USDA Loan Vs. FHA loan pro & con for Peru, Miami County, IN

In 2025, USDA loan limit in Peru, county of Miami, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Peru, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 970-2200 645 miles Lender's profile and map Reviews Cardinal Mortgage Corp. 2900 Westchester Avenue, Purchase, NY, 10577 At Cardinal Mortgage Corp., we provide an extremely important service in the field of mortgage finance, including the loan origination, working closely with the borrower, pre-qualifying the loan, verifying the credit and property aspects of the loan, and making sure that you, the borrower is protected in all areas of the loan.
(845) 216-1228 645 miles Lender's profile and map Reviews Bridge Lending Group 2900 Westchester Avenue, Purchase, NY, 10577 Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding 50
844 742 9900 645 miles Lender's profile and map Reviews Bridge Lending Group 2900 Westchester Avenue, Purchase, NY, 10577 Bridge Lending Group is a Private Real Estate Lender with offices at 2900 Westchester Avenue, Suite 405, Purchase New York 10577. We specialize in Refinance, New Construction, Rehab and Fix&Flip mortgages. We originate mortgage loans from $100K – $1MM+ against 1-4 family, non-owner occupied properties, at a loan-to-value ratio not exceeding
(308) 754-4426 646 miles Lender's profile and map Reviews Citizens Bank & Trust Company 721 7th Street, Saint Paul, NE, 68873 The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
(843) 990-5510 646 miles Lender's profile and map Reviews Beacon Community Bank 578 East Bay Street, Suite D, Charleston, SC, 29403 In the spring of 2017, the concept of Beacon Community Bank was developed by a group of local businessmen and women to fill a void created by recent mergers and acquisitions of a number of locally owned banks. At that time, only one local bank remained, when a decade prior there had been as many as seven.
(800) 843-0130 646 miles Lender's profile and map Reviews SnapCap 701 E Bay St, Charleston, SC, 29403 SnapCap by LendingTree is helping lead a revolution in small business finance by reducing the complexities found in the traditional lending process. Committed to investing in small business, SnapCap offers a better way to borrow by focusing on performance-based financing oriented towards the present health of a business
(843) 277-8275 646 miles Lender's profile and map Reviews HH Mortgage LLC 1072 King Street, Suite D-1, Charleston, SC, 29403 Our mission is to earn your business by professional marketing, concern for your best interest, and assisting you in understanding and completing the real estate process. Whether you are buying or selling you can count on HH Real Estate and Mortgage to give you a very conscientious market analysis. You can expect constant communication
(843) 937-9018 646 miles Lender's profile and map Reviews Andrea Rhodan Insurance & Mortgage LLC 1072 King Street, Suite D, Charleston, SC, 29403 Andrea Drayton Rhodan brings a wealth of knowledge to her role as a Mortgage Broker, Tax Consultant and Bookkeeper. In these specialty areas Andrea enjoys the thrill of helping people with accounting while also helping them to achieve their dream of home ownership. Andrea Rhodan Insurance & Mortgage, LLC is your source for all of your accounting.
2122010750 646 miles Lender's profile and map Reviews ShareStates 8 Bond St #100, Great Neck, NY, 11021 Sharestates is an online real estate lending and investing marketplace connecting investors with developers and rehabbers seeking funding. Using proprietary technology, we acquire, fund, and service projects faster and at lower costs than traditional financing. We offer investors exclusive opportunities while providing borrowers fast, affordable ca
516-698-8064 646 miles Lender's profile and map Reviews Iron Fund 150 Great Neck Road, Suite 102, Great Neck, NY, 11021 Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.