As of 2026, the USDA loan limit for a single-family home in Union-City in the county of Randolph, IN, is $285,000. Meanwhile, the FHA loan limit is set at $356,362.
Leverage the Lendersa® USDA loan calculator to ascertain today's premium rates alongside USDA versus FHA options, thereby evaluating the requisite income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator facilitates a comparative view of USDA, FHA, Conforming, and VA loans concurrently, aiding you in selecting the option best suited to your financial situation in .
2026 Loan Limits and Downpayment Specifications in Union-City, Randolph, IN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Variety of USDA and FHA Loan Options in Union-City, IN
The mission of Lendersa® is to efficiently secure you the most favorable USDA or FHA loan with utmost ease. Choose from three starting points that match you with suitable lenders and available USDA loan programs.
The USDA home loan, alternatively known as a USDA mortgage or USDA rural development loan, is backed by the U.S. Department of Agriculture. It is specifically available in rural areas, unlike FHA loans that mandate a 3.5% minimum down payment. USDA loans require no initial down payment.
State Bank of The Lakes offers banking solutions tailored to our customers, their needs, and our unique community. No matter what your financial need, we can help. But, we also go above and beyond basic banking solutions. We host financial education courses, hold community events and throw neighborhood cookouts.
526 Water Street, Suite 113, Port Huron, MI, 48060
Our mission statement says it all. “To provide personalized financial services to our member owners and their families in a cooperative spirit while maintaining long-term financial stability Founded in 1959, we continue to operate on the original credit union philosophy of “people helping people
Our mission is to serve our customers with honesty, integrity and competence. The company was started in 2012 in Youngstown, Ohio. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome
Health Advantage Credit Union offers a wide range of financial services to employees, independent contractors or self-employed persons who regularly work in Healthcare Industry in the State of Michigan.Also, spouses of persons who have died while within the Healthcare Industry; employees of the credit union; retirees from the healthcare industry.
Formerly Catholic Federal Credit Union, as Jolt Credit Union our commitment to this community, our members & our values is a reflection of all that has come before.Originally chartered in 1956 to serve parishioners of St. Mary's Cathedral Federal Credit Union in Saginaw, Mi, Jolt Credit Union continues to be bolstered by our longstanding philosophy
The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.
Hometown Bank. Here, it’s always been about making you happy. We figure if everyone who walks through our door is greeted with a warm welcome and receives really helpful service, they’ll be back for more. With so many banks these days, we thought service seemed to be getting pushed out.
Morgantown Bank & Trust is an independent financial institution which strives to be an asset to our communities through community involvement. We understand the importance of our employees and strive to attract, develop, and retain employees of the highest character and competence.
