USDA and FHA Pro and Con in Bedford, Lawrence County, IN
During 2025, in Bedford, within the county of Lawrence, IN, the USDA loan limit is capped at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast the most competitive USDA and FHA rates available today. You can determine income, credit, reserve requirements, and the necessary documentation for eligibility. By using our advanced mortgage calculator, you can visually compare USDA, FHA, Conforming, and VA loan options side-by-side, which helps in determining the most suitable program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Bedford, County of Lawrence, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bedford, IN
Lendersa® strives to secure the best USDA or FHA loan for you without delay and hassle. Start from one of three pathways to match with lenders and find the ultimate USDA loan programs.
A USDA home loan is a government-backed financing option, commonly referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans are distinctive as they require no down payment whatsoever, making them uniquely beneficial for qualifying buyers.
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We offers a wide range of loan programs .Our goal is to provide our customers with better rates and fees with excellent services. Our group of expert could help you decide which program best fit you today! While there are thousands of other loan companies, we want to be the one that stands out and best fit your needs
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