USDA Vs. FHA your options comparison in Austin, Scott County, IN

In 2025, the USDA loan limit in Austin, within Scott, IN, amounts to $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to contrast today's top USDA vs. FHA rates. Ascertain the income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the ideal program in for your financial circumstances.

Review loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Austin, Scott, IN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Austin, IN

Lendersa® strives to secure the optimal USDA or FHA loan swiftly and efficiently. Choose one of three starting points to connect with lenders that offer USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in IN?

A USDA home loan, backed by the government via the Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is available exclusively in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Mountain States Lending Inc
  • 7929 South Quemoy Way, Aurora, CO, 80016
  • Mountain States Lending are a first time home buyer needing financial assistance, buying your next investment property or something in between, we can help! We can help you purchase or refinance your primary residence, 2nd home or investment property. Along with the traditional Conventional, FHA, VA, Jumbo and USDA loans and more
  • End To End Home Loans LLC
  • 6105 South Main Street, Suite 200, Aurora, CO, 80016
  • End To End Home Loans LLC to our customers to determine their real estate financing goals, needs, and wants. To find the best solution, we leverage our expertise, leading edge technology, and relationships with top lenders. We guide our customers through the mortgage process end to end.
  • Mortgage First LLC
  • 6140 South Gun Club Drive, Building K6, Suite 195, Aurora, CO, 80016
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Synergy Mortgage Solutions LLC
  • 7186 South Ukraine Street, Aurora, CO, 80016
  • We are independent mortgage brokers offering both purchase and refinance options for Conventional, FHA and VA mortgages. With our wealth of knowledge after nearly 20 years of industry experience our clients not only enjoy a smooth and fast process but also the lowest rates and costs for their specific scenario.
  • Custom Mortgage Solutions LLC
  • 7995 South Coolidge Way, Aurora, CO, 80016
  • Custom Mortgage Solutions, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.
  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
  • Katahdin Trust Company
  • 11 Main Street, Patten, ME, 04765
  • Katahdin Trust is built on our heritage of commitment to the growth of the communities we serve. In our role as a true community bank, Katahdin Trust and its employees have long been recognized for our commitment to giving back to the communities that we serve. We are very proud that our commitment to communities is so extensive.
  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.
  • Willow Bend Mortgage
  • 5026 Holly Road, Corpus Christi, TX, 78411
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage brokerage firm, serving the lending needs of real estate professionals, builders.