USDA Loan Vs. FHA loan for Austin, IN [Scott County ]

In 2026, the USDA loan limit in Austin, within Scott, IN, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates. Ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program in for your financial circumstances.

USDA and FHA Loan Options in Austin, IN

Lendersa® strives to secure the optimal USDA or FHA loan swiftly and efficiently. Choose one of three starting points to connect with lenders that offer USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

A USDA home loan, backed by the government via the Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment.

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(812) 358-4000 Lender's profile and map The Peoples Bank 100 N. Main St., Brownstown, IN, 47220 Lends in Indiana Originally chartered in 1919 as the Brownstown Loan and Trust Company, The Peoples Bank was formed in 1965 with the merger of the Brownstown Loan and Trust Company and the First National Bank of Brownstown. The Peoples Bank remains a locally owned community bank serving all of Jackson County with offices in Brownstown, Crothersville and Seymou
(812) 989-9358 Lender's profile and map Strategic Mortgage, LLC 1327 Broadway St, Henryville, IN, 47126 Lends in Indiana We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
(812) 293-3321 Lender's profile and map New Washington State Bank 402 E Main Street, New Washington, IN, 47162 Lends in Indiana New Washington State Bank opened on Main Street in New Washington, Indiana. The bank was founded by a group of ten prominent business leaders and farmers who felt New Washington and the surrounding farming communities would be better served with a bank of their own. From our humble beginning in 1908.
(812) 265-3003 Lender's profile and map Jefferson Community Federal Credit Union 545 Ivy Tech Drive, Madison, IN, 47250 Lends in Indiana Jefferson Community Federal Credit Union strives to satisfy the financial needs of our members and their families. Use your Jefferson Community Federal Credit Union ATM card to get cash or transfer funds 24 hours a day.To find the ATM location nearest you, click on ATM Locations.
(502) 817-0880 Lender's profile and map Mortgage Tree Lending 470 N Indiana Avenue, Sellersburg, IN, 47172 Lends in Indiana Purchasing or refinancing a house can be a big undertaking. We treat you with the respect due an esteemed customer and give you the individual service you deserve. We realize the big commitment you are making in purchasing a house, refinancing a mortgage, or cashing out your home equity.
(812) 941-0926 Lender's profile and map Smith Broady & Associates 1114 E. 10th Street, Jeffersonville, IN, 47130 Lends in Indiana Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.