa, TX, 79331
  • Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,