FHA Vs. USDA loan program for Winona-Lake, Kosciusko County, Indiana

In 2025, for the city of Winona-Lake, located in Kosciusko, IN, the USDA loan limit is $285,000, whereas the FHA limit for a single-family home is $356,362.

Use Lendersa®'s USDA loan calculator to compare the leading USDA and FHA rates available today. This tool allows you to assess the income, credit, reserves, and documentation required for qualification. With our mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, helping you decide the best loan option for your financial situation in .

Options for USDA and FHA Loans in Winona-Lake, IN

Lendersa® aims to deliver the most favorable USDA or FHA loan to you, quickly and without unnecessary stress. Choose from three initial choices that connect you to lenders with suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in IN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. This financing is exclusive to rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not mandate any down payment at all.

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9105244777 Lender's profile and map Reviews Lankford Capital 12747 Olive Blvd, Saint Louis, MO, 63141 At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
(314) 628-2000 Lender's profile and map Reviews Mortgages USA 12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141 At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide. We keep opening doors as a mortgage industry leader
(314) 267-5555 Lender's profile and map Reviews Anchor Mortgage Group 12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(636) 940-8740 Lender's profile and map Reviews NEW FRONTIER BANK 1771 Zumbehl Road, Saint Charles, MO, 63303 Founded in 1999 by St. Charles County residents, we provide a personal community banking experience with services are designed specifically to make banking easier for our customers. We wanted to provide a superior local option for the community's banking needs. Not another impersonal conglomerate with thousands of branches.
(270) 545-3301 Lender's profile and map Reviews Fredonia Valley Bank 602 Cassidy Ave, Fredonia, KY, 42411 On October 30, 1894, a group of men consisting of S.H. Cassidy, W.F. McMurray, H.E. Rice, D.T. Byrd, W.C. Rice, J.C. Elder, J.T. Woolf, William M. Green, S.C. Bennett, A. Boaz, H.C. Rice, W.B. Bennett, M.B. Lowery, and A.S. Threlkeld met for the purpose of organizing a bank in Kelsey, KY. A committee was appointed to solicit stock subscriptions.
(618) 687-1711 Lender's profile and map Reviews The First Bank and Trust Company of Murphysboro 1403 Walnut Street, Murphysboro, IL, 62966 The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,
(618) 426-3396 Lender's profile and map Reviews First State Bank of Campbell Hill 114 West Front Street, Campbell Hill, IL, 62916 The First State Bank of Campbell Hill was chartered in December 1921. In 1971, the bank relocated to a new facility where we currently reside. Over the years, the bank has continued to grow and now has assets totaling approximately 105 million dollars. Part of this growth was due to the acquisition of the Coulterville Banking Center in October 2003
(270) 796-8500 Lender's profile and map Reviews Service One Credit Union 1609 Campbell Ln, Bowling Green, KY, 42104 Service One Credit Union is not-for-profit financial cooperative. We were founded in 1963 by WKU faculty and staff, but now serve a greater field of membership - anyone who lives, works, or worships in the Barren River Area Development District. Our mission is to improve our members' financial well-being through personal relationships.
(563) 928-6425 Lender's profile and map Reviews Community Savings Bank 101 E Union, Edgewood, IA, 52042 Community Savings Bank is a FDIC state chartered community bank, established in 1910. We are a locally owned and operated bank chartered in Edgewood, Iowa with over 500 million in assets. Currently, Community Savings Bank has 10 convenient locations throughout Clayton, Delaware, Dubuque, and Linn counties.
(724) 869-3342 Lender's profile and map Reviews Ambridge Area Federal Credit Union 401 State Street, Baden, PA, 15005 Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
(563) 927-4475 Lender's profile and map Reviews Farmers and Merchants Saving Bank 101 E Main St, Manchester, IA, 52057 F&M Bank was established in 1925 in Manchester, Iowa. F&M Bank continues to be a locally owned and operated financial institution. In 1994, F&M Bank expanded into the Cedar Rapids metro market area and in 2004, established an office in Anamosa. In 2010, F&M became an interstate bank with the addition of the Vadnais Heights.