USDA Loan Vs. FHA loan for Kokomo, IN [Howard County ]

In 2025, the USDA loan limit in the city of Kokomo, within Howard County, IN, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to explore today’s best USDA versus FHA rates, identifying required income, credit score, reserves, and paperwork for qualification. With our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to determine which program in best suits your financial needs.

USDA and FHA Loan Options in Kokomo, IN

Lendersa®'s mission is to swiftly connect you with the best USDA or FHA loan, free of any complications. Choose from three starting points to align with lenders and explore USDA loan possibilities.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in IN?

The USDA home loan, backed by the Department of Agriculture and commonly called a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans require no down payment whatsoever.

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(802) 522-1001 Lender's profile and map Reviews Green Mountain Credit Union 1311 U.S. Route 302-Berlin, Suite 700, Barre, VT, 05641 As part of our current evolution, Green Mountain Credit Union is proud to showcase our new website. We now have the tools to bring you the most up to date information regarding activities, events, and the products and services we deliver to our members – all in an attractive and user-friendly mobile-responsive web interface.
(802) 479-9411 Lender's profile and map Reviews 802 Credit Union 265 South Main Street, Barre, VT, 05641 802 Credit Union We offer a variety of mortgage programs to fit your buying, building or refinancing needs. As your trusted partner, our experienced mortgage staff will help find the best program for you, including 10, 15, and 30 year fixed, adjustable rate mortgages and construction loans.
360-870-0702 Lender's profile and map Reviews Academy Mortgage Corporation 164 S Main Street, Barre, VT, 05641 Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
(580) 886-2231 Lender's profile and map Reviews Community State Bank of Canton 101 W Main St, Canton, OK, 73724 Community State Bank of Canton is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Resources and experience to help you achieve your savings goals. Our Individualized banking and account options to meet your unique needs. We hope everyone enjoys our new service for our customers.
(218) 463-2135 Lender's profile and map Reviews Citizens State Bank of Roseau 118 Main Avenue South, Roseau, MN, 56751 Citizens State Bank of Roseau has been your friendly hometown bank since 1905. Citizens State Bank of Roseau operates as a bank. The Bank offers personal and commercial checking, savings, and loans, as well as online, mobile, and text banking services. Citizens State Bank of Roseau serves customers in the United States.
(904) 743-2555 Lender's profile and map Reviews Jacksonville Postal & Professional Credit Union 1820 Rogero Rd, Jacksonville, FL, 32211 Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
(904) 514-8884 Lender's profile and map Reviews ANE Lending LLC 13475 Atlantic Blvd Ste 8, Jacksonville, FL, 32225 TheFloridaMortgageCenter.com is the online portal for Steve Verrier in Palm Coast, FL. Steve Verrier is a Licensed Mortgage Loan Originator sponsored by ANE Lending, The Loan Lifeguard team headquartered in Ponte Vedra, FL. We offer only the highest quality mortgage products for your needs at competitive rates in all of Florida.
(904) 619-5686 Lender's profile and map Reviews Jones Home Loan Mortgage LLC 5785 Wilson Blvd, Suite 1, Jacksonville, FL, 32210 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(904) 381-1199 Lender's profile and map Reviews Oak Street Financial, Inc. 1919 Blanding Blvd, Suite 10, Jacksonville, FL, 32210 In 1998, Alec Boriss opened his mortgage brokerage business at its present location, 2330 Oak Street, in the heart of Jacksonville’s historic district. The business was a lender branch until, in 2004, Alec decided to incorporate Oak Street Financial, Inc. as a Correspondent Lender with license to originate FHA .
(978) 632-2542 Lender's profile and map Reviews GFA Federal Credit Union 229 Parker St, Gardner, MA, 01440 GFA Federal Credit Union is a full service, Member-owned, community financial institution serving Central Massachusetts & Southern New Hampshire, with branch locations in Ashburnham, Gardner, Hubbardston, Keene, Leominster, Peterborough, Rindge, Rutland & Winchendon. Offering Personal, Business, Investment & Insurance solutions to help buy a home.
(580) 226-6222 Lender's profile and map Reviews American Nation Bank 1901 North Commerce, Ardmore, OK, 73401 American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.