USDA and FHA Pro and Con in Mulvane, Sumner County, KS

For 2025, the USDA loan limit in Mulvane, within Sumner county, KS, is capped at $336,500. Conversely, the FHA upper limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s prime rates between USDA and FHA loans. This helps ascertain the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, USDA, FHA, Conforming, and VA loans can be viewed side by side, enabling you to choose the best fit for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mulvane, Sumner County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mulvane, KS

The aim of Lendersa® is to connect you with the best USDA or FHA loan rapidly and effortlessly. Begin with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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