USDA Loan Vs. FHA loan pro & con for Kokomo, Howard County, IN

In 2025, USDA loan limit in Kokomo, county of Howard, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Kokomo, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(540) 942-5626 417 miles Lender's profile and map Reviews Klaren Capital 156 Abner Lane, Waynesboro, VA, 22980 "Klaren Capital uses a methodical process to determine your tolerance for risk and to establish and understand your goals. We tailor an investment approach to you and your individual needs and periodically reevaluate that approach for relevancy. Our goal is to build life-long relationships through careful analysis."
(540) 946-3200 417 miles Lender's profile and map Reviews DuPont Community Credit Union 140 Lucy Ln, Waynesboro, VA, 22980 DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.
(901) 380-7400 417 miles Lender's profile and map Reviews First South Financial Credit Union 3731 Austin Peay Highway, Memphis, TN, 38128 First South Financial Credit Union is a member-owned, federally insured financial institution serving over 64, 000 members throughout the world. Recognized as a leader in strength, stability and service, we are ranked among the top 1% of financial institutions in the entire country by independent rating organizations.
(716) 681-1460 417 miles Lender's profile and map Reviews Good Neighbors Credit Union 30 Brunswick Road, Depew, NY, 14043 Good Neighbors Credit Union embraces its responsibility to serve a diverse membership – from underserved individuals looking to build a financial foundation to those with stronger means seeking a high-quality, accessible, stress-free banking alternative. We expertly deliver a range of products, services, tools,
(906) 293-5117 417 miles Lender's profile and map Reviews Tahquamenon Area Credit Union 7693 State Highway M123, Newberry, MI, 49868 We are recognized as one of the outstanding credit unions in the state and have an established reputation for excellent service & reasonable rates.CREDIT UNIONS are organizations of PEOPLE, not money. Our mission at Tahquamenon Area Credit Union is to provide you, our member & friend, products & services to meet your needs in a safe & sound manner.
(716) 691-3110 417 miles Lender's profile and map Reviews Williamsville Federal Credit Union 656 North French Road, Suite 7, Amherst, NY, 14228 Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef
(716) 691-9187 417 miles Lender's profile and map Reviews Sweet Home FCU 1960 Sweet Home Road, Amherst, NY, 14228 Since its inception in 1957 the Sweet Home Federal Credit Union has been serving its members in the AMHERST, New York area with exceptional financial products and also Sweet Home Credit Union is a financial institution offering favorable rates on savings & loans, serving the Town of Amherst and the Town of Tonawanda, NY.
(716) 691-6727 417 miles Lender's profile and map Reviews Boulevard Federal Credit Union 2787 Niagara Falls Boulevard, Amherst, NY, 14228 We are a full service not for profit financial institution. Your success is our success with people helping people A credit union is a not-for-profit financial cooperative, owned by its members. Yes, Boulevard Federal Credit Union offers loans, checking and savings accounts, and other financial services that banks offer. But we're quite different f
(716) 799-0846 417 miles Lender's profile and map Reviews Queen City Funding, Inc. 1416 Sweet Home Road, Suite 9B, Great Neck, NY, 14228 Queen City Funding, Inc., a professional mortgage company specializing in residential mortgages. At Queen City Funding, Inc., we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
(256) 845-1077 417 miles Lender's profile and map Reviews First Fidelity Bank 1400 Gault Avenue North, Fort Payne, AL, 35967 First Fidelity Bank is an exclusive community Bank serving citizens of DeKalb County and surrounding communities. Organized in 1965, First Fidelity Bank has offices in Fort Payne, Rainsville & Ider, Alabama. The Bank is a wholly owned subsidiary of FBDC Financial Corp., a single Bank holding company, headquartered in Fort Payne
(660) 425-7285 418 miles Lender's profile and map Reviews BTC Bank 3606 Miller Street, Bethany, MO, 64424 BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.