USDA Vs. FHA Pro and Con comparison in Andover, Butler County, KS
In 2025, the USDA loan limit for Andover, located in Butler County, KS, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates, determining the necessary income, credit score, reserves, and documentation to qualify. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA programs side by side, enabling you to select the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Andover, Butler County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Discovering USDA and FHA Loan Options in Andover, KS
Lendersa® aims to provide you with the most suitable USDA or FHA loan swiftly and without hassle. Choose from one of three starting points to connect with matching lenders and identify the right USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or mortgage, is offered solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
Granger National Bank is the oldest banking establishment in Granger; founded in 1920. The current bank building was erected shortly thereafter in 1924. Granger National Bank survived the stock market crash in 1929 and the ensuing depression of the early thirties. Successful decades passed and the bank celebrated its centennial year in 2020.
Pinnacle Bank is a Dinsdale family-owned banking organization that began in 1938. Our Wyoming roots stretch way back to the early 1900s with banks throughout agricultural communities in the state. In 1972, we joined Pinnacle Bancorp. Now we serve families and businesses from the hot springs of Thermopolis to the edge of the Black Hills in Newcastle
Community Service Credit Union has been open since 1954. The credit union has assets totaling $125.38 Million and provides banking services to more than 12, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
We are a full-service mortgage company based in Texas, and we focus on helping qualified borrowers obtain mortgage financing to either Purchase a Home, Refinance an existing Home Loan, or Take Cash Out of the equity of an existing home. We have proudly originated mortgages loans for Texas Borrowers since 1992.
Access Loans, Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Guaranty Bank offers a full range of personal and business services. We offer various types of checking and savings accounts as well as loans and investment services. We pledge to offer the most up-to-date banking services and products with the personal attention you deserve.
Guaranty Bank's mission is to set the standard in our communities.
The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.
1st Community Federal Credit Union is a federally chartered, federally insured full-service financial institution with over 21, 000 members worldwide and over $220 million in assets. We have 3 offices in San Angelo, Texas and 1 office each in Ballinger, Eldorado, Fort Stockton, Midland and Crane, Texas.
SAMCO Finance was founded in 1979. We are a Texas-only loan company that is locally owned. SAMCO Finance has grown throughout the years, expanding to offices in San Angelo, Abilene, TX. and the surrounding areas.
Our mission statement is “Lending to Make a Difference.” This statement is backed by our commitment to help people
RJ Funding Services (also known as Rafter J Funding) is a reputable alternative lending firm that works with clients throughout the United States and Canada. Specializing in providing capital to small businesses and large corporate entities, our firm delivers innovative solutions to funding business enterprises in all industries.
Community Bank Owatonna is committed to helping businesses grow and expand. We offer a full range of lending products designed, competitive rates and terms, and local decision making to help your business meet its financial goals.
Our lenders, each with more than 25 years of banking experience, take pride in structuring the most effective loan.
