USDA Loan Vs. FHA loan for Mulvane, KS [Sumner County ]

For 2026, the USDA loan limit in Mulvane, within Sumner county, KS, is capped at $336,500. Conversely, the FHA upper limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s prime rates between USDA and FHA loans. This helps ascertain the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, USDA, FHA, Conforming, and VA loans can be viewed side by side, enabling you to choose the best fit for your financial needs in .

Exploring USDA and FHA Loan Options in Mulvane, KS

The aim of Lendersa® is to connect you with the best USDA or FHA loan rapidly and effortlessly. Begin with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment at all.

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Mulvane Lenders
(316) 777-1171 Lender's profile and map Carson Bank 122 West Main Street, Mulvane, KS, 67110 Lends in Kansas Our purpose at Carson Bank is to strengthen our home communities by providing knowledgeable and trustworthy financial solutions to fulfill individual, commercial, and public financial needs. The As your trusted advisor and friend, We are attentive, caring, and accommodating to every customer who visits our bank.
(620) 488-2211 Lender's profile and map The Valley State Bank 502 North Merchant Street, Belle Plaine, KS, 67013 Lends in Kansas The Valley State Bank is a community bank that has operated under the same name since it was founded in 1897. Since establishment, the financial institution has grown and opened branch locations in Derby, KS and Wichita, KS. Valley State Bank has been accorded the special recognition of Blue Ribbon Bank
(316) 685-0205 Lender's profile and map Freedom 1st Federal Credit Union 57915 Leavenworth Street, McConnell AFB, KS, 67221 Lends in Kansas Freedom 1st FCU is a profit-sharing cooperative financial institution, dedicated to quality service in meeting the financial needs of its members. The safety and stability of its members' assets shall be the prime consideration in the development and delivery of a variety of competitive services.
(620) 326-3361 Lender's profile and map Impact Bank 206 East Harvey Avenue, Wellington, KS, 67152 Lends in Kansas Impact Bank was created by the April 2, 2012 merger of Caldwell State Bank and First National Bank in Wellington. Both financial institutions were healthy, long-standing community banks serving local families and businesses for generations. Caldwell State Bank was founded in 1928 and First National Bank in Wellington began in 1879.
(620) 326-7471 Lender's profile and map Bank of Commerce and Trust Company 201 West Harvey Avenue, Wellington, KS, 67152 Lends in Kansas The Bank of Commerce and Trust Company, formerly known as the National Bank of Commerce, can trace its roots to the oldest bank in Wellington, the Woods Bank. In October of 1873 Mr. John J. Woods opened the Woods Bank at the southwest corner of Washington and 7th Streets in a frame building. For several years,
(316) 687-4101 Lender's profile and map Wheat State Credit Union 1400 S Oliver Street, Wichita, KS, 67218 Lends in Kansas A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees’ Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
(316) 440-9690 Lender's profile and map Skyward Credit Union 4 Cessna Boulevard, Wichita, KS, 67215 Lends in Kansas Skyward Credit Union was chartered on July 16, 1941, as a not-for-profit corporation under Kansas State law, to accept savings and make loans for those who qualify for membership. Credit unions are regulated by the Kansas State Department of Credit Unions and the National Credit Union Association (NCUA).
3167445819 Lender's profile and map Planet Cheapskate Home Loans 1029 W Douglas Suite #202, Wichita, KS, 67213 Lends in Kansas My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
(316) 683-1199 Lender's profile and map Meritrust Credit Union 151 N Main Street, Wichita, KS, 67202 Lends in Kansas It's not just a job. It's a family work environment putting you first. Team Meritrust is making our world a better place for our members and communities, one exceptional service experience at a time. With a mission of improving the lives of members and the communities we serve.