USDA Vs. FHA your options comparison in Beech-Grove, Marion County, IN

In the year 2025, the USDA loan cap in Beech-Grove, located in the county of Marion, IN, is set at $0, while the FHA loan ceiling for a single-family residence is $379,500.

Utilize Lendersa® USDA loan calculator to examine and contrast today's premium USDA against FHA rates. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator showcases USDA, FHA, Conforming, and VA programs side by side, guiding you to choose the program best aligned with your financial scenario in .

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Loan Limits and Down Payment Requirements for 2025 in Beech-Grove, Marion, IN

Type of Loan Loan Ceiling Minimum Down Payment
USDA $0 0%
FHA $379,500 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Possibilities in Beech-Grove, IN

At Lendersa®, we are committed to swiftly achieving the ideal USDA or FHA loan for you without the hassle. Choose from three initial steps to connect with lenders and find the perfect USDA loan programs.

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Understanding USDA Loans in IN

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the U.S. Department of Agriculture and exclusively available in rural areas. In contrast to FHA loans, which mandate a down payment of at least 3.5%, USDA loans require zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 1200 Zeeb Drive, Saint Johns, MI, 48879
  • Journey Federal Credit Union was formed as a result of the merger between two local employee credit unions in 1972. Formerly Clinton County Federal Credit Union, we now serve the residents and employees of Clinton, Gratiot & Shiawassee Counties. Relatives of current members (whether related by blood or marriage) may also join Journey Federal Credit
  • Family Financial Credit Union
  • 3575 Henry Street, Muskegon, MI, 49441
  • Employees of the Sealed Power Company started the credit union in 1942 as the Sealed Power Employees Credit Union. Initially the credit union served just the employees of Sealed Power, but over the years membership was made available to relatives of members. Additional groups were added through mergers with Muskegon Printing,
  • Lakeshore Federal Credit Union
  • 2182 Lakeshore Drive, Muskegon, MI, 49441
  • Lakeshore Federal Credit Union charter was approved by the National Credit Union Administration on June 9, 1953. It was originally named Central Paper Division Employees Federal Credit Union and was started by union employees of Central Paper Division of the S.D. Warren Company in Muskegon, Michigan.
  • Port City Federal Credit Union
  • 460 W Laketon Avenue, Muskegon, MI, 49441
  • Port City Federal Credit Union is a not-for-profit, member owned financial cooperative that provides affordable services in a friendly and professional manner. Our members are our most important asset. Port City Federal Credit Union, originally known as the Brunswick Employees Federal Credit Union, was chartered in June of 1944
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  • Turn-Key Mortgage is a mortgage brokerage that is taking the headaches out of mortgages. We strive to stay ahead of the game in technology and products to make the mortgage process easy and smooth. Not every mortgage is created equal and we are here to help you find the one that works for you the best.
  • Muskegon Federal Credit Union
  • 65 West Laketon Ave., Muskegon, MI, 49441
  • MFCU is committed to providing you with innovative ways to meet your financial needs and responsibilities. We endeavor to maintain a strong financial status while providing a professional and friendly atmosphere. MFCU Where you're more than a member, you're family" This credit union is federally insured by the National Credit Union Administration.
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  • 589 E Ellis Road, Norton Shores, MI, 49441
  • As our Mission Statement states, FGCU is committed to serving our members the very best we can by providing the affordable services and products to help them reach their financial goals now and into the future. Like all credit unions, FGCU relies on an active, participating membership to thrive. With over $66.5 million in assets and still growing.
  • Century Credit Union
  • 1540 Lemay Ferry Road, Saint Louis, MO, 63125
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  • Ravenswood Federal Credit Union
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  • The Strick Group
  • 2001 S Hanley Rd, Suite 195, Saint Louis, MO, 63144
  • The Strick Group, is your full-service home financing resource when you want to purchase or refinance. Our mortgage experts have over 40 years of combined experience & will help find the best mortgage solution for you. We pride ourselves on delivering a stress-free loan process from pre-approval to closing & offer some of the lowest rates and fees.