USDA Loan Vs. FHA loan for Wichita, KS [Sedgwick County ]

In the year 2025, Wichita, Sedgwick county, KS sees a USDA loan cap of $336,500, while the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and clarify the income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on the optimal program in Alabama tailored to your financial circumstances.

Options for USDA and FHA Loans in Wichita, KS

Lendersa® aims to swiftly connect you with the most suitable USDA or FHA loan, minimizing hassle. Select one of three initial steps to identify matching lenders and explore USDA loan strategies.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in KS

The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage. It is strictly available for rural zones. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require none.

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(972) 334-0566 Lender's profile and map Reviews Guaranty Federal Mortgage 6351 Preston Rd, Suite 125, Frisco, TX, 75034 Founded and based in Texas, GFM has served the Lone Star State exclusively since 2005. Our core business philosophy is revolutionizing how customers get mortgage loans with a rare combination of GREAT Service and Low Rates. Unlike traditional lending our Loan Advisors are not compensated by the rates or fees charged on loans.
(214) 295-8354 Lender's profile and map Reviews V3 Lending 2591 Dallas Parkway, Frisco, TX, 75034 V3 Lending approaches commercial real estate and business lending with our clients in mind. We understand that each client’s situation is unique and not everyone falls under a black and white lending guideline. Business owners and real estate investors frequently need customized financing solutions that resolve their unique situation.
(214) 563-7879 Lender's profile and map Reviews MDN Capital Consulting LLC PO Box 1435, Frisco, TX, 75034 We can structure commercial real estate scenario for refinancing or purchase. With our years of experience and extensive funding sources, we’re able to secure financing for even the most difficult transactions. The mission of MDN Capital Consulting, LLC is to be more than just a mortgage brokerage firm. We strive to provide guidance
(888) 892-1843 Lender's profile and map Reviews Evolve Mortgage Services 6136 Frisco Square Blvd, Suite 350, Frisco, TX, 75034 "At Evolve, we empower mortgage lenders, servicers and investors with the ability to focus on high value activities that grow revenue, while letting others handle routine tasks. By outsourcing time-consuming work that fluctuates with volume and unpredictable market influences, Evolve enables companies to streamline operations while dramaticall
(972) 977-7640 Lender's profile and map Reviews Thorn Home Loans 4645 Wyndham Ln, Suite 130, Frisco, TX, 75034 Pam Thorn connect people with their dream of home ownership, whether first-time buyers, move-up buyers or those wanting to refinance. By reviewing goals and discussing options up front, I can provide loan programs that meet needs and enhance long-term wealth. Pam Thorn is a concierge lender, available outside of "banker hours".
(214) 869-7339 Lender's profile and map Reviews Lear Financial Group LLC 2814 Hidden Knoll Trail, Frisco, TX, 75034 Lear Financial Group both retail and wholesale mortgage lending as Branch Trainer, Senior Account Executive, Sales Manager, Sales Training Manager and Loan Officer. My extensive experience helps me to ensure that my clients are not only getting the best loan for their unique situation
(979) 220-3018 Lender's profile and map Reviews dlb Mortgage Services LLC 6160 Warren Parkway, Suite 100, Frisco, TX, 75034 Debbie Bloyd, the founder of DLB Mortgage Services, has had experience in mortgage, estate planning, investments, insurance, and real estate. We provide the best rates and overall financial analysis for our clients. Debbie has a real estate license and helps you navigate any problem you are facing.
(214) 770-4349 Lender's profile and map Reviews Virtuous Mortgage Lending, LLC 6735 Salt Cedar Way, Building 1, Suite 300, Frisco, TX, 75034 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(972) 458-8800 Lender's profile and map Reviews S & S Funding Inc 5899 Preston Road, Suite 1203, Frisco, TX, 75034 S&S Funding Inc. We are licensed mortgage Company dedicated to providing a fast, transparent mortgage experience backed by superior customer support. From our offices in Frisco Tx, we're using diversified, tailored fit loan program to change the way people finance their dream homes
(214) 235-4589 Lender's profile and map Reviews Miracle Lending, LLC 8668 John Hickman Parkway, Unit 604, Frisco, TX, 75034 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(214) 927-1421 Lender's profile and map Reviews The Mortgage Brokers, LLC 6733 Salt Cedar Way, Building 1, Suite 378, Frisco, TX, 75034 The Mortgage Brokers LLC values building strong relationships and making good mortgage loans. We work on your behalf to find the best loan option with the lowest fees. At The Mortgage Brokers, you are the priority. We make finding the best rate easy. Because we have access to multiple lenders, we can find you the best deal.