USDA Vs. FHA Pro and Con comparison in Portland, Jay County, IN
In 2025, the USDA loan cap in Portland, located within Jay county, IN, is $336,500. The FHA limit for a single-family dwelling is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. Determine the income, credit, reserves, and documentation needed for qualification. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision of the most suitable program for your financial requirements in .
Loan Limits and Downpayment Requirements for 2025 in Portland, County of Jay, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Portland, IN
The goal of Lendersa® is to swiftly and effortlessly connect you to the ideal USDA or FHA loans. Choose one of three starting points that guide you to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered only in rural areas. In contrast to FHA loans requiring a minimum 3.5% down payment, USDA loans require no down payment at all.
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