USDA VS FHA in Augusta, Butler County, KS

In 2025, the USDA loan limit within Augusta, located in Butler county, KS, is $336,500, whereas for a single-family home, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best rates available today between USDA and FHA loans. It allows you to check income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side comparisons among USDA, FHA, Conforming, and VA loans, helping to determine which plan in suits your financial situation best.

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Details on 2025 Loan Limits and Downpayment Needs in Augusta, Butler, KS

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Investigating USDA and FHA Loan Choices in Augusta, KS

Lendersa® is dedicated to securing the most favorable USDA or FHA loan with ease and speed. Choose from three starting points that match you with lenders and provide information on USDA loan options.

Lendersa USDA loan request results

Explanation of USDA Loans in KS

A USDA home loan is a government-backed loan, often called a USDA rural development loan or USDA mortgage, available primarily in rural communities. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans offer the benefit of a no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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