USDA Vs. FHA Pro and Con comparison in Bedford, Lawrence County, IN
During 2025, in Bedford, within the county of Lawrence, IN, the USDA loan limit is capped at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast the most competitive USDA and FHA rates available today. You can determine income, credit, reserve requirements, and the necessary documentation for eligibility. By using our advanced mortgage calculator, you can visually compare USDA, FHA, Conforming, and VA loan options side-by-side, which helps in determining the most suitable program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Bedford, County of Lawrence, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bedford, IN
Lendersa® strives to secure the best USDA or FHA loan for you without delay and hassle. Start from one of three pathways to match with lenders and find the ultimate USDA loan programs.
A USDA home loan is a government-backed financing option, commonly referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans are distinctive as they require no down payment whatsoever, making them uniquely beneficial for qualifying buyers.
1 International Blvd, Suite 900, Mahwah, NJ, 07495
Longbridge Financial. LLC helps qualifying homeowners take some of the financial stress out of retirement by gaining immediate access to the home equity they have built up over the years. We do this through a Reverse Mortgage – more accurately now called a Home Equity Conversion Mortgage (HECM).
Walden Savings Bank is the 11th oldest federally chartered mutual savings bank in the United States and while some banks may come and go, Walden Savings Bank has been here for nearly 150 years. With 11 convenient branch locations throughout the Hudson Valley, including our Dutchess County Lending office
The Atlantis team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work one-on-one with you to provide a financial solution specifically tailored to meet your financing needs.
Hibbing Co-op Credit Union (HCCU) has been serving the communities of the Iron Range and the neighboring area with a complete array of financial services since 1939. HCCU is a non-profit, member owned cooperative financial institution with membership privileges available to all residents of northern Minnesota.
Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
"Liberty Savings Federal Credit Union boasts nearly $115 million in assets with over 22, 000 members.
Our Mission: Provide quality, convenient financial services to a diverse membership for the economic well-being of the individual and our communities.
As the credit union grew stronger,"
591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
