USDA Loan Vs. FHA loan for Carmel, IN [Hamilton County Rates 2023]

In 2025, USDA loan limit in Carmel, county of Hamilton, IN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Carmel, IN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Indiana?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(256) 543-0670 407 miles Lender's profile and map Reviews First Equity Home Loan, Inc 315 Broad Street, Gadsden, AL, 35901 Founded in 1987, First Equity Home Loan is a Gadsden, Alabama based multi branch mortgage banker/broker. Our titles vary. We’re commonly called loan officers, loan consultants, mortgage experts, mortgage pro's loan originators, mortgage bankers, mortgage pro's...you get the picture.
(256) 547-6371 407 miles Lender's profile and map Reviews Gadsden Mortgage 230 N 3rd St, Suite C, Gadsden, AL, 35901 "adsden Mortgage Services has been helping residents of Etowah County and surrounding counties for over 50 years. Established in 1958, we are Gadsden’s oldest mortgage company. We are a wholly-owned subsidiary of Exchange Bank and proud to be part of the family. We offer a variety of loan products from construction loans"
(256) 543-7040 407 miles Lender's profile and map Reviews ALABAMA TEACHERS CREDIT UNION 702 Walnut Street, Gadsden, AL, 35901 Alabama Teachers Credit Union was organized in March 1959 with just two employees, and was located on the second floor of the Gadsden City Board of Education Building. Previously known as Etowah Teachers Credit Union, our original Select Employee Group (SEG) was only open to employees and family members of the Gadsden City
(515) 283-4195 407 miles Lender's profile and map Reviews Des Moines Metro Credit Union 100 University Avenue, Des Moines, IA, 50314 Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
(515) 246-0010 407 miles Lender's profile and map Reviews Neighborhood Finance Corporation 1912 6th Ave, Des Moines, IA, 50314 NFC provides unique lending programs & other services to facilitate neighborhood revitalization in Polk County & Cedar Rapids, Iowa through partnerships with residents, governments, community-based organizations, lending institutions & the business community. To date, NFC has provided more than $250, 000, 000 in loans and grants in its lending area
(662) 534-8171 407 miles Lender's profile and map Reviews BNA Bank 133 E Bankhead St, New Albany, MS, 38652 Bank of New Albany, BNA Bank is a state-chartered bank that has grown from a single location in downtown New Albany to 8 total locations. BNA Bank is one of the few ‘A’ rated banks by Weiss Bank Rating Services and was inducted into the Seifried and Brew Top 15th percentile of community banks.
(864) 770-1000 408 miles Lender's profile and map Reviews GrandSouth Bank 381 Halton Road, Greenville, SC, 29606 GrandSouth Bank is a South Carolina state bank, which was incorporated and commenced operations as a commercial bank in 1998. The Bank operates from its offices in Greenville, Fountain Inn, Greer, Anderson, Columbia, and Orangeburg. Also, the Bank has expanded into the lowcountry area of South Carolina with a new location in Charleston.
(281) 548-3616 408 miles Lender's profile and map Reviews Shellpoint Mortgage Servicing PO Box 10826, Greenville, SC, 29603 Shellpoint Mortgage Servicing manages (or “services”) mortgage loans after mortgage lenders originate them. On behalf of our lender and investor clients, we accept and process mortgage payments from more than 1.7 million homeowners nationwide. In recent years we’ve grown to become America’s 5th-largest non-bank mortgage servicer.
(888) 378-3886 408 miles Lender's profile and map Reviews World Finance PO BOX 6429, Greenville, SC, 29606 World Finance has been helping people realize their financial goals by offering fixed rate and payment loan solutions. With branches nationwide, we are part of the communities in which we serve. Our branches are staffed with friendly, knowledgeable team members who live and work right in your town.
(864) 255-1660 408 miles Lender's profile and map Reviews St. Francis Federal Credit Union 121 Sumner Street, Greenville, SC, 29601 St. Francis Federal Credit Union We offer a wide range of financial products and services, as well as, enabling immediate family members to share in the benefits of belonging to a member owned financial institution. Your credit union strives to surpass your expectations and to exceed our commitment to each member.
(864) 467-4160 408 miles Lender's profile and map Reviews Greenville Heritage Federal Credit Union 520 W Washington Street, Greenville, SC, 29601 We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.