USDA Vs. FHA your options comparison in North-Manchester, Wabash County, IN
In the year 2025, the USDA loan limit for a single-family home in North-Manchester, which lies in the county of Wabash, IN, is set at $285,000. Meanwhile, the FHA loan limit is $356,362.
Use the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Our tool allows you to evaluate important factors such as income, credit, reserves, and documents required to qualify. Additionally, with our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to decide which program in aligns best with your financial needs.
Loan limits and downpayment requirements for 2025 in North-Manchester, county of Wabash, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan selections in North-Manchester, IN
The mission of Lendersa® is to efficiently secure you the best USDA or FHA loan options without hassle. Begin by choosing one of the three paths that connect you with potential lenders and USDA loan programs.
The USDA home loan is a type of mortgage insured by the U.S. Department of Agriculture and is often known as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas and, unlike FHA loans that require at least a 3.5% down payment, USDA mortgage loans require zero down payment.
Heritage Federal Credit Union began in 1965 as Warrick Employees Federal Credit Union for the employees at ALCOA Warrick Operations in Newburgh, Indiana. We had an interesting start to the credit union - United Steel Workers Local 104 union members started conducting financial transactions out of the trunk of a car.
Topaz Mortgage company was designed to put integrity back into the lending business. We empower you, the homeowner and home buyers, by simplifying the loan process. We provide the exact closing cost and lowest interest rate available, and then we invite you to shop with other banks, lenders and brokers.
Wexford Community Credit Union is a full-service, not-for-profit financial institution. We offer our members attractive rates and terms on all types of services. The employees of Wexford Community Credit Union pride themselves on the personal service they provide to you, our member.
Genisys Mortgage Professionals was formed to provide maximum financing choices to our community. Specifically, we designed Genisys to provide specialized service to the primary residence market and especially to first-time home buyers. In 2010, Genisys became part of J. Virgil, Inc., a full service mortgage lender.
GenFed Financial Credit Union is a not-for-profit financial institution that serves areas of Ohio, Illinois, and Indiana. We are owned by our account holders (also called members) and we exist for their benefit. Credit unions don’t have stockholders like banks and are able to return any profits to the members in the form of better rates, lower fees
Schmidt Mortgage Company was originally established in 1940 as “Frank A. Schmidt & Son’s” in Cleveland, Ohio, originating and servicing residential and commercial real estate loans. It was incorporated in January, 1959. It is one of the first 100 lenders in the country to become approved as a seller / servicer of Fannie Mae.
Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.
30100 Chagrin Boulevard, Suite 380, Cleveland, OH, 44124
Encore Funding is a private lending firm that offers alternative sources of capital to small and mid-size businesses. We invest in growth-oriented entrepreneurs who may not meet the strict requirements of conventional lending. Our team is backed with extensive experience in investment management, business development, risk assessment.
DN Community Federal Credit Union was founded on June 24, 1954 as Diebold Employees Credit Union. The original field of membership included employees of the Canton and Malvern, Ohio plants of Diebold, Inc. and their immediate families. The credit union was organized with the purpose "to provide a convenient place for employees to save regularly