USDA Loan Vs. FHA loan for Winfield, KS [Cowley County ]

In 2025, the USDA loan cap in Winfield, within Cowley county, KS, is $336,500, while the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate the advantages of current USDA versus FHA rates. Determine the necessary qualifications such as income, credit status, reserves, and documents. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA programs together to aid you in choosing the best plan for your finances in .

Exploring USDA and FHA Loan Opportunities in Winfield, KS

Lendersa® is committed to facilitating the best USDA or FHA loan options quickly and smoothly. Choose from three pathways to connect with lenders and USDA programs tailored to your specifications.

Understanding USDA Loans in KS

A USDA home loan is a government-guaranteed mortgage from the Department of Agriculture, also known as a USDA rural development loan, available solely in rural areas. In contrast to FHA loans which necessitate a minimum down payment of 3.5%, the USDA mortgage demands no down payment at all.

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(484) 665-9111 Lender's profile and map Reviews Biz Hub Financial, LLC 1101 Hamilton Street, Suite 305, Allentown, PA, 18101 Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending. Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.
(855) 736-6341 Lender's profile and map Reviews Renovation Finance LLC 2400 Market Street, Devon, PA, 19333 "RenoFi offers the first home equity loan purpose built for renovations. For homeowners planning a renovation, RenoFi loans let you borrow the most money at the best possible terms without the need to refinance your primary mortgage. This is because RenoFi uses the expected value of your home post-renovation rather than your home’s current val
(610) 262-7811 Lender's profile and map Reviews Northampton Area School District Employees Credit Union 2014 Laubach Avenue, Northampton, PA, 18067 A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
(619) 889-8400 Lender's profile and map Reviews Shaffer Realty And Mortgage 244 Flores Lane, Vista, CA, 92083 We are your professional One Stop Shop for all your realtor and/or mortgage needs. Save Time and Money with us! The resourceful and creative team at Shaffer Realty And Mortgage is eager to help you move forward with more. If you need an experienced Mortgage and Realtor team focused on achieving your goals, give us a call.
(239) 287-0359 Lender's profile and map Reviews Florida Home Mortgage Corp 1949 Par Drive, Naples, FL, 34120 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(610) 489-7239 Lender's profile and map Reviews Superior Credit Union 100 Crosskeys Road, Collegeville, PA, 19426 Superior Credit Union was founded in 1956 by a group of workers at Superior Tube company in Collegeville, PA. We have grown from modest beginnings to a $50million credit union serving 6, 000 members. We offer all of the competitive services and products and much better rates and with less fees. We pride ourselves on top quality service
(484) 808-2020 Lender's profile and map Reviews Assured Financial Services Corporation 134 Second Avenue, Collegeville, PA, 19426 Assured Financial Services is committed to providing our clients with highest quality Mortgage Services combined with lowest interest rates available in your neighborhood. Our team is friendly, knowledgeable, and available to discuss a plan with you. We have partnered with top lenders so you will be given a competitive quote with low closing costs.
(610) 917-2157 Lender's profile and map Reviews Approval Plus Mortgage Services 609 Hamilton Street, Collegeville, PA, 19426 Approval Plus Mortgage Inc. of Collegeville, Pennsylvania, is a residential mortgage agency specializing in refinancing mortgage services. Boasting a five-star rating with ratings companies and clients, we go the extra mile. Nothing is more important to us than exceeding expectations and securing low interest rates for homeowners.
(619) 851-8493 Lender's profile and map Reviews Zero Point Loans Inc. 4440 Twain Avenue, Suite 101, San Diego, CA, 92120 Zero Point Loans because we were tired of Big Banks gouging customers. We decided that, if we gave up the idea of having a big building downtown like them, we could cut costs and pass them on to our customers. Maybe you really don’t care – you’re just here for the low rates and fees.
(239) 645-4580 Lender's profile and map Reviews NexGen Capital Corp 3960 Radio Rd, Suite 105, Naples, FL, 34104 We recognize that the dream of owning a home is a personal and emotional one. We are here to provide you with as much information as you need to start your mortgage journey. Our team is trained at the highest level to offer Conventional, FHA, USDA, VA, Jumbo, Reverse, Renovation Mortgages and Construction loans.
(877) 347-5342 Lender's profile and map Reviews American Mortgage and Loan 10461 Guincho Place, San Diego, CA, 92124 American Mortgage and Loan is a broker specializing in financing for first and second trust deeds. Our Principals have been serving all of California since 1992, practicing all aspects of residential, investment and commercial lending . Our dedicated staff has over 40 years of real estate experience
(909) 467-8600 Lender's profile and map Reviews Golden Coast Mortgage 1119 South Milliken Avenue, Ontario, CA, 91761 Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.