USDA Vs. FHA your options comparison in Paoli, Orange County, IN
For the year 2025, in the county of Orange, Paoli, IN, the USDA loan cap is $336,500, whereas the FHA limit for a single-family residence stands at $472,030.
Employ the Lendersa® USDA loan calculator to juxtapose today's best USDA versus FHA rates, and ascertain the income, credit, reserves, and documentation essentials to qualify. Utilizing our state-of-the-art mortgage calculator, you can effortlessly evaluate USDA, FHA, Conforming, and VA programs simultaneously, guiding your decision on the most suitable program in Alabama for your unique financial circumstances.
Loan caps and downpayment necessities for 2025 in the county of Orange, Paoli, IN
Type of Loan
Maximum Loan Amount
Required Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan alternatives in Paoli, IN
The mission of Lendersa® is to provide you with the finest USDA or FHA loan promptly and at minimal inconvenience. You can start from one of three approaches to discover matching lenders and USDA loan programs tailored for you.
The USDA home loan, commonly referred to as the USDA rural development loan or USDA mortgage, is a government-backed loan supported by the Department of Agriculture. It is exclusively available in rural locales. In contrast to FHA loans that demand a down payment of at least 3.5%, the USDA mortgage requires no down payment whatsoever.
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We offer the best mortgage tools available on the internet - easy, convenient online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing—and qualifying for!—the exact loan to meet your specifi
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