In 2026, the USDA loan cap in Portland, located within Jay county, IN, is $336,500. The FHA limit for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision of the most suitable program for your financial requirements in .
Loan Limits and Downpayment Requirements for 2026 in Portland, County of Jay, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Portland, IN
The goal of Lendersa® is to swiftly and effortlessly connect you to the ideal USDA or FHA loans. Choose one of three starting points that guide you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
14121 Lakeside Boulevard North, Shelby Township, MI, 48315
We have built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders and individual homebuyers and also There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them.
Local mortgage broker located in Shelby Township, Michigan. Offering all types of mortgages. Conventional, FHA, VA, USDA/Rural Development. Second Mortgages and HELOCS. 0% Down Payment programs available for first-time home buyers. We are mortgage experts that find solutions to work with all types of credit profiles and borrowers'
In 1951, Summit Federal Credit Union ( then known as Summit School Employees Federal Credit Union), like all credit unions, was organized because a handful of people believed in an idea and were willing to work, to serve, to create and to bring to reality a cooperative financial institution. We organized for mutual protection
Our credit union was founded in Akron, Ohio in 1933 to give financial support to postal workers. The credit union operated out of the Akron Post Office until 1968. By 1975, our membership grew to include many more members of the community, so we changed our name to Buckeye State Credit Union.
BFG Federal Credit Union has been open since 1935. The credit union has assets totaling $171.85 Million and provides banking services to more than 23, 000 members
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Springfield State Bank is the only bank in Washington County that is owned and operated by local shareholders who live and work. Chartered in 1910 & still going strong, Springfield State Bank is proud to be an independent, community bank. We strive to remain independent so we may deliver a superior quality of banking services.
First Century Lending, LLC (Loan Production Office a subsidiary of Salyersville National Bank, Salyersville KY) opened in 2008 in Somerset KY. We are located in Somerset and Richmond KY. and Type of Loans Offered:
Home Mortgages Commercial Loans Personal Installments Home Equity
Social Mortgage began with the belief that surrounding yourself with good company matters. Our founders understood this and require each team member to live by one simple philosophy…Do Good for our Clients and Community. Not only do we bring competitive rates and pricing, but we also bring care, understanding,