USDA and FHA Pro and Con in Peru, Miami County, IN
In the year 2025, the USDA loan limit for Peru, within the county of Miami, IN, is set at $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
The Lendersa® USDA loan calculator is a valuable tool for comparing today's best rates between USDA and FHA loans. It facilitates the evaluation of eligibility criteria such as income, credit score, financial reserves, and necessary documents. Utilizing our state-of-the-art mortgage calculator, you can conveniently compare USDA, FHA, Conforming, and VA loans in a side-by-side format, allowing you to select the most ideal program for your unique financial circumstances in Alabama.
Exploring loan limits and down payment requirements in Peru, IN, and Miami during 2025
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan selections in Peru, IN
The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan for you. Start by picking one of the three available paths to connect with lenders that match your USDA loan preferences.
A USDA home loan is one that is backed by the U.S. Department of Agriculture, often known as a USDA rural development plan or mortgage, available specifically for rural areas. Opposed to FHA loans which require a minimum of 3.5% as a down payment, USDA loans demand no upfront payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Mortgage Veterans LLC was founded by Steven Abramson, a seasoned mortgage professional since 2010. After years of working in the mortgage industry, Steven realized there was an enormous disservice being done to the consumer. He was tired of putting consumers in loans that may not have been the best fit for them, but it was all he could offer.
Our client-first approach and our passion have attributed to our phenomenal growth and continued success on behalf of our clients. To deliver outstanding results for our clients by leveraging our superior market intelligence, data-driven research, carefully customized strategies, and excellence in service.
LV Lending is a Miami-based private lender focused on business and investment mortgage loans on residential and commercial land acquisitions and properties. The company has a current servicing portfolio of $200 million and has overseen more than 500 transactions for $400 million in Florida and Georgia. Founded in 2015,
McLean Mortgage Corporation has developed a culture described with two words, helping and teamwork. We work as a team with each client so that we can help them achieve their goals with minimal stress. We are here to help our clients every step of the way through the loan process.
BGI Capital is a unique provider of traditional, specialty, and bridge financing to real estate agents, mortgage brokers, and businesses whose clients invest in residential and commercial real estate. Led by Managing Partners Kenneth Baboun and Robert Barthelmess, BGI Capital is a direct lender that manages its own funds
We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
"At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan
Federal Housing Administration (FHA) Loan"
BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
Execution is everything! Doster Capital Group offers quick, reliable and flexible lending solutions for businesses and real estate investors. As a boutique investment platform, our lending committee is made up of senior management, which reviews each loan request prior to issuing a term sheet. Once a loan is approved, our borrowers receive accessib
