USDA and FHA Pro and Con in Wabash, Wabash County, IN
In the year 2025, the USDA loan cap for Wabash, in Wabash county, IN, stands at $336,500, while for a single-family residence, the FHA cap is $472,030.
Make use of the Lendersa® USDA loan calculator to weigh today's USDA versus FHA rates and identify the income, credit score, savings, and paperwork needed for eligibility. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side-by-side, assisting you in determining which is ideal for your financial position in Alabama.
2025 Lending Limits and Down Payment Specifications in Wabash, Wabash county, IN
Loan Type
Lending Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Wabash, IN
Lendersa® aims to deliver either the most favorable USDA or FHA loan to you swiftly and seamlessly. Choose from three starting approaches to match with lenders and USDA lending options.
A USDA home loan represents a government-backed loan offered by the Department of Agriculture, commonly known as USDA rural development loan or USDA mortgage. It is exclusively available in rural locales. Unlike FHA loans, which mandate a minimum 3.5% down payment, the USDA mortgage has no down payment requirement.
Boonville Federal Savings Bank is a full-service, independent bank providing financial products & services of various types. Beginning in 1917, Boonville Federal has provided personal services to the citizens of Warrick County and the surrounding area for 102 years.This bank offers: on-line banking, checking, savings, certificates of deposits etc..
At Vinton County National Bank we are proud of our long history and excited about our promising future. Founded in McArthur, Ohio in 1867, we are a Bauer Financial 5-Star Rated Financial Institution. Since our founding in a small town storefront 153 years ago, we have shown tremendous growth and prosperity.
Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
First State Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.
This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
As Whitewater Wisconsin's largest and oldest locally owned and operated financial institution, our goal is to provide you with top quality services to help you meet your financial goals. Home grown, home owned, we have a very rich history of being involved with the Whitewater community, large enough to serve you, small enough to care, that's us.
Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.
In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
Wanigas Credit Union is a member-owned financial cooperative dedicated to providing a full range of quality financial products and services that meet the ever-changing needs of our membership. Services like mobile banking that include mobile loan applications, mobile check deposit, mobile bill pay and more.
West Point Bank is proud to be a locally-owned hometown bank. We are dedicated to not only meeting but exceeding your customer service expectations of quality customer service.This bank and every director, officer and employee is a part of this community. We live, shop and belong to the same organizations as you.
"Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"
