USDA Vs. FHA Pro and Con comparison in Scott-City, Scott County, KS
For the year 2025, the USDA loan ceiling in Scott-City, within the county of Scott, KS, is $285,000. On the other hand, the limit for an FHA loan for a single-family dwelling is $356,362.
To evaluate today's top USDA versus FHA rates, make use of the Lendersa® USDA loan calculator. This allows you to identify the income, credit, reserves, and documents necessary to qualify. Through our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the most suitable program for your financial scenario in Alabama.
2025 Loan Limits and Downpayment Requirements in Scott-City, Scott County, KS
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Alternatives in Scott-City, KS
The objective of Lendersa® is to secure the most suitable USDA or FHA loan for you swiftly and hassle-free. Begin with one of three pathways to find lenders aligned with your USDA loan needs.
The USDA home loan, backed by the government Department of Agriculture, also referred to as the USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that have a minimum down payment requirement of 3.5%, the USDA mortgage does not require any down payment at all.
FNBB, Inc. is organized to be a profitable and well capitalized financial services corporation providing high quality correspondent services which facilitate the success and growth of its shareholders and clients. It is focused on serving the management and financial needs of community financial institutions in the United States.
Republic Finance specializes in providing a variety of consumer loans, flexible lending options and incomparable customer service, & has assisted its customers in meeting their personal finance goals for more than 60 years. With branch offices located in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee, Texas.
8768 Quarters Lake Road, Suite 5, Baton Rouge, LA, 70809
At Pelican Home Lending, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
8550 United Plaza Boulevard, Suite 702, Baton Rouge, LA, 70809
At Reliant Home Lending We make it easy & worry-free to reduce your interest rate & monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our professionals guide you to the very best refinanced loan! Tapping into your home equity is easier than ever before. You’ve been paying down your balance.
10311 Jefferson Hwy, Suite B3, Baton Rouge, LA, 70809
Key Lending Solutions(KLS) is a local, full service mortgage company licensed in Louisiana and Mississippi specializing in purchase and refinance loans. KLS opened its doors in 2003, and our staff of licensed professionals has a combined experience of over 100 years originating, processing, and closing mortgage transactions.
Our goal is to give you options from all of the largest nationwide investors, with the local service you deserve. Free Approval for FHA, VA, RD/Rural Development, Conventional, Jumbo, First Time Homebuyer programs and more. Also specializing in HUD homes, Bank Repo's, Foreclosures, and more.
7660 Pecue Lane, Suite 300, Baton Rouge, LA, 70809
We want to create the best customer experience when you are purchasing your home. Our reputation lies in the trust and respect that we have earned from our homeowners across the South. We pride ourselves in our outstanding customer satisfaction, accuracy and our ability to close your loan on time. DSLD Mortgage will lead, support,
Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans.
