FHA Vs. USDA loan program for Wichita, Sedgwick County, Kansas

In the year 2025, Wichita, Sedgwick county, KS sees a USDA loan cap of $336,500, while the FHA cap for a single-family residence is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates and clarify the income, credit score, reserves, and necessary documents for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, facilitating the decision on the optimal program in Alabama tailored to your financial circumstances.

Options for USDA and FHA Loans in Wichita, KS

Lendersa® aims to swiftly connect you with the most suitable USDA or FHA loan, minimizing hassle. Select one of three initial steps to identify matching lenders and explore USDA loan strategies.

Lendersa USDA loan request and matching outcomes

Understanding the USDA Loan in KS

The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also recognized as a USDA rural development loan or mortgage. It is strictly available for rural zones. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA mortgages require none.

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(801) 501-7950 Lender's profile and map Reviews City Creek Mortgage 11910 South State St, Suite 100, Draper, UT, 84020 The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
(801) 261-8909 Lender's profile and map Reviews Hi-Land Credit Union 5366 S Executive Park Drive, Murray, UT, 84117 Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
(801) 806-0680 Lender's profile and map Reviews Home Quest Lending LLC 4685 South Highland Drive, Suite 105, Holladay, UT, 84117 We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
(801) 833-0778 Lender's profile and map Reviews LoanRemedy LLC 4568 Highland Dr, Suite 250, Salt Lake City, UT, 84117 "Our Utah Mortgage Team serves: Salt Lake City, Millcreek, Provo, Orem, Ogden, and other surrounding areas. That’s right. We are available to our clients 7 days a week. We’re committed to providing the best loan treatment in the industry, while also curing your worries during the process."
(801) 448-8975 Lender's profile and map Reviews Primary Source Lending 5442 South 900 East, Suite 142, Salt Lake City, UT, 84117 Primary Source Lending was established in 2020 by the father and son team of Alma and Spencer Hansen. With more than 42 years of combined experience in the Hard Money and Private Money business there is no other team in Utah that has the breadth of knowledge and experience to assist you on your next deal.
(248) 663-7881 Lender's profile and map Reviews OUR Credit Union-Rochester Rd 3070 Normandy Rd, Royal Oak, MI, 48073 OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
(313) 329-1208 Lender's profile and map Reviews Dillon Hunter LLC 1411 Amelia Avenue, Royal Oak, MI, 48073 When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
(406) 839-9222 Lender's profile and map Reviews Aspen Financial 520 Wicks Lane, Suite 10, Billings, MT, 59105 Aspen Financial, Inc in Billings, MT opened for business in 2007 and is a locally owned and operated business with a combined 20 years of experience. Our mission is to provide hassle-free emergency lending, debt consolidation, personal loans and auto loans.and also We’ve seen people struggle with expenses resulting from unfortunate emergencies and
(248) 561-4331 Lender's profile and map Reviews Honest Lending 755 W Big Beaver Rd, Suite 2020, Troy, MI, 48084 We are independent, trained professionals licensed to represent and provide you with the best mortgage for your particular situation. Honest Lending is a team of experienced home lending professionals who believe that everyone should be treated like family. Our founder has more than 10 years combined experience in helping clients like you.
(248) 842-3515 Lender's profile and map Reviews Direct Home Mortgages, LLC 3250 W Big Beaver Rd, Suite 229, Troy, MI, 48084 Direct Home Mortgages is a premier Mortgage Broker based in Troy, Michigan. We are licensed in the states of Michigan, Colorado, and Texas. We are committed to ensuring you get the very best mortgage for your situation. That’s why with our vast resources and lender relationships, Direct Home Mortgages is able to offer a variety of types
(248) 840-8771 Lender's profile and map Reviews Limitless Mortgage Solutions 100 west big beaver rd, Suite 200, Troy, MI, 48084 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.