USDA Vs. FHA Pro and Con comparison in Winona-Lake, Kosciusko County, IN
In 2025, for the city of Winona-Lake, located in Kosciusko, IN, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates available today. This tool allows you to assess the income, credit, reserves, and documentation required for qualification. With our mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide the best loan option for your financial situation in .
Loan Limits and Downpayment Requirements for 2025 in Winona-Lake, Kosciusko, IN
Loan Type
Loan Limit
Downpayment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Winona-Lake, IN
Lendersa® aims to deliver the most favorable USDA or FHA loan to you, quickly and without unnecessary stress. Choose from three initial choices that connect you to lenders with suitable USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This financing is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not mandate any down payment at all.
357 S. McCaslin Blvd, Suite 200, Louisville, CO, 80027
Colorado mortgage company. Our expert advice is based on your needs and your situation. We pre-underwrite your file before submission to take surprises out of the process well before closing. Our approvals stick and we have a track-record of smooth, on-time closings. We know buying or refinancing a home means a lot to you.
Apple Street Mortgage is located in Louisville, CO just east of Boulder. We provide home loans for both new purchases and refinances all over the state of Colorado where owner Norm Sydow has lived with his wife and two sons since 1994. Apple Street Mortgage Corp. is a full service residential broker providing creative solutions for a wide range
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
Lone Star Reverse Mortgage 20 years as a licensed real estate broker in the Dallas/Ft.Worth area. Debbie and I are both Seniors and we currently reside in central Texas and provide reverse mortgage services to fellow Texas homeowners. We have been part of the reverse mortgage business almost since its inception in the state of Texas.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.
13570 Northgate Estates, Suite 200, Colorado Springs, CO, 80921
Bear Creek Mortgage Corp. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
1301 Hazeline Lake Drive, Colorado Springs, CO, 80921
We have over 22 years of experience originating mortgages in Colorado. We fund Conventional, VA, FHA, Jumbo and USDA loans. Here at A&A Mortgage we strive for the best customer service and fast closings. This is why we partner with the best lenders in America. Give us a call, you will see the difference.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
"We are a local based company here in Colorado Springs and work face to face with each one of our clients.
We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.
Let us do the shopping for you, as we have over 10 different Nationwide"
Orion Mortgage, Inc. provides education for both potential borrowers and professionals. Don Opeka, CSA has two Reverse Mortgage seminars that lay out the facts, dispel the myths and provide actionable steps for how to use your home to stay in your home. His seminars, "Reverse Mortgage Myths - Real Stories Behind the Loans
