For 2025, the USDA loan limit for Salem in the county of Washington, IN, is set at $336,500, whereas the FHA loan limit for a single-family home is $472,030.
Employ the Lendersa® USDA loan calculator to assess today's top USDA versus FHA rates. This calculator will help you evaluate the necessary income, credit, reserves, and documentation needed to qualify. By utilizing our advanced mortgage calculator, you can place USDA, FHA, Conforming, and VA loans side by side to determine which program in Alabama most effectively aligns with your unique financial requirements.
Review of 2025 Loan Limits and Downpayment Terms in Salem, Washington, IN
Loan Category
Loan Limit
Downpayment Requirement
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Salem, IN
Lendersa® aims to secure the optimal USDA or FHA loan for you efficiently and smoothly. Choose one of three available initial approaches that correlate with lenders and USDA loan programs.
A USDA home loan is backed by the U.S. Department of Agriculture and is often referred to as a USDA rural development loan or USDA mortgage. It is primarily available in rural communities. Different from FHA loans, which require at least a 3.5% down payment, the USDA mortgage loan necessitates no payment upfront.
Established in 1906 we have served the needs of our community for over 100 years. You are not simply customers to us; you are our friends and our family. We have strived to excel at bringing you the financial products and technological advancements to meet your needs while retaining our hometown feel.
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
Texoma Educators Federal Credit Union is a full-service financial institution serving Grayson County, Texas, and Bryan, Marshall and Atoka counties in Oklahoma. We offer membership to the entire Texoma community, wherever you work! As a non-profit, we are focused on competitive rates and convenient services.
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ADROC Capital, specializes in HUD-insured and bridge-to-HUD financing for multifamily and healthcare nationwide. We execute FHA programs for new construction, rehab, and affordable housing, while offering bridge loans to ensure a smooth path to HUD debt. With 70+ loans totaling
