USDA Vs. FHA your options comparison in Bedford, Lawrence County, IN
During 2026, in Bedford, within the county of Lawrence, IN, the USDA loan limit is capped at $336,500, whereas the FHA limit for a single-family home reaches $472,030.
Utilize the Lendersa® USDA loan calculator to assess and contrast the most competitive USDA and FHA rates available today. You can determine income, credit, reserve requirements, and the necessary documentation for eligibility. By using our advanced mortgage calculator, you can visually compare USDA, FHA, Conforming, and VA loan options side-by-side, which helps in determining the most suitable program for your specific financial needs in .
2026 Loan Limits and Down Payment Requirements in Bedford, County of Lawrence, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bedford, IN
Lendersa® strives to secure the best USDA or FHA loan for you without delay and hassle. Start from one of three pathways to match with lenders and find the ultimate USDA loan programs.
A USDA home loan is a government-backed financing option, commonly referred to as a USDA rural development loan or USDA mortgage, and is specifically available in rural areas only. Unlike FHA loans that necessitate a minimum down payment of 3.5%, USDA loans are distinctive as they require no down payment whatsoever, making them uniquely beneficial for qualifying buyers.
Bedford Federal Savings Bank has provided Bedford and Greater Lawrence County with leading-edge deposit and lending opportunities. Additionally, the Bank has been a force for good in the community and its youth through philanthropy and service. Now in its tenth decade, the Bank maintains its commitment to serving the communities of Lawrence County.
We’re a Credit Union, not a bank. We charge fewer fees than banks, in addition to having competitive rates. We operate in 40 southern Indiana and northern Kentucky membership counties. You can be a member, too! Hoosier Hills Credit Union is your community cooperative financial institution, serving Southern Indiana
3900 South Walnut Street, Suite C, Bloomington, IN, 47401
Lends in Indiana
Indiana Mortgage Company Inc, mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options available.
FARMERS AND MECHANICS MUTUAL BUILDING, LOAN AND SAVINGS ASSOCIATION was organized on April 14, 1892 in Bloomfield, Indiana by a number of civic-minded individuals interested in the betterment of Bloomfield, through thrift and homeownership.The assets of the association in 1892 were $50,000.00. Assets grew at an exceptionally swift pace from 1892 to
Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown.
The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
Gallery Mortgage is here to provide you with more information, answer any questions you may have and create an effective solution for your needs. If you need assistance or simply have questions before you apply please click the contact us button and also .We help you build a foundation with the right tools & services.
Crane Federal Credit Union was chartered in 1955. We are member owned, governed by a member elected volunteer board, not for profit, and tax exempt. Our mission is to "Cooperatively promote member thrift by providing practical financial services and benefits which equitably enhance the financial growth of our membership.
B & I Federal Credit Union offers a variety of services, including loans, share draft accounts, savings accounts, IRA accounts, and other services designed to provide convenient, fast access to your accounts. To make banking transactions more accessible, even when you are traveling out of state or out of the country
Owen County State Bank is a strong, local community bank located in Central Indiana. Owen County State Bank specializes in helping customers find the right financial solutions for business and retail customers. In 1922, the Citizens Bank of Freedom, Indiana was organized as a private bank. In the late 1920s, many businesses had gone bankrupt, inclu
