USDA and FHA Pro and Con in Colby, Thomas County, KS
In 2025, the USDA loan ceiling in Colby, located in the county of Thomas, KS, is $336,500. Meanwhile, for a single-family home, the FHA cap is $472,030.
To compare the prevailing USDA and FHA rates today, use Lendersa® USDA loan calculator. It assists in determining the income, credit score, reserves, and documents required for eligibility. With our cutting-edge mortgage calculator, see USDA, FHA, Conforming, and VA loans side by side to determine which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in Colby, Thomas County, KS
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Colby, KS
The goal of Lendersa® is to quickly connect you with the most suitable USDA or FHA loan, free of hassle. Begin by selecting one of three starting points to match with the ideal lenders and USDA loan programs.
A USDA home loan, known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural neighborhoods. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment whatsoever.
La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
Lorenzo Rivera has over 14 years of experience in the Real Estate market. He is a licensed Realtor and Mortgage Originator, with experience that spans across the state of California. Lorenzo strives to build a meaningful relationship with every client, ensuring that everyone has a pleasant experience throughout the buying or selling process.
Cayetano is a privately held real estate company focused on the development of affordable single-family communities. It is Headquartered in Austin, Texas.
Cayetano has been involved in the real estate development, mortgage origination and mortgage servicing business in Texas for over 30 years.
We here at the Toledo Police Federal Credit Union are proud to be a part of the credit union movement since we were chartered by the NCUA on March 18, 1940. Since that time we have had the opportunity to provide our members with personalized services to meet their financial needs.
Family First Credit Union is a non-profit, full-service financial cooperative owned and operated by our members. Family First Credit Union was organized in 1939 and has evolved today as a primary financial institution with its broadened savings service, variety of loans, full range of financial counseling, and special services for you
First National Bank of South Padre Island is a full service independent bank providing personal and friendly service to our customers. First National Bank of South Padre Island is the oldest independent bank in South Padre Island and has been serving the Laguna Madre area for over thirty-five years.
340 E Huron Street, Suite 100, Ann Arbor, MI, 48104
UMCU is the only credit union headquartered in Ann Arbor, Michigan. It was established in 1954 with just 12 members and $9 in assets. Today, UMCU has more than 100, 000 members and more than $1 billion in assets, and it continues to grow. With nine offices in Ann Arbor, one branch in Ypsilanti, one branch in Dearborn and three branches in the Flint
Bank of Ann Arbor is a locally owned and operated bank with total assets and assets under management of over $2 billion, serving people and businesses throughout Washtenaw County and Plymouth. Bank of Ann Arbor is a community bank headquartered in downtown Ann Arbor with 8 locations throughout Southeast Michigan.
University Bank is an FDIC insured, locally owned and locally managed Community Bank primarily serving the cities of Ann Arbor and Ypsilanti of Washtenaw County, Michigan. The Community Banking operation focuses on local businesses, local residents, minorities and non-profit organizations.
The Bank of Maysville was founded in 1835. As the Commonwealth of Kentucky’s oldest independent bank, our history serves as testimony that we are a community-minded financial institution dedicated to meeting the needs of our customers and the region we serve. The Bank of Maysville is the oldest independent bank in the Commonwealth of Kentucky.
