USDA VS FHA in Mulvane, Sumner County, KS

For 2025, the USDA loan limit in Mulvane, within Sumner county, KS, is capped at $336,500. Conversely, the FHA upper limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today’s prime rates between USDA and FHA loans. This helps ascertain the necessary income, credit, reserves, and documentation needed for qualification. With our advanced mortgage tool, USDA, FHA, Conforming, and VA loans can be viewed side by side, enabling you to choose the best fit for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Mulvane, Sumner County, KS

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Mulvane, KS

The aim of Lendersa® is to connect you with the best USDA or FHA loan rapidly and effortlessly. Begin with one of three pathways to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in KS

A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specific to rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans mandate no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
  • Priority Lending, LLC
  • 8035 N Oracle Rd, Tucson, AZ, 85704
  • Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
  • Commerce Bank of Arizona
  • 3805 East Broadway Boulevard, Tucson, AZ, 85716
  • Commerce Bank of Arizona, established in 2002 in Tucson, Arizona, is a full-service community bank that caters to small-to mid-sized businesses and real estate professionals. CBAZ offers commercial clients with a variety of services ranging from U.S. Small Business Administration (SBA) financing solutions, construction loans.
  • Tucson Federal Credit Union
  • 1160 N. Winstel Blvd, Tucson, AZ, 85716
  • In 1937 a group of teachers with a vision came together to form a financial cooperative that could better serve the financial needs of Tucson's school employees and their families. A year later, Tucson Teachers Federal Credit Union (TTFCU) was serving 38 members and had acquired assets of nearly $349.
  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date
  • Union Trades Federal Credit Union
  • 1925 Murdoch Avenue, Parkersburg, WV, 26101
  • Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565. In 2001, the credit union changed its name to Union Trades Federal Credit Union
  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
  • Mountain Heritage Federal Credit Union
  • 1822 Seventh Street, Parkersburg, WV, 26101
  • Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr