As of 2025, the USDA loan limit for a single-family home in Union-City in the county of Randolph, IN, is $285,000. Meanwhile, the FHA loan limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to ascertain today's premium rates alongside USDA versus FHA options, thereby evaluating the requisite income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator facilitates a comparative view of USDA, FHA, Conforming, and VA loans concurrently, aiding you in selecting the option best suited to your financial situation in .
2025 Loan Limits and Downpayment Specifications in Union-City, Randolph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Variety of USDA and FHA Loan Options in Union-City, IN
The mission of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan with utmost ease. Choose from three starting points that match you with suitable lenders and available USDA loan programs.
The USDA home loan, alternatively known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It is specifically available in rural areas, unlike FHA loans that mandate a 3.5% minimum down payment. USDA loans require no initial down payment.
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At First Federal Bank our competitive advantage is our people; how we serve our customers and support our communities. We believe in conducting business with honesty and integrity. We know that trust, along with providing individualized service and financial expertise, builds long-term relationships.
At ICD Mortgage we know that financing and refinancing your home requires exceptional service with a transparent process. That is why we built ICD Mortgage. As a division of Ixonia Bank, we will provide you with stability along-side a digital process that provides real-time updates through your borrower portal or our Industry Leading mobile app.
Bank of England Mortgage is a division of the Bank of England, a locally owned community bank located in England, Arkansas. We provide our clients with the expertise and services that are traditionally offered by the largest financial services institutions in the country - with the integrity of a local community bank.
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Novus Home Mortgage was created to set a new standard for mortgage lending.Built from the ground up by visionary industry leaders with the backing and financial support of Ixonia Bank, the company is positioned to become a model of modern residential lending.Novus Home Mortgage is committed to creating a simpler, more efficient and more transparent
The East End Food Co-op Federal Credit Union is a member-owned and democratically-governed non-profit financial cooperative. Together, we strive to provide equitable access to fair and transparent banking and credit. We are committed to safe, sound and sustainable banking that responds to the needs of the community, nurtures financial growth.
Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.
We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
"Stillman Bank is a local, independently-owned community bank founded in 1882 and has been meeting the financial needs of our customers in northern Illinois for more than a century.
We offer the products and services you expect from big banks, but we do it with a friendly, hometown touch. And, because we are a community bank,"
Over 100 years ago, the Bay Port State Bank of W.H. Wallace and Company was established to serve the financial needs of the area. Bay Port State Bank is proud to be part of this growing community and looks forward to many more years of service. Bay Port State Bank Shall always be mindful of the need to increase shareholder value.
