USDA Loan Vs. FHA loan for Winfield, KS 2025

In 2025, the USDA loan cap in Winfield, within Cowley county, KS, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the advantages of current USDA versus FHA rates. Determine the necessary qualifications such as income, credit status, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs together to aid you in choosing the best plan for your finances in .

Exploring USDA and FHA Loan Opportunities in Winfield, KS

Lendersa® is committed to facilitating the best USDA or FHA loan options quickly and smoothly. Choose from three pathways to connect with lenders and USDA programs tailored to your specifications.

Understanding USDA Loans in KS

A USDA home loan is a government-guaranteed mortgage from the Department of Agriculture, also known as a USDA rural development loan, available solely in rural areas. In contrast to FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

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(208) 525-8778 Lender's profile and map Reviews InterWest Mortgage 1275 E 17th St, Idaho Falls, ID, 83404 InterWest Mortgage, who recently merged with Eagle Bank & Trust, has built a strong reputation as an outstanding mortgage company. Under the leadership of SVP/Branch Manager Joni Kepler, InterWest has regularly been recognized as one of Idaho Falls’ and Bonneville County’s top lenders.
(208) 243-9100 Lender's profile and map Reviews Idaho First Mortgage 3340 Merlin Dr, Suite 200, Idaho Falls, ID, 83404 We have built a strong reputation as an outstanding mortgage lender, serving the needs of homebuyers throughout the state. We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending.
(704) 873-0276 Lender's profile and map Reviews Carolina Farm Credit 146 Victory Lane, Statesville, NC, 28625 Carolina Farm Credit is a stockholder-owned cooperative providing financing to full and part-time farmers and agricultural-related businesses and also provides financing for the construction and purchase of homes in 54 counties through 29 branch offices. Other financial services available are life insurance, appraisal services, leasing programs
(912) 375-4228 Lender's profile and map Reviews Bank of Hazlehurst 22 South Tallahassee Street, Hazlehurst, GA, 31539 At the Bank of Hazlehurst, we pride our selves in our ability to offer a full range of financial products and services. You won't find more superior service or friendliness anywhere in today's marketplace. They provide the following services: Full Service Office Location and are located at 22 South Tallahassee Street
(866) 851-3000 Lender's profile and map Reviews Security Federal Bank 238 Richland Ave NW, Aiken, SC, 29801 Security Federal Bank is committed to providing the highest level of financial services in a trustworthy, courteous and professional manner, treating all of our customers equitably and fairly. In fact, we have a long tradition of focusing on the customers we serve. Our central theme is Do what’s in the best interest of the customer
(503) 530-8462 Lender's profile and map Reviews Stashin Mortgage Services, LLC 21716 N Bradford Drive, Maricopa, AZ, 85138 Stashin Mortgage Services, LLC is currently licensed in Oregon, Washington, and Arizona. We focus on all types of residential loans in these states. Our mission is to provide our clients with: Competitive rates and fees. Unparalleled customer service, Exceeding expectations, Close every customer's loan
(704) 873-6400 Lender's profile and map Reviews Piedmont Credit Union 1913 W Front Street, Statesville, NC, 28677 Piedmont Credit Union is a state chartered, federally insured community credit union, serving members in Iredell County since 1981. Membership in Piedmont Credit Union requires the completion of an account card, 2 forms of identification you must live or work in Iredell county or be an immediate family member of a current member
(704) 825-9861 Lender's profile and map Reviews Belmont Savings Bank (Belmont, NC) 210 Park Street, Belmont, NC, 28012 At Belmont Savings Bank, customers are our number one priority. We believe there are many reasons customers choose to bank with us. Our Savings and Loan products offer competitive interest rates and our personal bankers are people you can trust to handle all of your financial needs.
(435) 865-2300 Lender's profile and map Reviews State Bank of Southern Utah 377 North Main St., Cedar City, UT, 84751 State Bank of Southern Utah was founded in 1957 by community leaders who saw a need for a bank to service their local financial needs. The ability to make local decisions on loans and financial services has always been at the center of the bank's culture and business model. Today, State Bank has 16 locations in 14 different cities and towns.
(229) 244-0164 Lender's profile and map Reviews First Federal Savings and Loan Association of Valdosta 411 N Patterson St, Valdosta, GA, 31601 First Federal was founded in 1934 by a group of businessmen who had a vision for thrift and homeownership in Valdosta/Lowndes County. Since that time, First Federal has grown and flourished along with this area. It is our goal to keep the original vision as our theme and mission for the future.
(229) 247-9930 Lender's profile and map Reviews Valdosta Teachers' Federal Credit Union 102 E. Force Street, Valdosta, GA, 31601 The Valdosta Teachers' Federal Credit Union was organized in 1958. The first Board of Directors were: Fredeva Ogletree, President; A.W. Basemore, Vice-President; Nan Allen, Treasurer; Walter Harrison, Secretary. Other Directors included: Ms. Willie Dewberry, Hadley McDuffie and Clara Stipe.
(229) 244-4513 Lender's profile and map Reviews Locoga Federal Credit Union 1592 Norman Dr, Valdosta, GA, 31601 Locoga Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder - or an owner - of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.