USDA Vs. FHA Pro and Con comparison in Scott-City, Scott County, KS
For the year 2025, the USDA loan ceiling in Scott-City, within the county of Scott, KS, is $285,000. On the other hand, the limit for an FHA loan for a single-family dwelling is $356,362.
To evaluate today's top USDA versus FHA rates, make use of the Lendersa® USDA loan calculator. This allows you to identify the income, credit, reserves, and documents necessary to qualify. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the most suitable program for your financial scenario in Alabama.
2025 Loan Limits and Downpayment Requirements in Scott-City, Scott County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Scott-City, KS
The objective of Lendersa® is to secure the most suitable USDA or FHA loan for you swiftly and hassle-free. Begin with one of three pathways to find lenders aligned with your USDA loan needs.
The USDA home loan, backed by the government Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that have a minimum down payment requirement of 3.5%, the USDA mortgage does not require any down payment at all.
At Allstate Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
Texhillco School Employees Federal Credit Union was established in 1956. It was founded by school employees and operated out of a cigar box on the top floor of the old Tivy High School building in Kerrville, now the KISD administration building. Since that time the surrounding Hill Country school districts have joined our field of membership.
Kerr County Federal Credit Union was founded on July 1, 1936 in the basement of the VA Hospital, to serve veterans & their families along with employees of the VA. Since then, we have existed solely for the purpose of serving our members’ best interests. This focus on members instead of profits allows us to offer a full range of financial services
Guadalupe Bank was built by locals, for locals. We pride ourselves on the fact that our decisions are made locally by people who live in our community, value relationships with our customers, and genuinely understand local needs. We have a commitment to every single customer and to the people and small business owners in our community.
M5 Commercial Funding is a lending network which connects residential loan officers and mortgage brokers with the best commercial lending programs. Our team has over 30 years’ experience financing commercial property across the United States. M5 Commercial Funding is located at 4, 500 ft above sea level, in the silicon slopes of the Rocky Mountains
US Mortgage Lenders, I not only have access to leading national lenders, but I have access to funding sources not readily advertised, with lenders you wouldn’t think to look for. Undoubtedly, I can find more competitive mortgage rates than banks and other traditional mortgage firms.
561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
"VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home.
Our VA home loan specialists have been serving veterans for over 16+ years."
Security Home Mortgage is a mortgage bank, meaning we underwrite and fund our own loans in-house. This translates into fast loan approvals and closings, getting you into your home sooner. It also means there is no middleman.We offer a number of loan programs to help you purchase a new home, some with as little as 0% down
