USDA Vs. FHA Pro and Con comparison in Indianapolis, Marion County, IN
In 2025, the USDA loan limit for Indianapolis in Marion County of IN is $0, while the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to evaluate today’s best USDA vs. FHA rates. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA options side by side, helping you identify the most appropriate program in your situation in .
2025 Loan Limits and Downpayment Requirements in Indianapolis, Marion County, IN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Indianapolis, IN
Lendersa® aims to connect you with the best USDA or FHA loan quickly and without difficulty. Choose one of three starting points to link with lenders and explore USDA loan programs.
A USDA home loan is guaranteed by the Department of Agriculture, also known as a USDA rural development loan, available only in rural areas. Contrary to FHA loans that require a minimum of 3.5% down payment, USDA mortgages do not demand any down payment.
Banner Federal Credit Union was originally chartered as a Federal Credit Union on April 23, 1957. The credit union has grown from an original membership of 22 to 9,180 as of November 2015.
We are not a bank; we are a credit union, a not-for-profit, full-service financial institution, owned by our members.
We are an investment property advisement firm specializing in structured financing, placement of debt, equity, and other commercial real estate related services. Investment property advisement firm specializing in creative funding instruments for high value residential properties and nonprofit commercial real-estate.
6424 E Greenway Pkwy #200-442, Scottsdale, AZ, 85254
Tri-Point Capital is a boutique lender offering Hard Money to experienced Investors for Residential Real Estate Acquisition, as well as Fix/Flip projects. Approval is based solely on the Real Estate and the experience of the Investor. First Deeds only. 6-12 Mos preferred - longer possible. Typical funding within 10 days. Draws disbursed within 24 h
14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect.
Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
"We are a veteran owned & operated mortgage company located in Scottsdale, Arizona.
Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes.
Inline’s loan officers have extensive home refinancing knowledge"
6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.
16427 North Scottsdale Road, Suite 410, Scottsdale, AZ, 85254
At Clear Home Lending, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
6424 East Greenway Parkway, Suite 100, Scottsdale, AZ, 85254
Kierland Mortgage Group, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are an Arizona-based mortgage company that wants to be your trusted guide through the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
7047 E. Greenway Parkway, Suite 160, Scottsdale, AZ, 85254
At Clover Key Home Loans®, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
