FHA Vs. USDA loan program for El-Dorado, Butler County, Kansas

In 2025, the USDA loan limit for El-Dorado, located in Butler County, KS, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Use the Lendersa® USDA loan calculator to compare the best rates for USDA versus FHA today, determining the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA programs, helping you decide the best option for your financial needs in .

USDA and FHA Loan Options in El-Dorado, KS

Lendersa® aims to swiftly connect you with the best USDA or FHA loan, without hassle. Choose one of three starting points to align with matching lenders and suitable USDA loan programs.

Understanding USDA Loans in KS

The USDA home loan, backed by the Department of Agriculture, also referred to as a USDA rural development loan or mortgage, is offered in rural areas only. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans need no down payment at all.

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(801) 545-6030 Lender's profile and map Reviews FinWise Bank 820 East 9400 South, Sandy, UT, 84094 FinWise Bank envisions a community where individuals, families, and small businesses have access to transparent financial products and services that provide exceptional value and are delivered on demand help our customers reach their financial goals by delivering exceptional products in a manner that continually surpasses expectations.
(801) 860-9233 Lender's profile and map Reviews Blue Coral Financial Inc 735 East 9000 South, Suite 201, Sandy, UT, 84094 Blue Coral Financial is a full-service Utah home mortgage company based in Sandy, Utah. Whether you are buying a home and need a home mortgage loan, or want to refinance your home, we are here to help you save time, stress and money. We specialize in all types of home mortgage financing, focusing particularly on Housing loans, FHA loans, VA loans.
(801) 560-1919 Lender's profile and map Reviews Metropolitan Mortgage, Inc. 1046 E Mach Schnell Dr, Sandy, UT, 84094 METROPOLITAN MORTGAGE, INC. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(801) 999-4417 Lender's profile and map Reviews CINCH HOME LOANS 10708 S 1300 E, Ste 105, Sandy, UT, 84094 Cinch Home Loans is a team of highly qualified mortgage professionals licensed as Mortgage Loan Originators. Our idea is simple: If your loan is a cinch, then don’t overpay.Specifically, we specialize in providing affordable mortgage origination service for customers of owner-occupied properties with good credit.
(478) 453-3571 Lender's profile and map Reviews Century Bank and Trust 141 South Wayne Street, Milledgeville, GA, 31061 Century Bank & Trust has operated as an independent community bank under local control. The Boards of the Bank and Century Bancorp, Inc, remain convinced, unless faced with strong evidence and trends to the contrary, that this direction can continue to offer against other alternatives, higher returns, a superior level of service to our customers.
(330) 334-1023 Lender's profile and map Reviews Medina County Federal Credit Union 1353 Reimer Road, Wadsworth, OH, 44281 Medina County Federal Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County, Ohio. We have three branches located in Medina County to serve our Members. Credit Union provides savings, checking/debit, loans, credit cards & other financial services to the people of Medina County,
(877) 336-2093 Lender's profile and map Reviews Southern First Bank 100 Verdae Blvd, Suite 100, Greenville, SC, 29607 Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.
(864) 800-9251 Lender's profile and map Reviews Best Life Mortgage Advisor 33 Market Point Drive, Greenville, SC, 29607 At Best Life Mortgage we believe that eveyone can make a positive impact in the world. We are blessed and committed to donate 10% of our profits to liberate kids from human trafficking and invite you join us in the fight. We customize loans that are right for our clients helping them build a strong financial future.
(833) 939-6398 Lender's profile and map Reviews Next Mortgage LLC 1200 WOODRUFF ROAD, Suite A3, Greenville, SC, 29607 NextMortgage is what lending should look like. We aren’t just focused on getting the transaction done, but what everyone gains along the way. Products and services matter, but what matters most is our people. The people on our team, the people we do business with, and the people on all sides of the mortgage transaction
(864) 668-1439 Lender's profile and map Reviews Boykin Home Mortgage 128 Millport Circle, Suite 200, Greenville, SC, 29607 At Boykin Home Mortgage, we are committed to providing our clients with the highest level of outstanding home loan services and building long-lasting customer relationships. Our goal is to provide the best mortgage lending solutions every time. Whether you're looking to purchase a new home or refinance your existing mortgage, we've got answers.
(801) 787-3047 Lender's profile and map Reviews Top Tier Mortgage 212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045 Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.