USDA Loan Vs. FHA loan for Kokomo, IN [Howard County Rates 2023]

In 2025, USDA loan limit in Kokomo, county of Howard, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Kokomo, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 999-2328 332 miles Lender's profile and map Reviews Eastman Credit Union 2021 Meadowview Lane, Kingsport, TN, 37660 Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.
(865) 475-9052 332 miles Lender's profile and map Reviews FIRST PEOPLES BANK 206 W Broadway Blvd, Jefferson City, TN, 37760 First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.
(865) 824-3322 332 miles Lender's profile and map Reviews SouthEast Bank 12700 Kingston Pike, Knoxville, TN, 37934 SouthEast Bank has become a premiere financial institution in Tennessee by delivering exceptional quality service, & innovative Banking products to its clients. Our experienced staff diligently serves our communities with integrity and a sense of pride by offering exceptional service & value to not only our customers, but the community as a whole.
(865) 694-5725 332 miles Lender's profile and map Reviews Mountain Commerce Bank 6101 Kingston Pike, Knoxville, TN, 37919 In 2005, Bill Edwards, Jim Friddell, and the Mountain Commerce Bancorp board of directors had the vision to develop what would become one of the fastest-growing, state-chartered banks in Tennessee. By early 2006, Bill and Jim raised $35 million in capital for the new bank holding company, setting a state record.
(731) 584-8236 332 miles Lender's profile and map Reviews Apex Bank 430 Montbrook Lane, Suite 207, Knoxville, TN, 37919 Apex Bank began in 1931 as the Bank of Camden. After unifying its brands under the Apex Bank umbrella in 2015, the bank experienced tremendous growth. Our ability to adapt and grow has enabled us to respond to changing markets, explore new technologies, and engage in new communities.
(865) 567-2660 332 miles Lender's profile and map Reviews The Frazier Company 5731 Lyons View Pike, Suite 106, Knoxville, TN, 37919 "Since 1990, The Frazier Company has closed more than 155 transactions totaling over 750 million dollars in construction, acquisition, and long term, fixed rate, non-recourse, permanent financing for income producing properties throughout the United States. The Frazier Company is located in Knoxville, TN, United States"
(865) 691-7992 332 miles Lender's profile and map Reviews Browning Capital and Investment Corporation DBA Summit South Mortgage 6000 Walden Drive, Suite 101, Knoxville, TN, 37919 Summit South Mortgage is a full service mortgage company specializing in conventional and government mortgage loans secured by residential real estate. The primary focus of Summit South Mortgage is to offer prompt, efficient service with the most competitive rate quotes available, providing an optimal level of confidence.
(833) 705-5626 332 miles Lender's profile and map Reviews Simple Mortgage Solutions LLC 6906 Kingston Pike, Knoxville, TN, 37919 Our Philosophy is simple: Life is hard enough; your mortgage shouldn’t be this is why Simple Mortgage Solutions is here to help with all of your mortgage needs. We have over 30 years experience in helping people with their dream of home ownership. Trust us that we will help you with all your mortgage needs.
(814) 455-0092 333 miles Lender's profile and map Reviews Tri State Rail Federal Credit Union 110 West 13th Street, Erie, PA, 16501 Tri State Rail Federal Credit Union is a not-for-profit and member-owned financial institution that has been serving our members since 1949. We offer friendly and personal service, lower interest rates on loans, higher yields on savings and a wide variety of financial products and services.
(814) 455-6400 333 miles Lender's profile and map Reviews Tendto Credit Union 1129 State Street, Erie, PA, 16501 Tendto Credit Union is really the story of our members. Our “About Us” should be called “About You.” Because, as a cooperative, Tendto operates at the service of the people who bank with us. That’s why we call ourselves Tendto. Because we tend to see things differently. We tend to believe in the community we live in. And most importantly
(814) 455-4481 333 miles Lender's profile and map Reviews Marquette Savings Bank 920 Peach St, Erie, PA, 16501 Marquette Savings Bank is the only remaining locally headquartered bank in Erie & Crawford counties in northwest Pennsylvania. The stake we have in the communities we serve is over 100 years deep. Every dollar stays in our local communities to Mpower business to retain and create jobs, individuals ad families to prosper