In the year 2025, the USDA loan cap in Beech-Grove, located in the county of Marion, IN, is set at $0, while the FHA loan ceiling for a single-family residence is $379,500.
Utilize Lendersa® USDA loan calculator to examine and contrast today's premium USDA against FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the program best aligned with your financial scenario in
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| Type of Loan | Loan Ceiling | Minimum Down Payment |
| USDA | $0 | 0% |
| FHA | $379,500 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
At Lendersa®, we are committed to swiftly achieving the ideal USDA or FHA loan for you without the hassle. Choose from three initial steps to connect with lenders and find the perfect USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and exclusively available in rural areas. In contrast to FHA loans, which mandate a down payment of at least 3.5%, USDA loans require zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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