USDA Vs. FHA your options comparison in Arkansas-City, Cowley County, KS
For 2025, the USDA loan limit in Arkansas-City, located in Cowley County, KS, stands at $285,000, while the FHA limit for a single-family home is $356,362.
Make use of the Lendersa® USDA loan calculator to evaluate the top USDA against FHA rates today, identifying the necessary income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA programs, aiding in your decision-making for the best solution for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Arkansas-City, Cowley County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Arkansas-City, KS
The objective of Lendersa® is to promptly arrange the best USDA or FHA loan for you with ease. Select one of three pathways that lead to compatible lenders and fitting USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, commonly referred to as a USDA rural development loan or mortgage, is exclusively available in rural neighborhoods. Unlike FHA loans that need a minimum of 3.5% down payment, USDA loans require no down payment.
Movement Mortgage was created in 2008 amidst one of the biggest financial meltdowns in American history. We are committed to being a Movement of Change in the mortgage industry, in corporate cultures and in communities.We have created a corporate culture in which our employees can thrive both personally and professionally.
AFGM Enterprises Federal Credit Union is a member-owned not for profit financial institution. The Credit Union's motto is "Not for profit, not for charity, but for service". We strive to provide value and convenience in all our financial products and services. Your membership is very important to us.
18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548
Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548
SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.
Florida's Best Mortgage Company, a professional mortgage company specializing in residential mortgages. At Florida's Best Mortgage Company, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled and trained loan consultants.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Sea Vista Home Loans is your first step to receiving optimal home financing conditions.Working closely with you, your real estate agent, & every other party involved, we ensure you get the best possible financing conditions & enjoy a smooth, effortless transaction.We Are Committed to Helping You Get the Best Financing for the Home of Your Dreams.
8250 Bryan Dairy Road, Suite 150, Largo, FL, 33777
ECU Credit Union is a not-for-profit financial cooperative. That means our members own us. No stockholders to worry about just our members/owners. Convenient services with competitive dividends and interest rates are our prime responsibilities. As a member of ECU Credit Union, your entire family is eligible to join.
All In One Lending, we believe in speed, service, and transparency. Whether you are a first-time homebuyer or an experienced real estate investor, we want to provide you the education and loan options to help you meet your specific goals. We have a passion for putting our clients’ interests first,
656 North French Road, Suite 7, Amherst, NY, 14228
Williamsville Federal Credit Union to serve our member’s by providing convenience, exceptional service with advanced products. Williamsville Central School District Employees have an opportunity to become a member of the Williamsville FCU It is a not-for-profit financial institution owned and controlled by the members and is operated for your benef