USDA Vs. FHA your options comparison in Augusta, Butler County, KS

In 2025, the USDA loan limit within Augusta, located in Butler county, KS, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. It allows you to check income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons among USDA, FHA, Conforming, and VA loans, helping to determine which plan in suits your financial situation best.

Explore offers from 100 lenders

Details on 2025 Loan Limits and Downpayment Needs in Augusta, Butler, KS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Investigating USDA and FHA Loan Choices in Augusta, KS

Lendersa® is dedicated to securing the most favorable USDA or FHA loan with ease and speed. Choose from three starting points that match you with lenders and provide information on USDA loan options.

Lendersa USDA loan request results

Explanation of USDA Loans in KS

A USDA home loan is a government-backed loan, often called a USDA rural development loan or USDA mortgage, available primarily in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of a no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • WVU Credit Union
  • 448 Harding Ave, Morgantown, WV, 26505
  • The WVU Employees' Federal Credit Union was chartered as a not-for- profit organization by the NCUA, a Federal agency. The Credit Union is owned entirely by its members and is operated for them exclusively. The philosophy of "people helping people" is carried out by its savings and lending services. Members' savings provide the lending funds.
  • Premiere Mortgage LLC
  • 5000 Hampton Center, Suite 4, Morgantown, WV, 26505
  • At Premier Mortgage, we understand and appreciate the one-on-one attention that a family owned business can provide. We know how difficult buying a home can be and want to be there for you when you need help with such a large investment in your life. Let us do the work for you while you enjoy buying and/or improving your dream home.
  • First United Bank & Trust
  • 1951 Hunters Way, Morgantown, WV, 26505
  • First United Bank & Trust is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering.
  • Sierra Pacific Mortgage Company, Inc
  • 1704 Mileground Road, Suite B, Morgantown, WV, 26505
  • Sierra Pacific Mortgage provides quality mortgage lending services throughout the US. Incorporated in 1986, we are a privately held company and have originated and purchased billions in residential loans. Our high company production levels and sophisticated capital markets access allows us to deliver competitively.
  • WesBanco
  • 101 Suncrest Towne Centre Dr, Morgantown, WV, 26505
  • Founded in 1870, WesBanco, Inc. (www.wesbanco.com) is a diversified and balanced financial services company that delivers large bank capabilities with a community bank feel. Our distinct long-term growth strategies are built upon unique sustainable advantages permitting us to span six states with meaningful market share.
  • CITIZENS BANK OF MORGANTOWN, INC
  • 265 High Street, Morgantown, WV, 26505
  • Since 1922, Citizens Bank of Morgantown has provided quality, personal, financial services to the citizens of Morgantown and Monongalia County. We are headquartered in the heart of downtown Morgantown, at the corner of High and Walnut streets. We have always been focused on this community.
  • West View Savings Bank
  • 9001 Perry Highway, Pittsburgh, PA, 15237
  • West View Savings Bank is a Pennsylvania-chartered, FDIC-insured stock savings bank conducting business from five offices in the suburban North Hills of Pittsburgh. Originally organized in 1908 as West View Building & Loan Association, we changed our name to West View Savings and Loan Association in 1954.
  • Federated Mortgage
  • 1301 Grandview Ave, Suite 100, Pittsburgh, PA, 15237
  • At FEDERATED MORTGAGE CORP. you will find low current mortgage interest rates and friendly experienced professionals to guide you through the entire transaction our team of experts can guide you though these complicated waters. After checking your eligibility by clicking here, we will be your advocates throughout the entire process from start to fi
  • American Mortgage Finance
  • 3336 Maple Road, Pittsburgh, PA, 15237
  • American Mortgage Finance, located in Pittsburgh, PA was founded by Jack Catanzarite and Barry Kemper in February 2006. Leveraging the extensive experience of its senior management and loans officers, American Mortgage Finance offers a broad range of mortgage products using the newest and most innovative technology in the industry.