USDA Vs. FHA Pro and Con comparison in Augusta, Butler County, KS
In 2025, the USDA loan limit within Augusta, located in Butler county, KS, is $336,500, whereas for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. It allows you to check income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons among USDA, FHA, Conforming, and VA loans, helping to determine which plan in suits your financial situation best.
Details on 2025 Loan Limits and Downpayment Needs in Augusta, Butler, KS
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Investigating USDA and FHA Loan Choices in Augusta, KS
Lendersa® is dedicated to securing the most favorable USDA or FHA loan with ease and speed. Choose from three starting points that match you with lenders and provide information on USDA loan options.
A USDA home loan is a government-backed loan, often called a USDA rural development loan or USDA mortgage, available primarily in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of a no down payment requirement.
First Financial Bank has been foundational in the community of Winnebago and surrounding area since beginning in 1870. It remains "Rooted in the Community" providing "Big Bank" services with small town service to our customers' personal, commercial, and agricultural banking needs.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
MortgageLink Solutions Offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
For over 100 years, Mississippi Land Bank has been one of the premier lenders for land in the northern 32 counties of Mississippi. From a homesite with a few acres to an agriculture or hunting property with a few thousand acres – we offer long-term financing for land purchases and refinancing.
It all started in 1900, when a group of 35 local businessmen and farmers established Senatobia Bank as a home owned, community bank dedicated to providing banking services in a friendly and effective manner. We have stayed a community bank throughout all these years; even today, most of the shareholders of our holding company.
98 Inverness Dr. East, Suite 140, Englewood, CO, 80112
In the purest form Charles Davis lend money for the purchase, or refinancing, of residential properties. Charles will guide you through the complex process of lending. Being there every step of the way to insure that you, and your family, make the best, most well informed decisions for your financial future.
At Metrum, a Centennial CO Credit Union, we care for our members’ financial needs with sound advice, value-priced products and services, while investing in the communities we serve. We are a member-owned cooperative that provides financial services for our members. Member education and credit union philosophy are the foundation of our organization.
9000 East Nichols Avenue, Suite 225, Englewood, CO, 80112
Since 2004 Sigma Real Estate Corporation has offered residential real estate services in the metro Denver area including Greenwood Village, Centennial, Littleton, Englewood, Highlands Ranch, Lone Tree, Parker, Castle Rock and in other surrounding cities and towns. Since 1998 Sigma Mortgage Corporation has been a leader in Colorado lending.
