USDA Loan Vs. FHA loan for El-Dorado, KS [ best of 2023]

In 2025, USDA loan limit in El-Dorado, county of Butler, KS is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in El-Dorado, KS

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Kansas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(502) 630-3248 601 miles Lender's profile and map Reviews Veritas Mortgage LLC 901 Lampton Street, Louisville, KY, 40204 Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
(502) 630-0999 601 miles Lender's profile and map Reviews Evo Mortgage 911 Barret Avenue, Louisville, KY, 40204 Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
(337) 852-0330 601 miles Lender's profile and map Reviews Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(218) 829-9065 601 miles Lender's profile and map Reviews Brainerd BN Credit Union 804 Laurel Street, Suite 101, Brainerd, MN, 56401 Brainerd BN Credit Union was organized on November 25, 1940 as Brainerd NP Credit Union to serve the needs of the Northern Pacific Railway workers in central Minnesota. In 1970, after a merger changed the name of the local railway, Brainerd NP Credit Union changed its name to the name we use today, Brainerd BN Credit Union.
(409) 765-6067 601 miles Lender's profile and map Reviews Coastal Community Federal Credit Union 2302 Church Street, Galveston, TX, 77550 Coastal Community Federal Credit Union began in 1957 when employees of the Galveston Fire Department decided to form Galveston Firemen’s Federal Credit Union. In 1973, the name was changed to City of Galveston Federal Credit Union to allow all city employees of Galveston to join. Then in 1991
(409) 765-5561 601 miles Lender's profile and map Reviews Moody National Bank 2302 Postoffice Street, Galveston, TX, 77550 MNB is a Galveston-based community bank, providing personal & business banking services, as well as trusts & investments, to clients in 19 locations in Texas. MNB is one of the largest privately owned banks in Texas with assets exceeding $1 billion as of Dec. 31, 2014. Founded in 1907, MNB serves clients in the Galveston, Fort Bend, Harris counties
(409) 763-1271 601 miles Lender's profile and map Reviews Hometown Bank, National Association 1801 45th Street, Galveston, TX, 77550 HomeTown Bank, National Association, on April 19, 1999, to accommodate expansion away from Galveston Island. The Bank's deposit accounts are insured under the Federal Deposit Insurance Act up to applicable limits. The Bank is a member of the Federal Reserve System and the Federal Home Loan Bank.
(800) 422-3372 601 miles Lender's profile and map Reviews First Federal Savings Bank 301 E 9th Street, Rochester, IN, 46975 First Federal’s mission is to serve our customers with the newest, competitively priced products delivered to them with state-of-the-art technology; to provide to all First Federal Family members a favorable working environment with reasonable compensation and benefits; and to treat all customers.
(502) 459-1411 601 miles Lender's profile and map Reviews KEMBA Louisville Credit Union 4017 Poplar Level Road, Louisville, KY, 40213 KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area. The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
(337) 426-0008 601 miles Lender's profile and map Reviews OneHome Mortgage 200 Cautillion Dr, Youngsville, LA, 70592 We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
(800) 448-9228 602 miles Lender's profile and map Reviews Verve, a Credit Union 2900 Universal St, Oshkosh, WI, 54904 Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.