In the year 2025, the USDA loan limit for Peru, within the county of Miami, IN, is set at $336,500. Conversely, for a single-family home, the FHA limit is $472,030.
The Lendersa® USDA loan calculator is a valuable tool for comparing today's best rates between USDA and FHA loans. It facilitates the evaluation of eligibility criteria such as income, credit score, financial reserves, and necessary documents. Utilizing our state-of-the-art mortgage calculator, you can conveniently compare USDA, FHA, Conforming, and VA loans in a side-by-side format, allowing you to select the most ideal program for your unique financial circumstances in Alabama.
Exploring loan limits and down payment requirements in Peru, IN, and Miami during 2025
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan selections in Peru, IN
The mission of Lendersa® is to swiftly and effortlessly secure the best USDA or FHA loan for you. Start by picking one of the three available paths to connect with lenders that match your USDA loan preferences.
A USDA home loan is one that is backed by the U.S. Department of Agriculture, often known as a USDA rural development plan or mortgage, available specifically for rural areas. Opposed to FHA loans which require a minimum of 3.5% as a down payment, USDA loans demand no upfront payment.
28 North Saginaw Street, Suite 201, Pontiac, MI, 48342
At Centerbrook Mortgage Company, founded in West Bloomfield and based in Pontiac, Michigan, is built around our belief that acquiring a home loan should be a positive experience. When you work with us, you will be impressed by the level of service we will provide! We specialize in purchases, refinancing, investment properties.
Michigan Mortgage Solutions was created to serve as resource for future and current homeowners to use in order to get educated about their finances and make better mortgage financing decisions. We’ve assembled a team of experts in order to better meet the needs of our visitors and together we have over 30 years experience in mortgage lending
We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
100 west big beaver rd, Suite 200, Troy, MI, 48084
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
The Integrity Property Financial Services Team is your premier mortgage team located in Troy, Michigan. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Michigan area.
1700 West Big Beaver Road, Suite 350, Troy, MI, 48084
At Core Direct Mortgage, we believe in finding a solution for all applicants. If you are having trouble getting approved for a home loan, please contact us today at 720-508-0621. We are here to help. We offer a wide variety of loan programs to fit our clients' needs in today's real estate market.
Everest Financials Inc. is your premiere mortgage broker located in Troy, MI. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance
3310 West Big Beaver Road, Suite 105, Troy, MI, 48084
At National Mortgage Funding we believe that purchasing a home or refinancing a home should be a process that is comfortable and easy. To help our clients with this process we provide a single voice experience with clear expectations and attention to detail. We believe that the consumer should have control to build their own mortgage.
A Michigan based mortgage company, founded by Mark Bigelow with over 30 years mortgage experience, promises to use cutting edge technology with old fashion service to create an incredible borrower experience.HomeLendUSA.com is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.