USDA Vs. FHA Pro and Con comparison in Union-City, Randolph County, IN
As of 2025, the USDA loan limit for a single-family home in Union-City in the county of Randolph, IN, is $285,000. Meanwhile, the FHA loan limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to ascertain today's premium rates alongside USDA versus FHA options, thereby evaluating the requisite income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator facilitates a comparative view of USDA, FHA, Conforming, and VA loans concurrently, aiding you in selecting the option best suited to your financial situation in .
2025 Loan Limits and Downpayment Specifications in Union-City, Randolph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Variety of USDA and FHA Loan Options in Union-City, IN
The mission of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan with utmost ease. Choose from three starting points that match you with suitable lenders and available USDA loan programs.
The USDA home loan, alternatively known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It is specifically available in rural areas, unlike FHA loans that mandate a 3.5% minimum down payment. USDA loans require no initial down payment.
525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
Firehouse Mortgage became a reality for Rachel and Aaron in 2018. They wanted to give their clients a better option for their home mortgage. After gaining valuable knowledge in the mortgage industry, they decided to start their own company. The Clarks treat every client like they are family and ensure they are happy with their home purchase.
18525 West Lake Houston Parkway, Suite 105, Humble, TX, 77346
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Capital Credit Union in North Dakota has proudly served members since 1936. Explore our personal and business banking solutions including auto loans, home equity loans, mortgage loans, checking accounts, savings accounts, business loans and more. Bank online or at any of our ND branches within Bismarck, Fargo, Beulah, Mandan, Hazen or New Salem.
1110 College Drive, Suite 207, Bismarck, ND, 58501
At Assure Home Mortgage you will get very low rates and low closing costs. Your Loan experience starts amazing and stays amazing over the loans term. We keep the process easy, seamless and you are in constant communication on the process the whole time. We help you secure a home purchase or refinance with today’s lowest BEST rate options
We are Bravera, an employee- and director-owned company of advisors who help build the financial strength, stability and growth of every community to which we belong. We’re driven to serve you, coming together to forge new paths to help you achieve your business and personal goals.
From small towns to larger cities,
Dakota Community Bank & Trust, N.A. is your locally-owned hometown bank. We pride ourselves on our employees and the service they provide. You can expect financial security and personalized service at any one of our 11 locations in South Western North Dakota.
The word ""community"" in Dakota Community Bank & Trust, N.A
Rise Property Brokers believes in Pursuing Higher Values. Our team is dedicated to finding the right commercial or industrial space for you to lease or buy. We have the knowledge, experience, and skills to help with your needs and wants. Our team goes above and beyond client expectations while maintaining the highest levels of honesty, integrity.
Vue Community Credit Union is a Bismarck-based credit union with world-class service offerings. Our members receive localized service, while also having access to their money from anywhere through credit cards, online transactions, telephone and e-mail correspondence. Vue Community Credit Union's vision is to provide the best financial products.
400 E. Broadway Ave, Suite 303, Bismarck, ND, 58501
eLendingNow was established in Bismarck North Dakota in 2001.Since the beginning, eLendingNow has been committed to helping you find the right home mortgage for your needs. We understand that every borrower is different, and we offer a variety of home loans designed to meet your individual situation.
