USDA and FHA Pro and Con in Warsaw, Kosciusko County, IN
In 2026, the USDA loan limit in Warsaw, located in the county of Kosciusko, IN, is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the current top rates for USDA versus FHA loans and identify the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best fit for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Warsaw, Kosciusko County, IN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Warsaw, IN
The aim of Lendersa® is to quickly match you with the most suitable USDA or FHA loan effectively and without any hassle. Start with one of three available options that lead to matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage from the Department of Agriculture, known as a USDA rural development loan, or USDA mortgage. It's designed for rural areas only. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment.
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813 S Huntington Street, Suite 2, Syracuse, IN, 46567
Lends in Indiana
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