USDA Vs. FHA Pro and Con comparison in Mitchell, Lawrence County, IN
In 2025, the USDA loan limit for Mitchell in Lawrence, IN, is set at $336,500, while the FHA limit for a single-family home is $472,030.
Utilize Lendersa®'s USDA loan calculator to compare today's most competitive USDA and FHA rates. Understand the necessary income, credit, reserves, and documents required for eligibility. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which option in is best suited to your financial needs.
2025 Loan Limits and Downpayment Requirements in Mitchell, Lawrence, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Understanding USDA and FHA Loan Options in Mitchell, IN
Lendersa® aims to help you acquire the most suitable USDA or FHA loans promptly and with ease. Begin with one of three starting options that align you with potential lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
Lender Express Mortgage We make sure that we have access to a wide spectrum of cutting-edge mortgage products to make sure we can offer more options to our diverse customer base. Our portfolio of loan products include traditional products such as conventional, FHA, VA, USDA, jumbo loans, down payment assistance, non-QM and more
1818 East Southern Avenue, Suite 15C, Mesa, AZ, 85204
Starwest has built a strong reputation since 2003 as an outstanding mortgage brokerage firm. An A+ member of the BBB, Starwest is serving the lending needs of current homeowners, real estate professionals, builders and individual homebuyers throughout the state. We’re a full service mortgage broker with a combined 24 years of experience
1910 South Stapley Drive, Suite 221, Mesa, AZ, 85204
Echo Home Loans is a wholesale mortgage broker working with some of the best lenders in the Nation. This gives our mortgage experts the flexibility to find the best suited loan product for each individual clients needs.Echo Home Loans is currently licensed to broker in five states We are actively writing Conforming, FHA, VA, USDA and more.
1425 South Higley Road, Suite 101, Gilbert, AZ, 85296
At Citygate Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
3048 East Baseline Road, Suite 103, Mesa, AZ, 85204
Windsor Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
We created Stewardship to take a stand against financial injustice—to be a group of companies that can educate and guide people through mortgages, insurance, financial planning, and investments. The mortgage, insurance, or financial plan your neighbor has may not be what is best for you. Getting to know you
HMLS is specialty lender providing mortgages for Arizona professionals who require rapid credit decisions, personal service, “common-sense” underwriting, and guaranteed, on-time funding.
Its principals have been lending in Arizona since 1993, and built a reputation in the professional community by providing
Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction!
We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
Ken Starks - The Starks Team - 50 State Mortgage BROKER
1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
