USDA Vs. FHA your options comparison in Wellington, Sumner County, KS
For 2025, the USDA loan cap in Wellington, located in the county of Sumner, KS, is marked at $336,500, whereas the FHA threshold for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the current top rates between USDA and FHA. Determine the necessary income, credit score, financial reserves, and pertinent documents needed for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in selecting the program in that best aligns with your financial needs.
2025 Loan Limits and Down Payment Requirements in Wellington, Sumner County, KS
Type of Loan
Maximum Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA Loans in Wellington, KS
The mission of Lendersa® is to secure the most suitable USDA or FHA loan swiftly and smoothly. Initiate the process with any of three available options to discover compatible lenders and the USDA loan offerings.
A USDA home loan is underwritten by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, designed for rural areas exclusively. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require absolutely no down payment.
Atlas Crown Financial specializes in providing financing options for all types of real estate purchases. Atlas Crown Financial has developed relationships with lenders versed in residential financing options. Our loan officers work with you to understand your options and pick the type of loan best suited for your needs.
1255 West Colton Avenue, Suite 120, Redlands, CA, 92374
New Horizon Mortgage Concepts thrives on helping our Customers obtain the type of Financing that best addresses their individual and unique requirements. Being a Mortgage Broker allows us to match the many Financing Products we represent with our Client’s specific needs and desires thereby ensuring that we can offer all of our Customers.
1425 W Lugonia Ave, Suite 102, Redlands, CA, 92374
Arrowhead Capital Corporation is a mortgage broker based in Redlands, CA. that provides service all over Southern California. Our team is always willing to serve you and each loan officer brings years of experience to the table with a smile. Locally owned and operated since 1985, we want to help provide a financial future, one family at a time
Mountain West Financial, Inc. is a full-service, privately held Mortgage Banker with an outstanding reputation built on trust, ethical lending practices and true family values. We are a family-owned business who have been making homeownership a reality since 1990. From the time of application to closing.
Point Breeze Credit Union offers easy, reliable banking by helping you save time and money. We put our members first and endeavor to make your life easier through friendly, convenient service that makes banking feel less like a chore. As a Point Breeze member, you can expect a warm welcome and a hassle-free experience.
11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
Our Mission at Eastern Savings Bank, an FDIC insured community bank, is committed to building relationships by providing personalized banking solutions and services, delivered with integrity and passion. Our Vision is We are proud of the rewarding connections we maintain with our customers and associates.
Atlantic Financial Federal Credit Union (AFFCU) is a full-service financial institution serving the financial needs of consumers throughout the greater Baltimore communities. AFFCU is open to anyone who lives, works, worships, volunteers, attends school, or has family in Baltimore County, Baltimore City, Carroll County, Harford County, Maryland.
11350 McCormick Rd, Suite 405, Hunt Valley, MD, 21031
"Concierge Mortgage, LLC was founded by loan originators for loan originators.
Our founders, David Rifkin and Brad Gibbons have, after decades in the mortgage business taken the methods that make sense tossed those that didn't & created something unique while putting together a team of talented and experienced people who will cater to your needs
11350 McCormick Rd, Suite 101 Bldg 2, Hunt Valley, MD, 21031
Old Forge Funding Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
11011 McCormick Road, Suite 400, Hunt Valley, MD, 21031
Direct Mortgage Loans is committed to outstanding mortgage solutions and building life-long relationships. Giving our employees the resources, knowledge, and training to grow, and then help them to succeed, is our passion. Our values are centered on effective, proactive and respectful communication.
The Bailey Group Has Been An Active Top-Producer In The Southern California Real Estate Market Since He Began His Real Estate Career. This Is Because He Focused On What Is Most Important: You, The Client. Brooks Has Had The Frustration Of Seeing Other Agents Not Understand The Huge Responsibility And Honor.
