USDA Loan Vs. FHA loan for Bel-Aire, KS 2025

Throughout 2025, the USDA loan limit in Bel-Aire, situated in the county of Sedgwick, KS, is $285,000, whereas the FHA limit for a single-family residence is $356,362.

By using the Lendersa® USDA loan calculator, you can evaluate the most current USDA versus FHA rates to find the best deal. Determine the necessary income, credit score, reserves, and documentation needed to qualify. This advanced calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program for your financial situation in .

Explore USDA and FHA Loan Opportunities in Bel-Aire, KS

The mission of Lendersa® is to swiftly and efficiently connect you with the optimal USDA or FHA loan. Choose one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining USDA Loans in KS

USDA home loans are guaranteed by the U.S. Department of Agriculture, known as USDA rural development loans or USDA mortgages, intended for rural communities exclusively. Contrary to FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment.

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(636) 898-0330 Lender's profile and map Reviews American Nationwide Funding LLC 60 Crossroads Plaza, O Fallon, MO, 63368 Patrick Flynn, Army Veteran and Owner of American Nationwide Funding has over 25 years of experience in real estate and investment banking and finance. He obtained his Executive MBA from Washington University and is a certified CFC. Pat's achievements include being one of the top account executives for the Clayton Merrill Lynch branch,
(800) 500-6860 Lender's profile and map Reviews West Community Credit Union 4161 Highway K, O Fallon, MO, 63368 Chartered in 1936, West Community Credit Union is a progressive financial institution that currently serves more than 17, 000 members and businesses. We specialize in friendly, personal service using the latest in innovative technology. As a member-owned financial cooperative, we can generally offer better loan and savings rates and fewer fee
(866) 429-5010 Lender's profile and map Reviews Trinity Oaks Mortgage 420 Century Way, Suite 100, Red Oak, TX, 75154 Trinity Oaks Mortgage, LLC supports Equal Housing Opportunity. When dealing with home financing, we are not only working with one of our client's largest personal financial investments; we also are handling one of their biggest dreams. Since we work with matters so close to the heart, we serve our clients from ours.
(636) 665-5601 Lender's profile and map Reviews The Bank of Old Monroe 2100 Highway C, Old Monroe, MO, 63369 In 1906 a group of local farmers gathered to talk about a vision they had of opening a local community bank. In September of 1906, their dream became reality when they opened the doors for business to the Bank of Old Monroe. Today, the Bank of Old Monroe serves Lincoln, Pike, Warren and St. Charles counties with 5 locations in Old Monroe,
(605) 589-3313 Lender's profile and map Reviews Security State Bank PO Box 9, Tyndall, SD, 57066 Security State Bank was established in 1932 in rural South Dakota and has been building strong client relationships ever since. We first opened our doors in Tyndall, SD, and have since expanded to Chancellor, Viborg, and across the border to Jackson and Heron Lake, MN. As a local Midwest business.
(903) 656-2576 Lender's profile and map Reviews North East Texas Credit Union 1115 Lone Star Boulevard, Lone Star, TX, 75668 North East Texas Credit Union has been open since 1948. The credit union has assets totaling $201 Million and provides banking services to more than 14, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(515) 573-1160 Lender's profile and map Reviews FORT Dodge Family Credit Union 407 2nd Avenue S, Fort Dodge, IA, 50501 On April 27,1940, our Credit Union began as the Serum Employee's Credit Union. We served the Serum Company's employees and their family members. Through the years the Serum Company evolved into the Fort Dodge Laboratories and continued to evolve through other companies and is now known as Elanco Animal Health.
(319) 524-8133 Lender's profile and map Reviews The Hub-Co Credit Union 310 Bank Street, Keokuk, IA, 52632 The Hub-Co Credit Union is Chartered in 1938, federally insured credit union (Insured by National Credit Union Share Insurance Fund, owned by its members. Unlike a bank or savings and loan association, a credit union is not for profit and is dedicated only to serving its members, who share a common bond such as employment at the same company.
(636) 728-3333 Lender's profile and map Reviews First Community Credit Union. 17151 Chesterfield Airport Road, Chesterfield, MO, 63005 First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.
(636) 537-1005 Lender's profile and map Reviews Groundwork Mortgage 643 Cepi Drive, Chesterfield, MO, 63005 Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
(800) 581-2065 Lender's profile and map Reviews ELending Group LLC 700 Spirit Of St. Louis Boulevard, Unit E, Chesterfield, MO, 63005 ELending Group LLC, professional mortgage company specializing in residential mortgages. At ELending Group LLC, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants. We have relationships with many lenders.
(636) 898-0888 Lender's profile and map Reviews Frontier Mortgage 16647 Chesterfield Grove Rd, Suite 100, Chesterfield, MO, 63005 Frontier Mortgage proudly serves Missouri and Illinois with full service Mortgage Loan expertise. "It's not a great rate without great service. We are a full service mortgage banker who underwrites and funds nearly all of the mortgages we originate. Our friendly loan officers are here to assist you with your mortgage needs.