USDA Vs. FHA Pro and Con comparison in Paoli, Orange County, IN
For the year 2025, in the county of Orange, Paoli, IN, the USDA loan cap is $336,500, whereas the FHA limit for a single-family residence stands at $472,030.
Employ the Lendersa® USDA loan calculator to juxtapose today's best USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation essentials to qualify. Utilizing our state-of-the-art mortgage calculator, you can effortlessly evaluate USDA, FHA, Conforming, and VA programs simultaneously, guiding your decision on the most suitable program in Alabama for your unique financial circumstances.
Loan caps and downpayment necessities for 2025 in the county of Orange, Paoli, IN
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Paoli, IN
The mission of Lendersa® is to provide you with the finest USDA or FHA loan promptly and at minimal inconvenience. You can start from one of three approaches to discover matching lenders and USDA loan programs tailored for you.
The USDA home loan, commonly referred to as the USDA rural development loan or USDA mortgage, is a government-backed loan supported by the Department of Agriculture. It is exclusively available in rural locales. In contrast to FHA loans that demand a down payment of at least 3.5%, the USDA mortgage requires no down payment whatsoever.
HOMEBANK Headquartered in Palmyra, MO since 1934, we have 9 branches throughout Mid and Northeast Missouri and Quincy, IL. All our lobbies are open again during normal business hours. Our friendly Customer Service Representatives and Loan Officers would love to meet with you in person
Valley State Bank is a locally owned and operated bank that was formed with one simple operating principle: To provide the members of our community with the best financial services to help them achieve their financial goals.Our staff here at Valley State Bank has decades of experience in banking.
Community Spirit Bank was the town of Red Bay’s first bank. We opened with the name Bank of Red Bay on June 11, 1908 in the Red Bay Hotel. Our roots run deeper than any other business in this community. We pride ourselves on being a true community bank and serving the citizens of our communities.
CB&S Bank is a leading community Bank with over $2 billion in assets, headquartered in Russellville, Alabama. We operate 56 branches in the Alabama, Mississippi, and Tennessee markets and employ more than 500 people. We are a local, community Bank with proven success and staying power.
The Select Employees Credit Union recently revised our Mission and Vision statements and added a Values statement as part of our Strategic Plan. What is the purpose of these and why are they important A vision is a shared image of what we want our organization to be or become, particularly in the eyes of our members.
We’ve been serving families in Northwest Illinois (and, more recently, Northeast Iowa) since 1885. There were just 38 states when Sterling Federal Bank was born; Grover Cleveland was President of the United States; and our hometown of Sterling, IL was only about 50 years old.
Sterling Federal is even older than the Federal Reserve Bank
Beckley Loan Company is a locally owned and operated company. They specialize in Personal Loans, Automobile Loans, Real Estate Loans, Debt Consolidation, Signature Loans, and Bill Consolidation. Beckley Loan Company serves Raleigh County and Surrounding Areas. Have been serving the area for over 80 years!
First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
